Legislation: batch B — IL IN KS KY LA MA MD ME MI MN

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

legislation/us/states/md/2025/sb-689.md

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+---
+type: "Bill"
+title: "Financial Institutions - Conventional Home Mortgage Loans - Assumption and Required Disclosures"
+description: "Financial Institutions - Conventional Home Mortgage Loans - Assumption and Required Disclosures"
+jurisdiction: "us/states/md"
+legislature: "Maryland General Assembly"
+session: "2025"
+identifier: "SB 689"
+citation: "Maryland SB 689 (2025)"
+classification: ["bill"]
+subjects: []
+status: "enacted"
+primary_sponsors: ["Gile"]
+version_count: 4
+action_count: 15
+vote_count: 3
+first_action: "2025-01-30"
+last_action: "2025-04-22"
+source: "openstates"
+source_identifier: "ocd-bill/166ab69a-8634-4cea-9ae2-05bf4a68f767"
+source_url: "http://mgaleg.maryland.gov/mgawebsite/Legislation/Details/sb0689?ys=2025RS&search=True"
+source_hash: "b1259519724f52f26d1e1c6b0559330f1782e4113ce1e18a55ab6036104f4200"
+vintage: "2026-07-01"
+source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
+retrieved_at: "2026-07-06"
+confidence: "reported"
+tags: ["legislation", "bill", "us-md"]
+---
+
+# Maryland SB 689 (2025) — Financial Institutions - Conventional Home Mortgage Loans - Assumption and Required Disclosures
+
+## Version chain
+
+The bill's text revisions, in order — the diff chain from filing to enrollment.
+
+1. **Chapter - Financial Institutions - Conventional Home Mortgage Loans - Assumption and Required Disclosures** (committee substitute) — [source](http://mgaleg.maryland.gov/2025RS/Chapters_noln/CH_203_sb0689e.pdf)
+2. **Enrolled - Financial Institutions - Conventional Home Mortgage Loans - Assumption and Required Disclosures** (committee substitute) — [source](http://mgaleg.maryland.gov/2025RS/bills/sb/sb0689e.pdf)
+3. **First - Financial Institutions - Conventional Home Mortgage Loans - Assumption and Required Disclosures** (committee substitute) — [source](http://mgaleg.maryland.gov/2025RS/bills/sb/sb0689f.pdf)
+4. **Third - Financial Institutions - Conventional Home Mortgage Loans - Assumption and Required Disclosures** (committee substitute) — [source](http://mgaleg.maryland.gov/2025RS/bills/sb/sb0689t.pdf)
+
+## Votes
+
+- Bill is on Third Reading for Final Passage. — **42–0** (pass) · upper
+- On Third Reading — **47–0** (pass) · upper
+- On Third Reading (Amend) — **122–12** (pass) · lower
+
+## Sponsors
+
+- Gile — primary (person)
+
+## Timeline
+
+The legislative action history — every referral, reading, and vote.
+
+- **2025-01-30** First Reading Finance `referral-committee`
+- **2025-02-01** Hearing 2/20 at 1:00 p.m.
+- **2025-03-12** Favorable with Amendments Report by Finance `committee-passage-favorable`
+- **2025-03-13** Favorable with Amendments { `committee-passage-favorable`
+- **2025-03-13** Second Reading Passed with Amendments
+- **2025-03-14** Third Reading Passed `passage`
+- **2025-03-15** Referred Economic Matters `referral-committee`
+- **2025-04-01** Favorable with Amendments Report by Economic Matters `committee-passage-favorable`
+- **2025-04-02** Favorable with Amendments { `committee-passage-favorable`
+- **2025-04-02** Second Reading Passed with Amendments
+- **2025-04-07** Third Reading Passed `passage`
+- **2025-04-07** Senate Concurs House Amendments
+- **2025-04-07** Third Reading Passed `passage`
+- **2025-04-07** Passed Enrolled
+- **2025-04-22** Approved by the Governor - Chapter 203 `executive-signature`
+
+## Source
+
+OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/166ab69a-8634-4cea-9ae2-05bf4a68f767`. Confidence: reported (aggregated from official Maryland legislature records).
+