Legislation: batch B — IL IN KS KY LA MA MD ME MI MN

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

legislation/us/states/md/2024/sb-41.md

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+---
+type: "Bill"
+title: "Consumer Protection - Consumer Reporting Agencies - Information in Consumer Credit Reports"
+description: "Consumer Protection - Consumer Reporting Agencies - Information in Consumer Credit Reports"
+jurisdiction: "us/states/md"
+legislature: "Maryland General Assembly"
+session: "2024"
+identifier: "SB 41"
+citation: "Maryland SB 41 (2024)"
+classification: ["bill"]
+subjects: []
+status: "enacted"
+primary_sponsors: ["Lam"]
+version_count: 3
+action_count: 14
+vote_count: 2
+first_action: "2023-08-04"
+last_action: "2024-05-09"
+source: "openstates"
+source_identifier: "ocd-bill/cad37b97-0403-4cf6-a80c-f57373ccd611"
+source_url: "http://mgaleg.maryland.gov/mgawebsite/Legislation/Details/sb0041?ys=2024RS&search=True"
+source_hash: "2d1b707730b436002d8f651dd53aaff50d8e2c0cf27cc06166a3356c60fec111"
+vintage: "2026-07-01"
+source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
+retrieved_at: "2026-07-06"
+confidence: "reported"
+tags: ["legislation", "bill", "us-md"]
+---
+
+# Maryland SB 41 (2024) — Consumer Protection - Consumer Reporting Agencies - Information in Consumer Credit Reports
+
+## Version chain
+
+The bill's text revisions, in order — the diff chain from filing to enrollment.
+
+1. **Chapter - Consumer Protection - Consumer Reporting Agencies - Information in Consumer Credit Reports** (committee substitute) — [source](http://mgaleg.maryland.gov/2024RS/Chapters_noln/CH_619_sb0041t.pdf)
+2. **First - Consumer Protection - Consumer Reporting Agencies - Information in Consumer Credit Reports** (committee substitute) — [source](http://mgaleg.maryland.gov/2024RS/bills/sb/sb0041f.pdf)
+3. **Third - Consumer Protection - Consumer Reporting Agencies - Information in Consumer Credit Reports** (committee substitute) — [source](http://mgaleg.maryland.gov/2024RS/bills/sb/sb0041t.pdf)
+
+## Votes
+
+- On Third Reading — **101–36** (pass) · lower
+- On Third Reading — **43–0** (pass) · upper
+
+## Sponsors
+
+- Lam — primary (person)
+
+## Timeline
+
+The legislative action history — every referral, reading, and vote.
+
+- **2023-08-04** Pre-filed `introduction`
+- **2024-01-10** First Reading Finance `referral-committee`
+- **2024-01-15** Hearing 1/31 at 1:00 p.m.
+- **2024-02-05** Favorable Report by Finance `committee-passage-favorable`
+- **2024-02-06** Favorable Adopted `committee-passage-favorable`
+- **2024-02-06** Second Reading Passed
+- **2024-02-08** Third Reading Passed `passage`
+- **2024-02-09** Referred Economic Matters `referral-committee`
+- **2024-03-28** Favorable Report by Economic Matters `committee-passage-favorable`
+- **2024-03-28** Favorable Adopted `committee-passage-favorable`
+- **2024-03-28** Second Reading Passed
+- **2024-04-02** Third Reading Passed `passage`
+- **2024-04-03** Returned Passed
+- **2024-05-09** Approved by the Governor - Chapter 619 `executive-signature`
+
+## Source
+
+OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/cad37b97-0403-4cf6-a80c-f57373ccd611`. Confidence: reported (aggregated from official Maryland legislature records).
+