Legislation: batch A — AK AL AR AZ CO CT DE GA HI IA ID

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

legislation/us/states/ga/2019-20/hb-781.md

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+---
+type: "Bill"
+title: "Financial institutions; clarify and remove superfluous language; provisions"
+description: "A BILL to be entitled an Act to amend Chapter 1 of Title 7 of the O.C.G.A., relating to financial institutions, so as to clarify and remove superfluous language; to reduce the number of days for certain cease and desist orders to become final; to repeal Code Section 7-1-1003.1, relating to physical place of business; to eliminate the notification requirement for a change in ultimate equitable owner of mortgage brokers or mortgage lenders; to change advertising content requirements for mortgage lenders and mortgage brokers; to reduce the number of days for the process related to bond cancellation notice; to amend Chapter 6A of Title 7 of the O.C.G.A., relating to the Georgia Fair Lending Act, so as to update citations to federal regulations; to provide for related matters; to repeal conflicting laws; and for other purposes."
+jurisdiction: "us/states/ga"
+legislature: "Georgia General Assembly"
+session: "2019_20"
+identifier: "HB 781"
+citation: "Georgia HB 781 (2019_20)"
+classification: ["bill"]
+subjects: []
+status: "enacted"
+primary_sponsors: ["Bruce Williamson", "Gloria Frazier", "Jason Ridley", "Penny Houston"]
+version_count: 5
+action_count: 17
+vote_count: 1
+first_action: "2020-01-15"
+last_action: "2021-01-01"
+source: "openstates"
+source_identifier: "ocd-bill/d4a54c77-7bfd-4e43-9fd6-02e15a9fffef"
+source_url: "http://webservices.legis.ga.gov/GGAServices/Legislation/Service.svc?wsdl"
+source_hash: "e8610bdd9db2e7136170f89601838fa68d87c367b4e46e66262a37b18536f09d"
+vintage: "2026-07-01"
+source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
+retrieved_at: "2026-07-06"
+confidence: "reported"
+tags: ["legislation", "bill", "us-ga"]
+---
+
+# Georgia HB 781 (2019_20) — Financial institutions; clarify and remove superfluous language; provisions
+
+A BILL to be entitled an Act to amend Chapter 1 of Title 7 of the O.C.G.A., relating to financial institutions, so as to clarify and remove superfluous language; to reduce the number of days for certain cease and desist orders to become final; to repeal Code Section 7-1-1003.1, relating to physical place of business; to eliminate the notification requirement for a change in ultimate equitable owner of mortgage brokers or mortgage lenders; to change advertising content requirements for mortgage lenders and mortgage brokers; to reduce the number of days for the process related to bond cancellation notice; to amend Chapter 6A of Title 7 of the O.C.G.A., relating to the Georgia Fair Lending Act, so as to update citations to federal regulations; to provide for related matters; to repeal conflicting laws; and for other purposes.
+
+## Version chain
+
+The bill's text revisions, in order — the diff chain from filing to enrollment.
+
+1. **HB 781/AP*** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20192020/195221.pdf)
+2. **LC 50 0019/a** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20192020/188013.pdf)
+3. **LC 50 0035S/hcs** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20192020/189926.pdf)
+4. **LC 50 0035S/hs** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20192020/188802.pdf)
+5. **Sen ctee sub LC 50 0066S** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20192020/192051.pdf)
+
+## Votes
+
+- PASSAGE — **167–0** (pass) · lower
+
+## Sponsors
+
+- Bruce Williamson — primary (person)
+- Gloria Frazier — primary (person)
+- Jason Ridley — primary (person)
+- Penny Houston — primary (person)
+
+## Timeline
+
+The legislative action history — every referral, reading, and vote.
+
+- **2020-01-15** House Hopper
+- **2020-01-16** House First Readers `reading-1`
+- **2020-01-27** House Second Readers `reading-2`
+- **2020-01-29** House Committee Favorably Reported By Substitute `committee-passage-favorable`
+- **2020-02-18** House Third Readers `reading-3`
+- **2020-02-18** House Passed/Adopted By Substitute `passage`
+- **2020-02-19** Senate Read and Referred `referral-committee`
+- **2020-03-04** Senate Committee Favorably Reported By Substitute `committee-passage-favorable`
+- **2020-03-05** Senate Read Second Time `reading-2`
+- **2020-06-15** Senate Third Read `reading-3`
+- **2020-06-15** Senate Passed/Adopted By Substitute `passage`
+- **2020-06-15** Senate Transmitted House
+- **2020-06-25** House Agreed Senate Amend or Sub
+- **2020-07-02** House Sent to Governor `executive-receipt`
+- **2020-07-29** House Date Signed by Governor `executive-signature`
+- **2020-07-29** Act 492 `executive-signature`
+- **2021-01-01** Effective Date
+
+## Source
+
+OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/d4a54c77-7bfd-4e43-9fd6-02e15a9fffef`. Confidence: reported (aggregated from official Georgia legislature records).
+