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Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

legislation/us/states/de/151/hb-321.md

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+---
+type: "Bill"
+title: "AN ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO DISAPPROVAL OF INSURANCE POLICY FORMS."
+description: "This bill expands the Commissioner’s authority to deny policy form filings that encourage misrepresentation, contain any unjust, unfair or inequitable provisions, or where the benefits provided are unreasonable in relation to the premium charged, to other lines of insurance not limited to life and health policies. This bill also makes technical changes to conform to the requirements of the Delaware Legislative Drafting Manual."
+jurisdiction: "us/states/de"
+legislature: "Delaware General Assembly"
+session: "151"
+identifier: "HB 321"
+citation: "Delaware HB 321 (151)"
+classification: ["bill"]
+subjects: []
+status: "enacted"
+primary_sponsors: ["Spiros Mantzavinos", "William Bush"]
+version_count: 1
+action_count: 7
+vote_count: 2
+first_action: "2022-03-03"
+last_action: "2022-06-14"
+source: "openstates"
+source_identifier: "ocd-bill/e8e78732-b72b-4917-898d-5253c6b040ac"
+source_url: "https://legis.delaware.gov/BillDetail?LegislationId=79166"
+source_hash: "ff8c2ec5ace83d2706b1e206463c619d31666fd8a61ccec7bc31b56cb1406361"
+vintage: "2026-07-01"
+source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
+retrieved_at: "2026-07-06"
+confidence: "reported"
+tags: ["legislation", "bill", "us-de"]
+---
+
+# Delaware HB 321 (151) — AN ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO DISAPPROVAL OF INSURANCE POLICY FORMS.
+
+This bill expands the Commissioner’s authority to deny policy form filings that encourage misrepresentation, contain any unjust, unfair or inequitable provisions, or where the benefits provided are unreasonable in relation to the premium charged, to other lines of insurance not limited to life and health policies. This bill also makes technical changes to conform to the requirements of the Delaware Legislative Drafting Manual.
+
+## Version chain
+
+The bill's text revisions, in order — the diff chain from filing to enrollment.
+
+1. **Bill Text** (committee substitute) — [source](https://legis.delaware.gov/json/BillDetail/GenerateHtmlDocument?legislationId=79166&legislationTypeId=1&docTypeId=2&legislationName=HB321)
+
+## Votes
+
+- SM — **40–0** (pass) · lower
+- SM — **20–0** (pass) · upper
+
+## Sponsors
+
+- Spiros Mantzavinos — primary (person)
+- William Bush — primary (person)
+- Bruce C. Ennis — cosponsor (person)
+- David P. Sokola — cosponsor (person)
+- Ernesto B. Lopez — cosponsor (person)
+- Stephanie L. Hansen — cosponsor (person)
+
+## Timeline
+
+The legislative action history — every referral, reading, and vote.
+
+- **2022-03-03** Introduced and Assigned to Economic Development/Banking/Insurance & Commerce Committee in House `introduction, referral-committee`
+- **2022-03-09** Reported Out of Committee (Economic Development/Banking/Insurance & Commerce) in House with 1 Favorable, 8 On Its Merits `committee-passage, committee-passage-favorable`
+- **2022-03-15** Passed By House. Votes: 40 YES 1 ABSENT `passage`
+- **2022-03-15** Assigned to Banking, Business & Insurance Committee in Senate `introduction, referral-committee`
+- **2022-03-23** Reported Out of Committee (Banking, Business & Insurance) in Senate with 1 Favorable, 4 On Its Merits `committee-passage, committee-passage-favorable`
+- **2022-05-04** Passed By Senate. Votes: 20 YES 1 ABSENT `passage`
+- **2022-06-14** Signed by Governor `executive-signature`
+
+## Source
+
+OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/e8e78732-b72b-4917-898d-5253c6b040ac`. Confidence: reported (aggregated from official Delaware legislature records).
+