Legislation: batch B — IL IN KS KY LA MA MD ME MI MN

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

legislation/us/states/il/100th/hb-4873.md

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+---
+type: "Bill"
+title: "PAYDAY INSTALLMENT LOAN FEES"
+description: "Amends the Payday Loan Reform Act. Authorizes a lender to charge a borrower for the verification that the proposed loan agreement is permissible: a fee not to exceed $1 for a payday loan or a fee not to exceed $1 for each month that a balance is scheduled to be outstanding on an installment payday loan (rather than a fee not to exceed $1). Authorizes a certified consumer reporting service to charge the following verification fees upon a loan being made or entered into a certified database: a fee not to exceed $1 for a payday loan or a fee not to exceed $1 for each month that a balance is scheduled to be outstanding on an installment payday loan (rather than a fee not to exceed $1). Effective immediately."
+jurisdiction: "us/states/il"
+legislature: "Illinois General Assembly"
+session: "100th"
+identifier: "HB 4873"
+citation: "Illinois HB 4873 (100th)"
+classification: ["bill"]
+subjects: []
+status: "enacted"
+primary_sponsors: []
+version_count: 3
+action_count: 44
+vote_count: 2
+first_action: "2018-02-14"
+last_action: "2019-01-04"
+source: "openstates"
+source_identifier: "ocd-bill/28eb46b4-345e-4cea-8d17-e1af0f6eef3a"
+source_url: "http://ilga.gov/legislation/BillStatus.asp?DocNum=4873&GAID=14&DocTypeID=HB&LegId=110249&SessionID=91&GA=100"
+source_hash: "0c4e7014d9cf762ad706cd578c5ba13bcfff19e38c7b6bdecbd19912f665a790"
+vintage: "2026-07-01"
+source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
+retrieved_at: "2026-07-06"
+confidence: "reported"
+tags: ["legislation", "bill", "us-il"]
+---
+
+# Illinois HB 4873 (100th) — PAYDAY INSTALLMENT LOAN FEES
+
+Amends the Payday Loan Reform Act. Authorizes a lender to charge a borrower for the verification that the proposed loan agreement is permissible: a fee not to exceed $1 for a payday loan or a fee not to exceed $1 for each month that a balance is scheduled to be outstanding on an installment payday loan (rather than a fee not to exceed $1). Authorizes a certified consumer reporting service to charge the following verification fees upon a loan being made or entered into a certified database: a fee not to exceed $1 for a payday loan or a fee not to exceed $1 for each month that a balance is scheduled to be outstanding on an installment payday loan (rather than a fee not to exceed $1). Effective immediately.
+
+## Version chain
+
+The bill's text revisions, in order — the diff chain from filing to enrollment.
+
+1. **Introduced** (filed) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10000HB4873&GA=100&SessionId=91&DocTypeId=HB&LegID=110249&DocNum=4873&GAID=14&Session=&print=true)
+2. **Engrossed** (committee substitute) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10000HB4873eng&GA=100&SessionId=91&DocTypeId=HB&LegID=110249&DocNum=4873&GAID=14&Session=&print=true)
+3. **Enrolled** (enrolled) — [source](http://ilga.gov/legislation/fulltext.asp?DocName=10000HB4873enr&GA=100&SessionId=91&DocTypeId=HB&LegID=110249&DocNum=4873&GAID=14&Session=&print=true)
+
+## Votes
+
+- Third Reading — **45–3** (pass) · upper
+- Third Reading — **72–43** (pass) · lower
+
+## Sponsors
+
+- Lou Lang — primary (person)
+
+## Timeline
+
+The legislative action history — every referral, reading, and vote.
+
+- **2018-02-14** Filed with the Clerk by Rep. Lou Lang `filing`
+- **2018-02-14** First Reading `reading-1`
+- **2018-02-14** Referred to Rules Committee `referral-committee`
+- **2018-02-21** Assigned to Financial Institutions Committee `referral-committee`
+- **2018-04-04** House Committee Amendment No. 1 Filed with Clerk by Rep. Lou Lang `amendment-introduction`
+- **2018-04-04** House Committee Amendment No. 1 Referred to Rules Committee `referral-committee`
+- **2018-04-09** House Committee Amendment No. 1 Rules Refers to Financial Institutions Committee
+- **2018-04-09** House Committee Amendment No. 1 Adopted in Financial Institutions Committee; by Voice Vote `amendment-passage`
+- **2018-04-09** Do Pass as Amended / Short Debate Financial Institutions Committee; 009-000-000 `committee-passage`
+- **2018-04-10** Placed on Calendar 2nd Reading - Short Debate
+- **2018-04-19** House Floor Amendment No. 2 Filed with Clerk by Rep. Lou Lang `amendment-introduction`
+- **2018-04-19** House Floor Amendment No. 2 Referred to Rules Committee `referral-committee`
+- **2018-04-23** House Floor Amendment No. 2 Rules Refers to Financial Institutions Committee
+- **2018-04-24** House Floor Amendment No. 2 Recommends Be Adopted Financial Institutions Committee; 008-000-000 `committee-passage-favorable`
+- **2018-04-25** Second Reading - Short Debate `reading-2`
+- **2018-04-25** House Floor Amendment No. 2 Adopted `amendment-passage`
+- **2018-04-25** Placed on Calendar Order of 3rd Reading - Short Debate
+- **2018-04-26** Placed on Calendar - Consideration Postponed
+- **2018-04-26** Third Reading - Consideration Postponed `reading-3`
+- **2018-04-27** Rule 19(a) / Re-referred to Rules Committee `referral-committee`
+- **2018-05-14** Approved for Consideration Rules Committee; 004-000-000
+- **2018-05-14** Placed on Calendar - Consideration Postponed
+- **2018-05-14** Third Reading - Consideration Postponed `reading-3`
+- **2018-05-14** Final Action Deadline Extended-9(b) May 25, 2018
+- **2018-05-18** Added Co-Sponsor Rep. C.D. Davidsmeyer
+- **2018-05-25** Final Action Deadline Extended-9(b) May 31, 2018
+- **2018-05-30** Placed on Calendar Order of 3rd Reading - Short Debate
+- **2018-05-30** Third Reading - Short Debate - Passed 072-043-000 `reading-3, passage`
+- **2018-05-30** Arrive in Senate `introduction`
+- **2018-05-30** Placed on Calendar Order of First Reading `reading-1`
+- **2018-05-30** Chief Senate Sponsor Sen. Terry Link
+- **2018-05-30** First Reading `reading-1`
+- **2018-05-30** Referred to Assignments `referral-committee`
+- **2018-11-07** Assigned to Judiciary `referral-committee`
+- **2018-11-14** Do Pass Judiciary; 010-000-000 `committee-passage`
+- **2018-11-14** Placed on Calendar Order of 2nd Reading
+- **2018-11-14** Second Reading `reading-2`
+- **2018-11-14** Placed on Calendar Order of 3rd Reading November 15, 2018
+- **2018-11-28** Third Reading - Passed; 045-003-000 `reading-3, passage`
+- **2018-11-28** Passed Both Houses
+- **2018-12-27** Sent to the Governor `executive-receipt`
+- **2019-01-04** Governor Approved `executive-signature`
+- **2019-01-04** Effective Date June 1, 2019
+- **2019-01-04** Public Act . . . . . . . . . 100-1168 `became-law`
+
+## Source
+
+OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/28eb46b4-345e-4cea-8d17-e1af0f6eef3a`. Confidence: reported (aggregated from official Illinois legislature records).
+