Legislation: batch B — IL IN KS KY LA MA MD ME MI MN

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

legislation/us/states/il/100th/hb-4095.md

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+---
+type: "Bill"
+title: "CREDIT FREEZE-NO FEE ALLOWED"
+description: "Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that a consumer reporting agency may not impose a charge on a consumer for placing a freeze, removing a freeze, or temporarily lifting a freeze. Makes corresponding changes. Effective immediately."
+jurisdiction: "us/states/il"
+legislature: "Illinois General Assembly"
+session: "100th"
+identifier: "HB 4095"
+citation: "Illinois HB 4095 (100th)"
+classification: ["bill"]
+subjects: []
+status: "enacted"
+primary_sponsors: []
+version_count: 3
+action_count: 117
+vote_count: 2
+first_action: "2017-09-12"
+last_action: "2018-06-08"
+source: "openstates"
+source_identifier: "ocd-bill/e1184c17-455c-438d-a3f3-f98f0fed956c"
+source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=4095&GAID=14&DocTypeID=HB&LegId=107863&SessionID=91&GA=100"
+source_hash: "73ea66c19b9afdd30b48c000ebc7970c2c17d9552fe16628917be07b7fe174b7"
+vintage: "2026-07-01"
+source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
+retrieved_at: "2026-07-06"
+confidence: "reported"
+tags: ["legislation", "bill", "us-il"]
+---
+
+# Illinois HB 4095 (100th) — CREDIT FREEZE-NO FEE ALLOWED
+
+Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that a consumer reporting agency may not impose a charge on a consumer for placing a freeze, removing a freeze, or temporarily lifting a freeze. Makes corresponding changes. Effective immediately.
+
+## Version chain
+
+The bill's text revisions, in order — the diff chain from filing to enrollment.
+
+1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10000HB4095&GA=100&SessionId=91&DocTypeId=HB&LegID=107863&DocNum=4095&GAID=14&Session=&print=true)
+2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10000HB4095eng&GA=100&SessionId=91&DocTypeId=HB&LegID=107863&DocNum=4095&GAID=14&Session=&print=true)
+3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10000HB4095enr&GA=100&SessionId=91&DocTypeId=HB&LegID=107863&DocNum=4095&GAID=14&Session=&print=true)
+
+## Votes
+
+- Third Reading — **109–0** (pass) · lower
+- Third Reading — **56–0** (pass) · upper
+
+## Sponsors
+
+- Andy Manar — cosponsor (person)
+- Chapin Rose — cosponsor (person)
+- Cristina Castro — cosponsor (person)
+- Dale Fowler — cosponsor (person)
+- Dan McConchie — cosponsor (person)
+- David Koehler — cosponsor (person)
+- Elgie R. Sims, Jr. — cosponsor (person)
+- Gregory Harris — primary (person)
+- Ira I. Silverstein — cosponsor (person)
+- Iris Y. Martinez — cosponsor (person)
+- Jennifer Bertino-Tarrant — cosponsor (person)
+- Kimberly A. Lightford — cosponsor (person)
+- Laura M. Murphy — cosponsor (person)
+- Linda Holmes — cosponsor (person)
+- Mattie Hunter — cosponsor (person)
+- Michael Connelly — cosponsor (person)
+- Neil Anderson — cosponsor (person)
+- Omar Aquino — cosponsor (person)
+- Pamela J. Althoff — cosponsor (person)
+- Paul Schimpf — cosponsor (person)
+- Scott M. Bennett — cosponsor (person)
+- Steve Stadelman — cosponsor (person)
+- Steven M. Landek — cosponsor (person)
+- Thomas Cullerton — cosponsor (person)
+- William R. Haine — cosponsor (person)
+- Wm. Sam McCann — cosponsor (person)
+
+## Timeline
+
+The legislative action history — every referral, reading, and vote.
+
+- **2017-09-12** Filed with the Clerk by Rep. Gregory Harris `filing`
+- **2017-09-13** Added Chief Co-Sponsor Rep. Natalie A. Manley
+- **2017-09-13** Added Chief Co-Sponsor Rep. Litesa E. Wallace
+- **2017-09-14** Added Co-Sponsor Rep. Michelle Mussman
+- **2017-09-14** Added Co-Sponsor Rep. Barbara Flynn Currie
+- **2017-09-14** Added Co-Sponsor Rep. Sonya M. Harper
+- **2017-09-14** Added Co-Sponsor Rep. Daniel J. Burke
+- **2017-09-14** Added Co-Sponsor Rep. Sue Scherer
+- **2017-09-14** Added Co-Sponsor Rep. Camille Y. Lilly
+- **2017-09-14** Added Co-Sponsor Rep. Sara Feigenholtz
+- **2017-09-14** Added Co-Sponsor Rep. Katie Stuart
+- **2017-09-14** Added Co-Sponsor Rep. John Connor
+- **2017-09-14** Added Co-Sponsor Rep. Sam Yingling
+- **2017-09-14** Added Co-Sponsor Rep. Deb Conroy
+- **2017-09-14** Added Co-Sponsor Rep. Linda Chapa LaVia
+- **2017-09-14** Added Co-Sponsor Rep. Jaime M. Andrade, Jr.
+- **2017-09-14** Added Co-Sponsor Rep. Jay Hoffman
+- **2017-09-14** Added Co-Sponsor Rep. Emanuel Chris Welch
+- **2017-09-15** Added Co-Sponsor Rep. Silvana Tabares
+- **2017-09-15** Added Co-Sponsor Rep. Kelly M. Burke
+- **2017-09-15** Added Co-Sponsor Rep. Lawrence Walsh, Jr.
+- **2017-09-15** Added Co-Sponsor Rep. Stephanie A. Kifowit
+- **2017-09-15** Added Co-Sponsor Rep. Melissa Conyears-Ervin
+- **2017-09-15** Added Chief Co-Sponsor Rep. Will Guzzardi
+- **2017-09-18** Added Co-Sponsor Rep. Kathleen Willis
+- **2017-09-18** Added Co-Sponsor Rep. Margo McDermed
+- **2017-09-18** Added Co-Sponsor Rep. Mary E. Flowers
+- **2017-09-19** Added Co-Sponsor Rep. Anna Moeller
+- **2017-09-19** Added Co-Sponsor Rep. Michael Halpin
+- **2017-09-19** Added Co-Sponsor Rep. Elizabeth Hernandez
+- **2017-09-19** Added Co-Sponsor Rep. Fred Crespo
+- **2017-09-20** Added Co-Sponsor Rep. John C. D'Amico
+- **2017-09-21** Added Co-Sponsor Rep. Frances Ann Hurley
+- **2017-09-21** Added Chief Co-Sponsor Rep. Elizabeth Hernandez
+- **2017-09-21** Removed Co-Sponsor Rep. Elizabeth Hernandez
+- **2017-09-21** Added Co-Sponsor Rep. Daniel V. Beiser
+- **2017-09-28** Added Co-Sponsor Rep. Barbara Wheeler
+- **2017-10-03** Added Co-Sponsor Rep. Ann M. Williams
+- **2017-10-06** Added Co-Sponsor Rep. Juliana Stratton
+- **2017-10-06** Removed Co-Sponsor Rep. Juliana Stratton
+- **2017-10-10** Remove Chief Co-Sponsor Rep. Elizabeth Hernandez
+- **2017-10-10** Added Co-Sponsor Rep. Elizabeth Hernandez
+- **2017-10-10** Added Chief Co-Sponsor Rep. Juliana Stratton
+- **2017-10-12** First Reading `reading-1`
+- **2017-10-12** Referred to Rules Committee `referral-committee`
+- **2017-10-12** Added Co-Sponsor Rep. Jonathan Carroll
+- **2017-10-16** Added Co-Sponsor Rep. Robyn Gabel
+- **2017-10-17** Assigned to Judiciary - Civil Committee `referral-committee`
+- **2017-10-20** Added Co-Sponsor Rep. La Shawn K. Ford
+- **2017-10-20** Added Co-Sponsor Rep. Laura Fine
+- **2017-10-20** Added Co-Sponsor Rep. Rita Mayfield
+- **2017-10-24** House Committee Amendment No. 1 Filed with Clerk by Rep. Gregory Harris `amendment-introduction`
+- **2017-10-24** House Committee Amendment No. 1 Referred to Rules Committee `referral-committee`
+- **2017-10-24** Added Co-Sponsor Rep. Marcus C. Evans, Jr.
+- **2017-10-24** Added Co-Sponsor Rep. Robert Rita
+- **2017-10-24** House Committee Amendment No. 1 Rules Refers to Judiciary - Civil Committee
+- **2017-10-25** House Committee Amendment No. 1 Adopted in Judiciary - Civil Committee; by Voice Vote `amendment-passage`
+- **2017-10-25** Do Pass as Amended / Short Debate Judiciary - Civil Committee; 008-000-000 `committee-passage`
+- **2017-10-25** Placed on Calendar 2nd Reading - Short Debate
+- **2017-10-25** Second Reading - Short Debate `reading-2`
+- **2017-10-25** Placed on Calendar Order of 3rd Reading - Short Debate
+- **2017-10-25** Remove Chief Co-Sponsor Rep. Natalie A. Manley
+- **2017-10-25** Added Co-Sponsor Rep. Natalie A. Manley
+- **2017-10-25** Added Chief Co-Sponsor Rep. Peter Breen
+- **2017-10-25** Added Co-Sponsor Rep. Carol Sente
+- **2017-10-26** 3/5 Vote Required
+- **2017-10-26** Third Reading - Short Debate - Passed 109-000-000 `reading-3, passage`
+- **2017-10-26** Added Co-Sponsor Rep. Ryan Spain
+- **2017-10-26** Added Co-Sponsor Rep. Jerry Lee Long
+- **2017-10-26** Added Co-Sponsor Rep. Scott Drury
+- **2017-10-26** Added Co-Sponsor Rep. Robert Martwick
+- **2017-10-26** Added Co-Sponsor Rep. David S. Olsen
+- **2017-10-26** Added Co-Sponsor Rep. Elgie R. Sims, Jr.
+- **2017-11-01** Arrive in Senate `introduction`
+- **2017-11-01** Placed on Calendar Order of First Reading `reading-1`
+- **2017-11-01** Chief Senate Sponsor Sen. Bill Cunningham
+- **2017-11-01** First Reading `reading-1`
+- **2017-11-01** Referred to Assignments `referral-committee`
+- **2017-11-01** Added as Alternate Co-Sponsor Sen. Steve Stadelman
+- **2017-11-01** Added as Alternate Co-Sponsor Sen. Thomas Cullerton
+- **2017-11-07** Added as Alternate Chief Co-Sponsor Sen. Michael E. Hastings
+- **2017-11-07** Added as Alternate Chief Co-Sponsor Sen. Daniel Biss
+- **2017-11-07** Added as Alternate Co-Sponsor Sen. Neil Anderson
+- **2017-11-07** Added as Alternate Co-Sponsor Sen. Michael Connelly
+- **2017-11-08** Added as Alternate Co-Sponsor Sen. Paul Schimpf
+- **2017-11-08** Added as Alternate Co-Sponsor Sen. Dan McConchie
+- **2017-11-08** Added as Alternate Co-Sponsor Sen. Dale Fowler
+- **2018-01-04** Added as Alternate Co-Sponsor Sen. Chapin Rose
+- **2018-01-30** Added as Alternate Co-Sponsor Sen. Kimberly A. Lightford
+- **2018-02-14** Assigned to Financial Institutions `referral-committee`
+- **2018-02-14** Added as Alternate Chief Co-Sponsor Sen. Jacqueline Y. Collins
+- **2018-02-20** Added as Alternate Co-Sponsor Sen. Cristina Castro
+- **2018-02-21** Do Pass Financial Institutions; 007-000-000 `committee-passage`
+- **2018-02-21** Placed on Calendar Order of 2nd Reading February 22, 2018
+- **2018-02-21** Added as Alternate Co-Sponsor Sen. Linda Holmes
+- **2018-02-21** Added as Alternate Co-Sponsor Sen. Andy Manar
+- **2018-02-21** Added as Alternate Co-Sponsor Sen. Ira I. Silverstein
+- **2018-02-21** Added as Alternate Co-Sponsor Sen. Scott M. Bennett
+- **2018-02-21** Added as Alternate Co-Sponsor Sen. William R. Haine
+- **2018-02-22** Added as Alternate Co-Sponsor Sen. Laura M. Murphy
+- **2018-02-22** Added as Alternate Co-Sponsor Sen. Jennifer Bertino-Tarrant
+- **2018-02-22** Added as Alternate Co-Sponsor Sen. David Koehler
+- **2018-02-22** Added as Alternate Co-Sponsor Sen. Wm. Sam McCann
+- **2018-02-23** Added as Alternate Co-Sponsor Sen. Mattie Hunter
+- **2018-02-27** Added as Alternate Co-Sponsor Sen. Iris Y. Martinez
+- **2018-03-01** Added as Alternate Co-Sponsor Sen. Steven M. Landek
+- **2018-03-01** Added as Alternate Co-Sponsor Sen. Omar Aquino
+- **2018-03-02** Added as Alternate Co-Sponsor Sen. Pamela J. Althoff
+- **2018-03-13** Second Reading `reading-2`
+- **2018-03-13** Placed on Calendar Order of 3rd Reading March 14, 2018
+- **2018-03-14** Added as Alternate Co-Sponsor Sen. Elgie R. Sims, Jr.
+- **2018-03-14** Third Reading - Passed; 056-000-000 `reading-3, passage`
+- **2018-03-14** Passed Both Houses
+- **2018-04-12** Sent to the Governor `executive-receipt`
+- **2018-06-08** Governor Approved `executive-signature`
+- **2018-06-08** Effective Date June 8, 2018
+- **2018-06-08** Public Act . . . . . . . . . 100-0589 `became-law`
+
+## Source
+
+OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/e1184c17-455c-438d-a3f3-f98f0fed956c`. Confidence: reported (aggregated from official Illinois legislature records).
+