Legislation: batch B — IL IN KS KY LA MA MD ME MI MN

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

legislation/us/states/md/2025/hb-1020.md

@@ -0,0 +1,74 @@
+---
+type: "Bill"
+title: "Consumer Protection - Credit Reporting - Medical Debt (Fair Medical Debt Reporting Act)"
+description: "Consumer Protection - Credit Reporting - Medical Debt (Fair Medical Debt Reporting Act)"
+jurisdiction: "us/states/md"
+legislature: "Maryland General Assembly"
+session: "2025"
+identifier: "HB 1020"
+citation: "Maryland HB 1020 (2025)"
+classification: ["bill"]
+subjects: []
+status: "enacted"
+primary_sponsors: ["Palakovich Carr"]
+version_count: 4
+action_count: 15
+vote_count: 3
+first_action: "2025-02-03"
+last_action: "2025-04-22"
+source: "openstates"
+source_identifier: "ocd-bill/a79f4649-d6d9-4d18-9760-8ec3211b425c"
+source_url: "http://mgaleg.maryland.gov/mgawebsite/Legislation/Details/hb1020?ys=2025RS&search=True"
+source_hash: "01e96e3082e12f402a60bb875ca7053d236ebd414f30b468b3f81709e903e794"
+vintage: "2026-07-01"
+source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
+retrieved_at: "2026-07-06"
+confidence: "reported"
+tags: ["legislation", "bill", "us-md"]
+---
+
+# Maryland HB 1020 (2025) — Consumer Protection - Credit Reporting - Medical Debt (Fair Medical Debt Reporting Act)
+
+## Version chain
+
+The bill's text revisions, in order — the diff chain from filing to enrollment.
+
+1. **Chapter - Consumer Protection - Credit Reporting - Medical Debt (Fair Medical Debt Reporting Act)** (committee substitute) — [source](http://mgaleg.maryland.gov/2025RS/Chapters_noln/CH_121_hb1020e.pdf)
+2. **Enrolled - Consumer Protection - Credit Reporting - Medical Debt (Fair Medical Debt Reporting Act)** (committee substitute) — [source](http://mgaleg.maryland.gov/2025RS/bills/hb/hb1020e.pdf)
+3. **First - Consumer Protection - Credit Reporting - Medical Debt (Fair Medical Debt Reporting Act)** (committee substitute) — [source](http://mgaleg.maryland.gov/2025RS/bills/hb/hb1020f.pdf)
+4. **Third - Consumer Protection - Credit Reporting - Medical Debt (Fair Medical Debt Reporting Act)** (committee substitute) — [source](http://mgaleg.maryland.gov/2025RS/bills/hb/hb1020t.pdf)
+
+## Votes
+
+- On Third Reading and Final Passage (Hse concurred) — **102–37** (pass) · lower
+- On Third Reading — **101–33** (pass) · lower
+- On Third Reading (Amend) — **40–3** (pass) · upper
+
+## Sponsors
+
+- Palakovich Carr — primary (person)
+
+## Timeline
+
+The legislative action history — every referral, reading, and vote.
+
+- **2025-02-03** First Reading Economic Matters `referral-committee`
+- **2025-02-04** Hearing 2/18 at 1:00 p.m.
+- **2025-03-03** Favorable with Amendments Report by Economic Matters `committee-passage-favorable`
+- **2025-03-04** Favorable with Amendments { `committee-passage-favorable`
+- **2025-03-04** Second Reading Passed with Amendments
+- **2025-03-06** Third Reading Passed `passage`
+- **2025-03-07** Referred Finance `referral-committee`
+- **2025-04-04** Favorable with Amendments Report by Finance `committee-passage-favorable`
+- **2025-04-04** Favorable with Amendments { `committee-passage-favorable`
+- **2025-04-04** Second Reading Passed with Amendments
+- **2025-04-04** Third Reading Passed `passage`
+- **2025-04-07** House Concurs Senate Amendments
+- **2025-04-07** Third Reading Passed `passage`
+- **2025-04-07** Passed Enrolled
+- **2025-04-22** Approved by the Governor - Chapter 121 `executive-signature`
+
+## Source
+
+OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/a79f4649-d6d9-4d18-9760-8ec3211b425c`. Confidence: reported (aggregated from official Maryland legislature records).
+