Legislation: batch B — IL IN KS KY LA MA MD ME MI MN

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

legislation/us/states/mn/2025-2026/hf-3437.md

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+---
+type: "Bill"
+title: "Application of certain residential mortgage loan fees and penalties modified."
+description: "Application of certain residential mortgage loan fees and penalties modified."
+jurisdiction: "us/states/mn"
+legislature: "Minnesota Legislature"
+session: "2025-2026"
+identifier: "HF 3437"
+citation: "Minnesota HF 3437 (2025-2026)"
+classification: ["bill"]
+subjects: ["Banks and Financial Institutions", "Commerce Department", "Housing and Housing Finance Agency"]
+status: "enacted"
+primary_sponsors: ["Allen"]
+version_count: 4
+action_count: 27
+vote_count: 2
+first_action: "2026-02-17"
+last_action: "2026-08-01"
+source: "openstates"
+source_identifier: "ocd-bill/8a1bf9b1-a8f7-4769-a9e7-46c985511835"
+source_url: "https://www.revisor.mn.gov/bills/94/2026/0/HF/3437?list=open&body=House"
+source_hash: "872eb5925cd2874a690d967e04235fb29607bce06e80e8f162b4d1f37ebfec67"
+vintage: "2026-07-01"
+source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
+retrieved_at: "2026-07-06"
+confidence: "reported"
+tags: ["legislation", "bill", "us-mn"]
+---
+
+# Minnesota HF 3437 (2025-2026) — Application of certain residential mortgage loan fees and penalties modified.
+
+## Version chain
+
+The bill's text revisions, in order — the diff chain from filing to enrollment.
+
+1. **1st Engrossment** (committee substitute) — [source](https://www.revisor.mn.gov/bills/94/2026/0/HF/3437/versions/1/)
+2. **1st Unofficial Engrossment** (committee substitute) — [source](https://www.revisor.mn.gov/bills/94/2026/0/HF/3437/versions/ue/1/)
+3. **2nd Engrossment** (committee substitute) — [source](https://www.revisor.mn.gov/bills/94/2026/0/HF/3437/versions/2/)
+4. **Introduction** (committee substitute) — [source](https://www.revisor.mn.gov/bills/94/2026/0/HF/3437/versions/0/)
+
+## Votes
+
+- Repassage, as amended by the Senate — **133–0** (pass) · lower
+- Passage — **133–0** (pass) · lower
+
+## Sponsors
+
+- Allen — primary (person)
+- Duckworth — cosponsor (person)
+
+## Timeline
+
+The legislative action history — every referral, reading, and vote.
+
+- **2026-02-17** Introduction and first reading, referred to Commerce Finance and Policy `introduction, referral-committee`
+- **2026-04-07** Committee report, to adopt as amended `committee-passage`
+- **2026-04-07** Second reading `reading-2`
+- **2026-04-09** House rule 1.21, placed on Calendar for the Day Monday, April 13, 2026
+- **2026-04-13** Third reading `reading-3`
+- **2026-04-13** Bill was passed `passage`
+- **2026-04-22** House rule 1.15 (c), message requesting concurrence received
+- **2026-04-23** Returned from Senate with amendment
+- **2026-04-23** Motion to concur with Senate amendments
+- **2026-04-23** Motion prevailed
+- **2026-04-23** Third reading as amended by the Senate `reading-3`
+- **2026-04-23** Bill was repassed as amended by the Senate
+- **2026-04-28** Presented to Governor 04/28/2026 `executive-receipt`
+- **2026-04-29** Governor approval 04/29/2026 `executive-signature`
+- **2026-04-29** Secretary of State, Filed 04/29/2026
+- **2026-04-14** Received from House `introduction`
+- **2026-04-14** Introduction and first reading `introduction`
+- **2026-04-14** Referred to Rules and Administration for comparison with SF4168, now on General Orders `referral-committee`
+- **2026-04-15** Comm report: Rule 45-amend, subst. General Orders SF4168
+- **2026-04-15** Second reading `reading-2`
+- **2026-04-20** Special Order: Rule 45 amendment stricken
+- **2026-04-20** Amended `amendment-passage`
+- **2026-04-20** Third reading Passed as amended `passage`
+- **2026-04-28** Presentment date 04/28/26
+- **2026-04-29** Governor's action Approval 04/29/26 `executive-signature`
+- **2026-04-29** Secretary of State Chapter 58 04/29/26
+- **2026-08-01** Effective date 08/01/2026
+
+## Source
+
+OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/8a1bf9b1-a8f7-4769-a9e7-46c985511835`. Confidence: reported (aggregated from official Minnesota legislature records).
+