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Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

legislation/us/states/de/151/hb-429.md

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+---
+type: "Bill"
+title: "AN ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO MOTOR VEHICLE FINANCIAL PROTECTION PRODUCTS."
+description: "This Act adds a “guaranteed asset protection waiver” to the instruments that are exempt from insurance regulation."
+jurisdiction: "us/states/de"
+legislature: "Delaware General Assembly"
+session: "151"
+identifier: "HB 429"
+citation: "Delaware HB 429 (151)"
+classification: ["bill"]
+subjects: []
+status: "enacted"
+primary_sponsors: ["Spiros Mantzavinos", "William Bush"]
+version_count: 1
+action_count: 8
+vote_count: 2
+first_action: "2022-05-17"
+last_action: "2022-10-14"
+source: "openstates"
+source_identifier: "ocd-bill/5c2f53a3-9cdc-40c0-b1f4-22279e1c2d04"
+source_url: "https://legis.delaware.gov/BillDetail?LegislationId=109529"
+source_hash: "98ec1462a2cee11e64b60ff93d8b4fc55b3d216d6c7c821323ce65d7cd8452bf"
+vintage: "2026-07-01"
+source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
+retrieved_at: "2026-07-06"
+confidence: "reported"
+tags: ["legislation", "bill", "us-de"]
+---
+
+# Delaware HB 429 (151) — AN ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO MOTOR VEHICLE FINANCIAL PROTECTION PRODUCTS.
+
+This Act adds a “guaranteed asset protection waiver” to the instruments that are exempt from insurance regulation.
+
+## Version chain
+
+The bill's text revisions, in order — the diff chain from filing to enrollment.
+
+1. **Bill Text** (committee substitute) — [source](https://legis.delaware.gov/json/BillDetail/GenerateHtmlDocument?legislationId=109529&legislationTypeId=1&docTypeId=2&legislationName=HB429)
+
+## Votes
+
+- SM — **21–0** (pass) · upper
+- 2/3 — **38–0** (pass) · lower
+
+## Sponsors
+
+- Spiros Mantzavinos — primary (person)
+- William Bush — primary (person)
+- Franklin D. Cooke — cosponsor (person)
+- John "Jack" Walsh — cosponsor (person)
+
+## Timeline
+
+The legislative action history — every referral, reading, and vote.
+
+- **2022-05-17** Introduced and Assigned to Economic Development/Banking/Insurance & Commerce Committee in House `introduction, referral-committee`
+- **2022-06-07** Reported Out of Committee (Economic Development/Banking/Insurance & Commerce) in House with 2 Favorable, 10 On Its Merits `committee-passage, committee-passage-favorable`
+- **2022-06-14** Passed By House. Votes: 38 YES 3 ABSENT `passage`
+- **2022-06-14** Assigned to Banking, Business & Insurance Committee in Senate `introduction, referral-committee`
+- **2022-06-21** Re-Assigned to Executive Committee in Senate `introduction, referral-committee`
+- **2022-06-22** Reported Out of Committee (Executive) in Senate with 5 On Its Merits `committee-passage`
+- **2022-06-30** Passed By Senate. Votes: 21 YES `passage`
+- **2022-10-14** Signed by Governor `executive-signature`
+
+## Source
+
+OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/5c2f53a3-9cdc-40c0-b1f4-22279e1c2d04`. Confidence: reported (aggregated from official Delaware legislature records).
+