Legal corpus: the complete U.S. Code (59,740 sections, all 53 titles)

Ingested titles 12–51 and 54 from OLRC USLM XML @119-100 (the whole Code
now, uniform edition; Title 53 is reserved/empty). LegalText 11,221 ->
59,740; repo total 105,704 records. Deterministic (byte-identical rerun,
verified on Title 42's 8,356 sections); make check green. make
legal-us-code default now covers every title.

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

legal/us/code/title-12/chapter-49/section-4906.md

@@ -0,0 +1,41 @@
+---
+type: "LegalText"
+title: "12 U.S.C. § 4906"
+description: "Fees for disclosures"
+jurisdiction: "us"
+corpus: "united_states_code"
+kind: "code_section"
+title_number: 12
+title_name: "BANKS AND BANKING"
+chapter_number: "49"
+chapter_name: "HOMEOWNERS PROTECTION"
+section: "4906"
+citation: "12 U.S.C. § 4906"
+status: "current"
+release_point: "119-100"
+release_date: "2026-06-26"
+source: "official"
+source_url: "https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc12@119-100.zip"
+source_identifier: "/us/usc/t12/s4906"
+source_file: "data/legal/raw/us/code/title-12/usc12.xml"
+source_hash: "d4d5e6bcac90f5d0f64d4fdbf857ac9c7996dadcc5ada516ccc2b71b0764557f"
+raw_snapshot_hash: "e6b98700ef4156ac33fde5d105824845d727afa91a53f3762be2cf4d1a3b01fa"
+text_hash: "ba4892a3c30db695eba77b0b0b5616df9812a376b89230747de816c7e26aab8c"
+retrieved_at: "2026-07-04"
+confidence: "official"
+tags: ["legal", "us-code"]
+---
+
+# 12 U.S.C. § 4906 - Fees for disclosures
+
+## Text
+
+No fee or other cost may be imposed on any mortgagor with respect to the provision of any notice or information to the mortgagor pursuant to this chapter.
+
+(Pub. L. 105–216, § 7, July 29, 1998, 112 Stat. 905.)
+
+## Notes
+
+Statutory Notes and Related Subsidiaries
+
+Effective DateSection effective 1 year after July 29, 1998, see section 13 of Pub. L. 105–216, set out as a note under section 4901 of this title.