Legislation: batch B — IL IN KS KY LA MA MD ME MI MN

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

legislation/us/states/mi/2023-2024/hb-5825.md

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+---
+type: "Bill"
+title: "Insurance: health insurers; issuing rebates to an insured if the insured does not meet medical loss ratio; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406jj."
+description: "Insurance: health insurers; issuing rebates to an insured if the insured does not meet medical loss ratio; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406jj."
+jurisdiction: "us/states/mi"
+legislature: "Michigan Legislature"
+session: "2023-2024"
+identifier: "HB 5825"
+citation: "Michigan HB 5825 (2023-2024)"
+classification: ["bill"]
+subjects: ["Insurance: health insurers"]
+status: "enacted"
+primary_sponsors: ["Julie Rogers"]
+version_count: 6
+action_count: 32
+vote_count: 2
+first_action: "2024-06-18"
+last_action: "2024-12-31"
+source: "openstates"
+source_identifier: "ocd-bill/1f69331a-0875-49bb-9dc5-bf412e6e1c97"
+source_url: "https://legislature.mi.gov/Bills/Bill?ObjectName=2024-HB-5825"
+source_hash: "57b9a2dece4d7f23ea59a81f1e860e65507c55daed4964802b45e7d35c14a3e3"
+vintage: "2026-07-01"
+source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
+retrieved_at: "2026-07-06"
+confidence: "reported"
+tags: ["legislation", "bill", "us-mi"]
+---
+
+# Michigan HB 5825 (2023-2024) — Insurance: health insurers; issuing rebates to an insured if the insured does not meet medical loss ratio; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406jj.
+
+## Version chain
+
+The bill's text revisions, in order — the diff chain from filing to enrollment.
+
+1. **As Passed by the House** (committee substitute) — [source](https://legislature.mi.gov/documents/2023-2024/billengrossed/House/pdf/2024-HEBH-5825.pdf)
+2. **As Passed by the Senate** (committee substitute) — [source](https://legislature.mi.gov/documents/2023-2024/billengrossed/House/pdf/2024-HEBS-5825.pdf)
+3. **House Concurred Bill** (committee substitute) — [source](https://legislature.mi.gov/documents/2023-2024/billconcurred/House/pdf/2024-HCB-5825.pdf)
+4. **House Introduced Bill** (committee substitute) — [source](https://legislature.mi.gov/documents/2023-2024/billintroduced/House/pdf/2024-HIB-5825.pdf)
+5. **Public Act** (committee substitute) — [source](https://legislature.mi.gov/documents/2023-2024/publicact/pdf/2024-PA-0254.pdf)
+6. **Substitute (H-3)** (committee substitute) — [source](https://legislature.mi.gov/Home/GetObject?objectName=2024-HCVBS-5825-0O338.pdf)
+
+## Votes
+
+- PASSED ROLL CALL # 679 YEAS 20 NAYS 18 EXCUSED 0 NOT VOTING 0 — **4–4** (fail) · upper
+- passed; given immediate effect Roll Call # 406 Yeas 56 Nays 52 Excused 0 Not Voting 2 — **56–52** (pass) · lower
+
+## Sponsors
+
+- Julie Rogers — primary (person)
+- Abraham Aiyash — cosponsor (person)
+- Brenda Carter — cosponsor (person)
+- Carrie Rheingans — cosponsor (person)
+- Donavan McKinney — cosponsor (person)
+- Felicia Brabec — cosponsor (person)
+- Helena Scott — cosponsor (person)
+- Jenn Hill — cosponsor (person)
+- Jim Haadsma — cosponsor (person)
+- John Fitzgerald — cosponsor (person)
+- John Roth — cosponsor (person)
+- Julie Brixie — cosponsor (person)
+- Kara Hope — cosponsor (person)
+- Kimberly Edwards — cosponsor (person)
+- Mai Xiong — cosponsor (person)
+- Matt Koleszar — cosponsor (person)
+- Matthew Bierlein — cosponsor (person)
+- Mike McFall — cosponsor (person)
+- Natalie Price — cosponsor (person)
+- Noah Arbit — cosponsor (person)
+- Pat Outman — cosponsor (person)
+- Penelope Tsernoglou — cosponsor (person)
+- Rachel Hood — cosponsor (person)
+- Samantha Steckloff — cosponsor (person)
+- Veronica Paiz — cosponsor (person)
+
+## Timeline
+
+The legislative action history — every referral, reading, and vote.
+
+- **2024-06-18** introduced by Representative Julie M. Rogers `introduction`
+- **2024-06-18** read a first time `reading-1`
+- **2024-06-18** referred to Committee on Insurance and Financial Services `referral-committee`
+- **2024-06-20** bill electronically reproduced 06/20/2024
+- **2024-11-14** reported with recommendation without amendment `committee-passage`
+- **2024-11-14** referred to second reading
+- **2024-12-10** read a second time `reading-2`
+- **2024-12-10** substitute (H-3) adopted
+- **2024-12-10** placed on third reading
+- **2024-12-10** placed on immediate passage
+- **2024-12-10** read a third time `reading-3`
+- **2024-12-10** passed; given immediate effect Roll Call # 406 Yeas 56 Nays 52 Excused 0 Not Voting 2 `passage`
+- **2024-12-10** transmitted
+- **2024-12-18** PASSED BY HOUSE WITH IMMEDIATE EFFECT `passage`
+- **2024-12-18** REFERRED TO COMMITTEE ON GOVERNMENT OPERATIONS `referral-committee`
+- **2024-12-20** DISCHARGE COMMITTEE APPROVED
+- **2024-12-20** PLACED ON ORDER OF GENERAL ORDERS
+- **2024-12-20** RULES SUSPENDED FOR IMMEDIATE CONSIDERATION
+- **2024-12-20** REPORTED BY COMMITTEE OF THE WHOLE FAVORABLY WITHOUT AMENDMENT(S) `committee-passage`
+- **2024-12-20** PLACED ON ORDER OF THIRD READING
+- **2024-12-20** RULES SUSPENDED
+- **2024-12-20** PLACED ON IMMEDIATE PASSAGE
+- **2024-12-20** PASSED ROLL CALL # 679 YEAS 20 NAYS 18 EXCUSED 0 NOT VOTING 0 `passage`
+- **2024-12-20** INSERTED FULL TITLE
+- **2024-12-20** RETURNED TO HOUSE
+- **2024-12-31** returned from Senate without amendment with full title
+- **2024-12-10** full title agreed to
+- **2024-12-31** bill ordered enrolled 12/23/2024
+- **2024-12-31** presented to the Governor 01/08/2025 12:40 PM `executive-receipt`
+- **2024-12-31** approved by the Governor 01/21/2025 01:26 PM `executive-signature`
+- **2024-12-31** filed with Secretary of State 01/21/2025 02:20 PM
+- **2024-12-31** assigned PA 254'24
+
+## Source
+
+OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/1f69331a-0875-49bb-9dc5-bf412e6e1c97`. Confidence: reported (aggregated from official Michigan legislature records).
+