Legislation: batch B — IL IN KS KY LA MA MD ME MI MN

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 17:27:20 -04:00
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+---
+type: "Bill"
+title: "Commercial Law - Credit Regulation - Earned Wage Access and Credit Modernization"
+description: "Commercial Law - Credit Regulation - Earned Wage Access and Credit Modernization"
+jurisdiction: "us/states/md"
+legislature: "Maryland General Assembly"
+session: "2025"
+identifier: "HB 1294"
+citation: "Maryland HB 1294 (2025)"
+classification: ["bill"]
+subjects: []
+status: "enacted"
+primary_sponsors: ["Amprey", "Wilson"]
+version_count: 3
+action_count: 14
+vote_count: 2
+first_action: "2025-02-07"
+last_action: "2025-05-25"
+source: "openstates"
+source_identifier: "ocd-bill/3687c117-8c97-440b-a7d0-bb9f0293abee"
+source_url: "http://mgaleg.maryland.gov/mgawebsite/Legislation/Details/hb1294?ys=2025RS&search=True"
+source_hash: "c77bbe2a93d4635cdd03f9526f2a0e5769ac6520297506f5d018f74f97fca5c5"
+vintage: "2026-07-01"
+source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
+retrieved_at: "2026-07-06"
+confidence: "reported"
+tags: ["legislation", "bill", "us-md"]
+---
+
+# Maryland HB 1294 (2025) — Commercial Law - Credit Regulation - Earned Wage Access and Credit Modernization
+
+## Version chain
+
+The bill's text revisions, in order — the diff chain from filing to enrollment.
+
+1. **Chapter - Commercial Law - Credit Regulation - Earned Wage Access and Credit Modernization** (committee substitute) — [source](http://mgaleg.maryland.gov/2025RS/Chapters_noln/CH_847_hb1294t.pdf)
+2. **First - Commercial Law - Credit Regulation - Earned Wage Access and Credit Modernization** (committee substitute) — [source](http://mgaleg.maryland.gov/2025RS/bills/hb/hb1294f.pdf)
+3. **Third - Commercial Law - Credit Regulation - Earned Wage Access and Credit Modernization** (committee substitute) — [source](http://mgaleg.maryland.gov/2025RS/bills/hb/hb1294t.pdf)
+
+## Votes
+
+- On Third Reading — **99–38** (pass) · lower
+- On Third Reading — **28–17** (pass) · upper
+
+## Sponsors
+
+- Amprey — primary (person)
+- Wilson — primary (person)
+
+## Timeline
+
+The legislative action history — every referral, reading, and vote.
+
+- **2025-02-07** First Reading Economic Matters `referral-committee`
+- **2025-02-07** Hearing 3/04 at 1:00 p.m.
+- **2025-03-14** Favorable with Amendments Report by Economic Matters `committee-passage-favorable`
+- **2025-03-14** Favorable with Amendments { `committee-passage-favorable`
+- **2025-03-14** Second Reading Passed with Amendments
+- **2025-03-14** Third Reading Passed `passage`
+- **2025-03-17** Referred Finance `referral-committee`
+- **2025-03-18** Hearing 3/25 at 1:00 p.m.
+- **2025-04-04** Favorable Report by Finance `committee-passage-favorable`
+- **2025-04-04** Favorable Adopted `committee-passage-favorable`
+- **2025-04-04** Second Reading Passed
+- **2025-04-07** Third Reading Passed `passage`
+- **2025-04-07** Returned Passed
+- **2025-05-25** Enacted under Article II, Section 17(c) of the Maryland Constitution - Chapter 847 `became-law`
+
+## Source
+
+OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/3687c117-8c97-440b-a7d0-bb9f0293abee`. Confidence: reported (aggregated from official Maryland legislature records).
+