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Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

legislation/us/states/de/152/hb-47.md

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+---
+type: "Bill"
+title: "AN ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO AUTHORIZATION OF INSURERS AND GENERAL REQUIREMENTS."
+description: "Delaware’s capital and surplus requirements for insurers have been in place for over fifty years and are currently among the lowest in the country. This bill increases the minimum amount of capital stock and free surplus an insurer must possess and maintain in order to transact business in the State of Delaware, making them more in line with other jurisdictions."
+jurisdiction: "us/states/de"
+legislature: "Delaware General Assembly"
+session: "152"
+identifier: "HB 47"
+citation: "Delaware HB 47 (152)"
+classification: ["bill"]
+subjects: []
+status: "enacted"
+primary_sponsors: ["Darius J. Brown", "John \"Jack\" Walsh", "Kerri Evelyn Harris", "Paul S. Baumbach", "Spiros Mantzavinos", "William Bush", "William J. Carson"]
+version_count: 1
+action_count: 7
+vote_count: 2
+first_action: "2023-01-12"
+last_action: "2023-05-25"
+source: "openstates"
+source_identifier: "ocd-bill/06c25bfe-cdfd-4fcb-bccd-5a52e1678551"
+source_url: "https://legis.delaware.gov/BillDetail?LegislationId=129932"
+source_hash: "ade8f4016a9abd1eafa5b0cebe69daba1baa38f971a7b61369780f7886c74a7b"
+vintage: "2026-07-01"
+source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
+retrieved_at: "2026-07-06"
+confidence: "reported"
+tags: ["legislation", "bill", "us-de"]
+---
+
+# Delaware HB 47 (152) — AN ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO AUTHORIZATION OF INSURERS AND GENERAL REQUIREMENTS.
+
+Delaware’s capital and surplus requirements for insurers have been in place for over fifty years and are currently among the lowest in the country. This bill increases the minimum amount of capital stock and free surplus an insurer must possess and maintain in order to transact business in the State of Delaware, making them more in line with other jurisdictions.
+
+## Version chain
+
+The bill's text revisions, in order — the diff chain from filing to enrollment.
+
+1. **Bill Text** (committee substitute) — [source](https://legis.delaware.gov/json/BillDetail/GenerateHtmlDocument?legislationId=129932&legislationTypeId=1&docTypeId=2&legislationName=HB47)
+
+## Votes
+
+- SM — **21–0** (pass) · upper
+- SM — **38–0** (pass) · lower
+
+## Sponsors
+
+- Darius J. Brown — primary (person)
+- John "Jack" Walsh — primary (person)
+- Kerri Evelyn Harris — primary (person)
+- Paul S. Baumbach — primary (person)
+- Spiros Mantzavinos — primary (person)
+- William Bush — primary (person)
+- William J. Carson — primary (person)
+
+## Timeline
+
+The legislative action history — every referral, reading, and vote.
+
+- **2023-01-12** Introduced and Assigned to Economic Development/Banking/Insurance & Commerce Committee in House `introduction, referral-committee`
+- **2023-01-18** Reported Out of Committee (Economic Development/Banking/Insurance & Commerce) in House with 11 On Its Merits `committee-passage`
+- **2023-04-04** Passed By House. Votes: 38 YES 3 ABSENT `passage`
+- **2023-04-04** Assigned to Banking, Business, Insurance & Technology Committee in Senate `introduction, referral-committee`
+- **2023-04-26** Reported Out of Committee (Banking, Business, Insurance & Technology) in Senate with 1 Favorable, 4 On Its Merits `committee-passage, committee-passage-favorable`
+- **2023-05-11** Passed By Senate. Votes: 21 YES `passage`
+- **2023-05-25** Signed by Governor `executive-signature`
+
+## Source
+
+OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/06c25bfe-cdfd-4fcb-bccd-5a52e1678551`. Confidence: reported (aggregated from official Delaware legislature records).
+