Legislation: batch B — IL IN KS KY LA MA MD ME MI MN

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

legislation/us/states/la/2025/hb-438.md

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+---
+type: "Bill"
+title: "INSURANCE/RATES: Provides relative to advertising expenses and prohibits use of certain expenses in setting insurance rates"
+description: "INSURANCE/RATES: Provides relative to advertising expenses and prohibits use of certain expenses in setting insurance rates"
+jurisdiction: "us/states/la"
+legislature: "Louisiana Legislature"
+session: "2025"
+identifier: "HB 438"
+citation: "Louisiana HB 438 (2025)"
+classification: ["bill"]
+subjects: []
+status: "enacted"
+primary_sponsors: ["Gabe Firment"]
+version_count: 4
+action_count: 19
+vote_count: 2
+first_action: "2025-04-04"
+last_action: "2025-06-04"
+source: "openstates"
+source_identifier: "ocd-bill/3093a13d-257f-47d1-afae-376951f1fcde"
+source_url: "https://www.legis.la.gov/Legis/BillInfo.aspx?i=248445"
+source_hash: "97d65e68cf3ad1e6db7725a6c8da1a2af60751a0048a8506d90e5fca7a2c83c4"
+vintage: "2026-07-01"
+source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
+retrieved_at: "2026-07-06"
+confidence: "reported"
+tags: ["legislation", "bill", "us-la"]
+---
+
+# Louisiana HB 438 (2025) — INSURANCE/RATES: Provides relative to advertising expenses and prohibits use of certain expenses in setting insurance rates
+
+## Version chain
+
+The bill's text revisions, in order — the diff chain from filing to enrollment.
+
+1. **HB438 Original** (filed) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1403631)
+2. **HB438 Act 85** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1422299)
+3. **HB438 Engrossed** (committee substitute) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1407578)
+4. **HB438 Enrolled** (enrolled) — [source](https://www.legis.la.gov/Legis/ViewDocument.aspx?d=1419238)
+
+## Votes
+
+- FINAL PASSAGE (#143) — **100–0** (pass) · lower
+- FINAL PASSAGE (#446) — **36–0** (pass) · upper
+
+## Sponsors
+
+- Gabe Firment — primary (person)
+- Chad Boyer — cosponsor (person)
+- Chance Henry — cosponsor (person)
+- Charles Owen — cosponsor (person)
+- Daryl Adams — cosponsor (person)
+- Dodie Horton — cosponsor (person)
+- Emily Chenevert — cosponsor (person)
+- Foy Gadberry — cosponsor (person)
+- Jason Dewitt — cosponsor (person)
+- Jeremy LaCombe — cosponsor (person)
+- Joe Stagni — cosponsor (person)
+- John Wyble — cosponsor (person)
+- Josh Carlson — cosponsor (person)
+- Julie Emerson — cosponsor (person)
+- Kathy Edmonston — cosponsor (person)
+- Kellee Dickerson — cosponsor (person)
+- Larry Bagley — cosponsor (person)
+- Lauren Ventrella — cosponsor (person)
+- Mike Johnson — cosponsor (person)
+- Peter Egan — cosponsor (person)
+- Phillip DeVillier — cosponsor (person)
+- R. Dewith Carrier — cosponsor (person)
+- Rhonda Butler — cosponsor (person)
+- Robert Carter — cosponsor (person)
+- Rodney Schamerhorn — cosponsor (person)
+- Stephanie Hilferty — cosponsor (person)
+- Tony Bacala — cosponsor (person)
+
+## Timeline
+
+The legislative action history — every referral, reading, and vote.
+
+- **2025-06-04** Effective date: 01/01/2026.
+- **2025-06-04** Signed by the Governor. Becomes Act No. 85. `became-law, executive-signature`
+- **2025-05-30** Sent to the Governor for executive approval. `executive-receipt`
+- **2025-06-01** Signed by the President of the Senate on 5/29/2025.
+- **2025-05-29** Enrolled and signed by the Speaker of the House. `enrolled`
+- **2025-05-29** Received from the Senate without amendments. `receipt`
+- **2025-05-28** Read by title, passed by a vote of 36 yeas and 0 nays, and ordered returned to the House. Motion to reconsider tabled. `passage`
+- **2025-05-20** Reported without Legislative Bureau amendments. Read by title and passed to third reading and final passage. `reading-3`
+- **2025-05-19** Read by title and referred to the Legislative Bureau.
+- **2025-05-14** Reported favorably. `committee-passage-favorable`
+- **2025-05-05** Read second time by title and referred to the Committee on Insurance. `reading-2, referral-committee`
+- **2025-04-30** Received in the Senate. Rules suspended. Read first time by title and placed on the Calendar for a second reading. `reading-1`
+- **2025-04-30** Read third time by title, roll called on final passage, yeas 100, nays 0. Finally passed, title adopted, ordered to the Senate. `passage`
+- **2025-04-28** Scheduled for floor debate on 04/30/2025.
+- **2025-04-24** Read by title, ordered engrossed, passed to 3rd reading. `reading-3`
+- **2025-04-23** Reported favorably (14-0). `committee-passage-favorable`
+- **2025-04-14** Read by title, under the rules, referred to the Committee on Insurance. `referral-committee`
+- **2025-04-04** Under the rules, provisionally referred to the Committee on Insurance. `referral-committee`
+- **2025-04-04** Prefiled. `filing`
+
+## Source
+
+OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/3093a13d-257f-47d1-afae-376951f1fcde`. Confidence: reported (aggregated from official Louisiana legislature records).
+