Legislation: batch B — IL IN KS KY LA MA MD ME MI MN

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

legislation/us/states/la/2024/sb-295.md

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+---
+type: "Bill"
+title: "INSURANCE RATES: Provides for rate filing procedures and requirements for rate making. (gov sig) (EN NO IMPACT See Note)"
+description: "INSURANCE RATES: Provides for rate filing procedures and requirements for rate making. (gov sig) (EN NO IMPACT See Note)"
+jurisdiction: "us/states/la"
+legislature: "Louisiana Legislature"
+session: "2024"
+identifier: "SB 295"
+citation: "Louisiana SB 295 (2024)"
+classification: ["bill"]
+subjects: []
+status: "enacted"
+primary_sponsors: ["Heather Cloud"]
+version_count: 10
+action_count: 20
+vote_count: 3
+first_action: "2024-03-01"
+last_action: "2024-05-07"
+source: "openstates"
+source_identifier: "ocd-bill/4b0be4de-b9e2-4657-af0d-1a38f6e6170a"
+source_url: "https://www.legis.la.gov/Legis/BillInfo.aspx?i=246576"
+source_hash: "8f667ca636b50f5a9618a98984c5a3b209fbfedb9ca7ed6f845e64a1d0a65b35"
+vintage: "2026-07-01"
+source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
+retrieved_at: "2026-07-06"
+confidence: "reported"
+tags: ["legislation", "bill", "us-la"]
+---
+
+# Louisiana SB 295 (2024) — INSURANCE RATES: Provides for rate filing procedures and requirements for rate making. (gov sig) (EN NO IMPACT See Note)
+
+## Version chain
+
+The bill's text revisions, in order — the diff chain from filing to enrollment.
+
+1. **SB295 Original** (filed) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1352667)
+2. **House Committee Amendment, #2684, INS, Draft** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1363955)
+3. **House Committee Amendment, #3210, INS, Adopted** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1366576)
+4. **SB295 Act** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1372372)
+5. **SB295 Engrossed** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1356386)
+6. **SB295 Reengrossed** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1358516)
+7. **Senate Committee Amendment, #1024, INS, Adopted** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1356146)
+8. **Senate Committee Amendment, #919, INS, Draft** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1355640)
+9. **Senate Floor Bureau Note, #1187, Cloud, Adopted** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1357946)
+10. **SB295 Enrolled** (enrolled) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1370048)
+
+## Votes
+
+- FINAL PASSAGE (#715) — **93–3** (pass) · lower
+- CONCUR (#422) — **35–0** (pass) · upper
+- FINAL PASSAGE (#158) — **36–1** (pass) · upper
+
+## Sponsors
+
+- Heather Cloud — primary (person)
+
+## Timeline
+
+The legislative action history — every referral, reading, and vote.
+
+- **2024-05-07** Effective date 5/7/2024.
+- **2024-05-07** Signed by the Governor. Becomes Act No. 10. `became-law, executive-signature`
+- **2024-05-01** Sent to the Governor by the Secretary of the Senate. `executive-receipt`
+- **2024-04-30** Signed by the Speaker of the House.
+- **2024-04-30** Enrolled. Signed by the President of the Senate. `enrolled`
+- **2024-04-29** Amendments proposed by the House read and concurred in by a vote of 35 yeas and 0 nays.
+- **2024-04-24** Received from the House with amendments. `receipt`
+- **2024-04-24** Read third time by title, roll called on final passage, yeas 93, nays 3. Finally passed, ordered to the Senate. `passage`
+- **2024-04-24** Rules suspended, called out of its regular order.
+- **2024-04-23** Scheduled for floor debate on 04/24/2024.
+- **2024-04-22** Read by title, amended, passed to 3rd reading. `reading-3`
+- **2024-04-18** Reported without Legislative Bureau amendments.
+- **2024-04-17** Reported with amendments (12-0). Referred to the Legislative Bureau. `committee-passage-favorable`
+- **2024-04-02** Read by title, under the rules, referred to the Committee on Insurance. `referral-committee`
+- **2024-03-27** Received in the House from the Senate, read by title, lies over under the rules.
+- **2024-03-26** Senate floor amendments read and adopted. Read by title and passed by a vote of 36 yeas and 1 nays; ordered reengrossed and sent to the House. Motion to reconsider tabled. `passage`
+- **2024-03-25** Read by title. Committee amendments read and adopted. Ordered engrossed and passed to third reading and final passage.
+- **2024-03-20** Reported with amendments. `committee-passage-favorable`
+- **2024-03-11** Introduced in the Senate; read by title. Rules suspended. Read second time and referred to the Committee on Insurance. `referral-committee`
+- **2024-03-01** Prefiled and under the rules provisionally referred to the Committee on Insurance. `filing, referral-committee`
+
+## Source
+
+OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/4b0be4de-b9e2-4657-af0d-1a38f6e6170a`. Confidence: reported (aggregated from official Louisiana legislature records).
+