Legislation: batch B — IL IN KS KY LA MA MD ME MI MN

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
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---
type: "Bill"
title: "INSURANCE/RATES: Provides for discounts and insurance rate reductions for residential and commercial buildings built to, or retrofitted to, reduce the threat of loss due to windstorm events"
description: "INSURANCE/RATES: Provides for discounts and insurance rate reductions for residential and commercial buildings built to, or retrofitted to, reduce the threat of loss due to windstorm events"
jurisdiction: "us/states/la"
legislature: "Louisiana Legislature"
session: "2021"
identifier: "HB 451"
citation: "Louisiana HB 451 (2021)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Paula Davis"]
version_count: 9
action_count: 20
vote_count: 2
first_action: "2021-04-02"
last_action: "2021-06-01"
source: "openstates"
source_identifier: "ocd-bill/022ec54b-5620-462d-bdc6-ee7a0a56f827"
source_url: "http://www.legis.la.gov/Legis/BillInfo.aspx?i=240405"
source_hash: "fe42f4bcee5a521b855d82c9232e5fd7845bbe927f3c551599b32f400e61bd40"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-la"]
---
# Louisiana HB 451 (2021) — INSURANCE/RATES: Provides for discounts and insurance rate reductions for residential and commercial buildings built to, or retrofitted to, reduce the threat of loss due to windstorm events
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **HB451 Original** (filed) — [source](http://www.legis.la.gov/Legis/ViewDocument.aspx?d=1211477)
2. **HB451 Act** (committee substitute) — [source](http://www.legis.la.gov/Legis/ViewDocument.aspx?d=1230392)
3. **HB451 Engrossed** (committee substitute) — [source](http://www.legis.la.gov/Legis/ViewDocument.aspx?d=1218724)
4. **HB451 Reengrossed** (committee substitute) — [source](http://www.legis.la.gov/Legis/ViewDocument.aspx?d=1221396)
5. **House Committee Amendment, #1786, INS, Draft** (committee substitute) — [source](http://www.legis.la.gov/Legis/ViewDocument.aspx?d=1217969)
6. **House Committee Amendment, #1801, INS, Draft** (committee substitute) — [source](http://www.legis.la.gov/Legis/ViewDocument.aspx?d=1218107)
7. **House Committee Amendment, #1846, INS, Adopted** (committee substitute) — [source](http://www.legis.la.gov/Legis/ViewDocument.aspx?d=1218469)
8. **House Floor Legislative Bureau Amendment, #1294, Horton, Adopted** (committee substitute) — [source](http://www.legis.la.gov/Legis/ViewDocument.aspx?d=1218816)
9. **HB451 Enrolled** (enrolled) — [source](http://www.legis.la.gov/Legis/ViewDocument.aspx?d=1226018)
## Votes
- FINAL PASSAGE (#396) — **35–0** (pass) · upper
- FINAL PASSAGE (#232) — **98–0** (pass) · lower
## Sponsors
- Paula Davis — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2021-06-01** Effective date: 08/01/2021.
- **2021-06-01** Signed by the Governor. Becomes Act No. 30. `executive-signature`
- **2021-05-26** Sent to the Governor for executive approval. `executive-receipt`
- **2021-05-20** Signed by the President of the Senate.
- **2021-05-19** Enrolled and signed by the Speaker of the House.
- **2021-05-18** Received from the Senate without amendments.
- **2021-05-18** Rules suspended. Read by title, passed by a vote of 35 yeas and 0 nays, and ordered returned to the House. Motion to reconsider tabled. `passage`
- **2021-05-17** Reported without Legislative Bureau amendments. Read by title and passed to third reading and final passage.
- **2021-05-13** Read by title and referred to the Legislative Bureau.
- **2021-05-12** Reported favorably.
- **2021-05-10** Read second time by title and referred to the Committee on Insurance. `referral-committee`
- **2021-05-06** Received in the Senate. Rules suspended. Read first time by title and placed on the Calendar for a second reading.
- **2021-05-05** Read third time by title, amended, roll called on final passage, yeas 98, nays 0. Finally passed, title adopted, ordered to the Senate. `passage`
- **2021-05-03** Scheduled for floor debate on 05/05/2021.
- **2021-04-29** Read by title, amended, ordered engrossed, passed to 3rd reading.
- **2021-04-28** Reported with amendments (8-0).
- **2021-04-12** Read by title, under the rules, referred to the Committee on Insurance. `referral-committee`
- **2021-04-02** First appeared in the Interim Calendar on 4/2/2021.
- **2021-04-02** Under the rules, provisionally referred to the Committee on Insurance. `referral-committee`
- **2021-04-02** Prefiled. `filing`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/022ec54b-5620-462d-bdc6-ee7a0a56f827`. Confidence: reported (aggregated from official Louisiana legislature records).