Legislation: batch E — CA TN VA VT WA WI WV WY

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---
type: "Bill"
title: "Updating Consumer Credit and Protection Act"
description: "Updating Consumer Credit and Protection Act"
jurisdiction: "us/states/wv"
legislature: "West Virginia Legislature"
session: "2024"
identifier: "SB 850"
citation: "West Virginia SB 850 (2024)"
classification: ["bill"]
subjects: ["Consumer Protection"]
status: "enacted"
primary_sponsors: ["Trump"]
version_count: 3
action_count: 35
vote_count: 2
first_action: "2024-02-19"
last_action: "2024-04-23"
source: "openstates"
source_identifier: "ocd-bill/3c28b0cb-5b9b-4eb7-97b6-9c8457f6dce4"
source_url: "https://www.wvlegislature.gov/Bill_Status/Bills_history.cfm?input=850&year=2024&sessiontype=RS&btype=bill"
source_hash: "ebf99c2febcd194c3c3914bd6bf695458bf760b60a2d2b3fedc7c32cbd6df24e"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-wv"]
---
# West Virginia SB 850 (2024) — Updating Consumer Credit and Protection Act
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Committee Substitute** (committee substitute) — [source](https://www.wvlegislature.gov/Bill_Status/bills_text.cfm?billdoc=sb850%20sub1.htm&yr=2024&sesstype=RS&i=850)
2. **Enrolled Committee Substitute** (committee substitute) — [source](https://www.wvlegislature.gov/Bill_Status/bills_text.cfm?billdoc=sb850%20sub1%20enr.htm&yr=2024&sesstype=RS&i=850)
3. **Introduced Version** (committee substitute) — [source](https://www.wvlegislature.gov/Bill_Status/bills_text.cfm?billdoc=sb850%20intr.htm&yr=2024&sesstype=RS&i=850)
## Votes
- Passage — **33–0** (pass) · upper
- PASSAGE — **87–11** (pass) · lower
## Sponsors
- Trump — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2024-02-19** Filed for introduction `filing`
- **2024-02-19** To Judiciary `referral-committee`
- **2024-02-19** Introduced in Senate `introduction`
- **2024-02-19** To Judiciary `referral-committee`
- **2024-02-26** Committee substitute reported
- **2024-02-26** Immediate consideration
- **2024-02-26** Read 1st time `reading-1`
- **2024-02-27** On 2nd reading
- **2024-02-27** Read 2nd time `reading-2`
- **2024-02-28** On 3rd reading
- **2024-02-28** Read 3rd time `reading-3`
- **2024-02-28** Passed Senate (Roll No. 303) `passage`
- **2024-02-28** Ordered to House
- **2024-02-29** Introduced in House `introduction`
- **2024-02-29** To House Judiciary `referral-committee`
- **2024-03-05** Do pass
- **2024-03-06** On 1st reading, Special Calendar
- **2024-03-06** Read 1st time `reading-1`
- **2024-03-07** On 2nd reading, Special Calendar
- **2024-03-07** Read 2nd time `reading-2`
- **2024-03-08** Amendment reported by the Clerk
- **2024-03-08** Amendment ruled not germane
- **2024-03-08** On 3rd reading, Special Calendar
- **2024-03-09** Read 3rd time `reading-3`
- **2024-03-09** Passed House (Roll No. 715) `passage`
- **2024-03-09** Communicated to Senate
- **2024-03-09** Completed legislative action
- **2024-03-09** House Message received
- **2024-03-12** To Governor 3/12/2024 `executive-receipt`
- **2024-03-09** To Governor 3/12/2024 - Senate Journal `executive-receipt`
- **2024-03-09** To Governor 3/12/2024 - House Journal `executive-receipt`
- **2024-03-27** Approved by Governor 3/27/2024 `executive-signature`
- **2024-03-09** Approved by Governor 3/27/2024 - Senate Journal `executive-signature`
- **2024-03-09** Approved by Governor 3/27/24 - House Journal `executive-signature`
- **2024-04-23** Chapter 56, Acts, Regular Session, 2024 `became-law`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/3c28b0cb-5b9b-4eb7-97b6-9c8457f6dce4`. Confidence: reported (aggregated from official West Virginia legislature records).