Legislation: batch B — IL IN KS KY LA MA MD ME MI MN

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

legislation/us/states/mi/2023-2024/sb-388.md

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+---
+type: "Bill"
+title: "Financial institutions: credit unions; designation of inactive account; allow under certain conditions. Amends sec. 355 of 2003 PA 215 (MCL 490.355)."
+description: "Financial institutions: credit unions; designation of inactive account; allow under certain conditions. Amends sec. 355 of 2003 PA 215 (MCL 490.355)."
+jurisdiction: "us/states/mi"
+legislature: "Michigan Legislature"
+session: "2023-2024"
+identifier: "SB 388"
+citation: "Michigan SB 388 (2023-2024)"
+classification: ["bill"]
+subjects: ["Financial institutions: banking practices", "Financial institutions: credit unions", "State agencies (existing): insurance and financial services"]
+status: "enacted"
+primary_sponsors: ["Veronica Klinefelt"]
+version_count: 4
+action_count: 30
+vote_count: 3
+first_action: "2023-06-14"
+last_action: "2024-07-30"
+source: "openstates"
+source_identifier: "ocd-bill/68cf7569-0148-48bc-becc-e082bc7da19d"
+source_url: "https://legislature.mi.gov/Bills/Bill?ObjectName=2023-SB-0388"
+source_hash: "7b56a6b8bf9ced8cb14c6262e5f85c4739d4bf0eca29c30cfa83e6d712b417c7"
+vintage: "2026-07-01"
+source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
+retrieved_at: "2026-07-06"
+confidence: "reported"
+tags: ["legislation", "bill", "us-mi"]
+---
+
+# Michigan SB 388 (2023-2024) — Financial institutions: credit unions; designation of inactive account; allow under certain conditions. Amends sec. 355 of 2003 PA 215 (MCL 490.355).
+
+## Version chain
+
+The bill's text revisions, in order — the diff chain from filing to enrollment.
+
+1. **As Passed by the House** (committee substitute) — [source](https://legislature.mi.gov/documents/2023-2024/billengrossed/Senate/pdf/2023-SEBH-0388.pdf)
+2. **As Passed by the Senate** (committee substitute) — [source](https://legislature.mi.gov/documents/2023-2024/billengrossed/Senate/pdf/2023-SEBS-0388.pdf)
+3. **Public Act** (committee substitute) — [source](https://legislature.mi.gov/documents/2023-2024/publicact/pdf/2024-PA-0100.pdf)
+4. **Senate Introduced Bill** (committee substitute) — [source](https://legislature.mi.gov/documents/2023-2024/billintroduced/Senate/pdf/2023-SIB-0388.pdf)
+
+## Votes
+
+- PASSED ROLL CALL # 541 YEAS 38 NAYS 0 EXCUSED 0 NOT VOTING 0 — **38–0** (pass) · upper
+- defeated Roll Call # 7 Yeas 52 Nays 49 Excused 0 Not Voting 7 — **52–49** (pass) · lower
+- passed; given immediate effect Roll Call # 189 Yeas 105 Nays 4 Excused 0 Not Voting 1 — **105–4** (pass) · lower
+
+## Sponsors
+
+- Veronica Klinefelt — primary (person)
+- Dayna Polehanki — cosponsor (person)
+- Erika Geiss — cosponsor (person)
+- John Cherry — cosponsor (person)
+- Paul Wojno — cosponsor (person)
+- Rosemary Bayer — cosponsor (person)
+- Sean McCann — cosponsor (person)
+- Stephanie Chang — cosponsor (person)
+- Sue Shink — cosponsor (person)
+
+## Timeline
+
+The legislative action history — every referral, reading, and vote.
+
+- **2023-06-14** INTRODUCED BY SENATOR VERONICA KLINEFELT `introduction`
+- **2023-06-14** REFERRED TO COMMITTEE ON VETERANS AND EMERGENCY SERVICES `referral-committee`
+- **2023-10-05** REPORTED FAVORABLY WITHOUT AMENDMENT `committee-passage`
+- **2023-10-05** REFERRED TO COMMITTEE OF THE WHOLE `referral-committee`
+- **2023-10-17** REPORTED BY COMMITTEE OF THE WHOLE FAVORABLY WITHOUT AMENDMENT(S) `committee-passage`
+- **2023-10-17** PLACED ON ORDER OF THIRD READING
+- **2023-10-18** PASSED ROLL CALL # 541 YEAS 38 NAYS 0 EXCUSED 0 NOT VOTING 0 `passage`
+- **2023-10-18** received on 10/18/2023 `introduction`
+- **2023-10-18** read a first time `reading-1`
+- **2023-10-18** referred to Committee on Insurance and Financial Services `referral-committee`
+- **2024-01-18** referred to Committee on Military, Veterans and Homeland Security `referral-committee`
+- **2024-02-06** reported with recommendation without amendment `committee-passage`
+- **2024-02-06** referred to second reading
+- **2024-02-13** read a second time `reading-2`
+- **2024-02-13** placed on third reading
+- **2024-02-13** placed on immediate passage
+- **2024-02-13** read a third time `reading-3`
+- **2024-02-13** defeated Roll Call # 7 Yeas 52 Nays 49 Excused 0 Not Voting 7
+- **2024-06-20** rule suspended
+- **2024-06-20** vote reconsidered
+- **2024-06-20** passed; given immediate effect Roll Call # 189 Yeas 105 Nays 4 Excused 0 Not Voting 1 `passage`
+- **2024-06-20** inserted full title
+- **2024-06-20** returned to Senate
+- **2024-06-26** GIVEN IMMEDIATE EFFECT
+- **2024-06-26** FULL TITLE AGREED TO
+- **2024-06-26** ORDERED ENROLLED
+- **2024-07-30** PRESENTED TO GOVERNOR 07/11/2024 01:44 PM `executive-receipt`
+- **2024-07-30** APPROVED BY GOVERNOR 07/23/2024 10:08 AM `executive-signature`
+- **2024-07-30** FILED WITH SECRETARY OF STATE 07/23/2024 12:08 PM
+- **2024-07-30** ASSIGNED PA 0100'24 WITH IMMEDIATE EFFECT
+
+## Source
+
+OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/68cf7569-0148-48bc-becc-e082bc7da19d`. Confidence: reported (aggregated from official Michigan legislature records).
+