Legislation: batch E — CA TN VA VT WA WI WV WY

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

legislation/us/states/tn/114/hb-1045.md

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+---
+type: "Bill"
+title: "Insurance Companies, Agents, Brokers, Policies - As enacted, clarifies that the exemption from claims of creditors for the net amount payable under a policy of life insurance or under an annuity contract upon the life of a person made for the benefit of, or assigned to, the spouse, children, or dependent relatives of the person includes claims through execution, attachment, seizure, and garnishment, and that use of exempt funds does not change the classification of the funds used from exempt to nonexempt. - Amends TCA Title 56."
+description: "Insurance Companies, Agents, Brokers, Policies - As enacted, clarifies that the exemption from claims of creditors for the net amount payable under a policy of life insurance or under an annuity contract upon the life of a person made for the benefit of, or assigned to, the spouse, children, or dependent relatives of the person includes claims through execution, attachment, seizure, and garnishment, and that use of exempt funds does not change the classification of the funds used from exempt to nonexempt. - Amends TCA Title 56."
+jurisdiction: "us/states/tn"
+legislature: "Tennessee General Assembly"
+session: "114"
+identifier: "HB 1045"
+citation: "Tennessee HB 1045 (114)"
+classification: ["bill"]
+subjects: ["Agents", "Brokers", "Insurance Companies", "Policies"]
+status: "enacted"
+primary_sponsors: ["Shaw"]
+version_count: 1
+action_count: 22
+vote_count: 4
+first_action: "2025-02-05"
+last_action: "2025-04-04"
+source: "openstates"
+source_identifier: "ocd-bill/8e24bb91-859b-4783-9347-5bf8314e0e91"
+source_url: "https://wapp.capitol.tn.gov/apps/BillInfo/Default?BillNumber=HB1045&ga=114"
+source_hash: "81efaf254ed7824c182e23ab23e11a27a50fef4b833c377571fbb1c0463d1f1b"
+vintage: "2026-07-01"
+source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
+retrieved_at: "2026-07-06"
+confidence: "reported"
+tags: ["legislation", "bill", "us-tn"]
+---
+
+# Tennessee HB 1045 (114) — Insurance Companies, Agents, Brokers, Policies - As enacted, clarifies that the exemption from claims of creditors for the net amount payable under a policy of life insurance or under an annuity contract upon the life of a person made for the benefit of, or assigned to, the spouse, children, or dependent relatives of the person includes claims through execution, attachment, seizure, and garnishment, and that use of exempt funds does not change the classification of the funds used from exempt to nonexempt. - Amends TCA Title 56.
+
+## Version chain
+
+The bill's text revisions, in order — the diff chain from filing to enrollment.
+
+1. **Current Version** (committee substitute) — [source](https://capitol.tn.gov/Bills/114/Bill/HB1045.pdf)
+
+## Votes
+
+- INSURANCE SUBCOMMITTEE: Rec. for pass by s/c ref. to Insurance Committee 3/5/2025 Passed — **5–0** (pass) · lower
+- HOUSE CALENDAR & RULES COMMITTEE: H. Placed on Consent Calendar for 3/24/2025 3/20/2025 (2) — **0–0** (fail) · lower
+- FLOOR VOTE: CONSENT CALENDAR PASSAGE ON THIRD CONSIDERATION 3/24/2025 Passed (1) — **96–0** (pass) · lower
+- HOUSE INSURANCE COMMITTEE: Rec. for pass; ref to Calendar & Rules Committee 3/12/2025 Passed — **17–0** (pass) · lower
+
+## Sponsors
+
+- Shaw — primary (person)
+
+## Timeline
+
+The legislative action history — every referral, reading, and vote.
+
+- **2025-02-05** Filed for introduction `filing`
+- **2025-02-06** Intro., P1C. `introduction`
+- **2025-02-10** P2C, ref. to Insurance Committee `referral-committee`
+- **2025-02-11** Assigned to s/c Insurance Subcommittee `referral-committee`
+- **2025-02-26** Placed on s/c cal Insurance Subcommittee for 3/5/2025
+- **2025-03-05** Placed on cal. Insurance Committee for 3/12/2025
+- **2025-03-05** Rec. for pass by s/c ref. to Insurance Committee `committee-passage-favorable`
+- **2025-03-12** Rec. for pass; ref to Calendar & Rules Committee `committee-passage-favorable`
+- **2025-03-19** Placed on cal. Calendar & Rules Committee for 3/20/2025
+- **2025-03-20** H. Placed on Consent Calendar for 3/24/2025
+- **2025-03-24** Passed Senate, Ayes 32, Nays 0 `passage`
+- **2025-03-24** Senate substituted House Bill for companion Senate Bill. `substitution`
+- **2025-03-24** Received from House, Passed on First Consideration `introduction`
+- **2025-03-24** Engrossed; ready for transmission to Sen. `receipt`
+- **2025-03-24** Passed H., Ayes 96, Nays 0, PNV 0 `passage`
+- **2025-03-25** Enrolled; ready for sig. of H. Speaker. `enrolled`
+- **2025-03-26** Signed by Senate Speaker `passage`
+- **2025-03-26** Signed by H. Speaker `passage`
+- **2025-03-27** Transmitted to Governor for his action. `executive-receipt`
+- **2025-04-03** Signed by Governor. `executive-signature`
+- **2025-04-04** Effective date(s) 07/01/2025
+- **2025-04-04** Pub. Ch. 150
+
+## Source
+
+OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/8e24bb91-859b-4783-9347-5bf8314e0e91`. Confidence: reported (aggregated from official Tennessee legislature records).
+