Legislation: batch A — AK AL AR AZ CO CT DE GA HI IA ID

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

legislation/us/states/ga/2021-22/hb-891.md

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+---
+type: "Bill"
+title: "Banking and finance; financial institutions; provide for numerous updates"
+description: "A BILL to be entitled an Act to amend Chapter 1 of Title 7 of the O.C.G.A., relating to financial institutions, so as to provide for numerous updates; to amend Chapter 3 of Title 7 of the O.C.G.A., relating to installment loans, so as to include servicing of installment loans to the activity regulated under the chapter; to exempt from regulation certain government entities and certain retail and credit transactions; to change the per loan fee structure for such loans; to clarify that the department may issue cease and desist orders to persons that are not licensed; to amend Chapter 6A of Title 7 of the O.C.G.A., relating to the \"Georgia Fair Lending Act,\" so as to update a citation to a federal regulation; to make conforming changes; to provide for definitions; to provide for related matters; to repeal conflicting laws; and for other purposes."
+jurisdiction: "us/states/ga"
+legislature: "Georgia General Assembly"
+session: "2021_22"
+identifier: "HB 891"
+citation: "Georgia HB 891 (2021_22)"
+classification: ["bill"]
+subjects: []
+status: "enacted"
+primary_sponsors: ["Bruce Williamson", "Gloria Frazier", "Noel Williams, Jr."]
+version_count: 2
+action_count: 15
+vote_count: 1
+first_action: "2022-01-12"
+last_action: "2022-07-01"
+source: "openstates"
+source_identifier: "ocd-bill/48e647ac-513a-41b3-b01c-280367eacb61"
+source_url: "http://webservices.legis.ga.gov/GGAServices/Legislation/Service.svc?wsdl"
+source_hash: "7d0cf10f24547e3cc73ccf326a9c7c1d3548c0f867ef194b2062477dfd4838cb"
+vintage: "2026-07-01"
+source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
+retrieved_at: "2026-07-06"
+confidence: "reported"
+tags: ["legislation", "bill", "us-ga"]
+---
+
+# Georgia HB 891 (2021_22) — Banking and finance; financial institutions; provide for numerous updates
+
+A BILL to be entitled an Act to amend Chapter 1 of Title 7 of the O.C.G.A., relating to financial institutions, so as to provide for numerous updates; to amend Chapter 3 of Title 7 of the O.C.G.A., relating to installment loans, so as to include servicing of installment loans to the activity regulated under the chapter; to exempt from regulation certain government entities and certain retail and credit transactions; to change the per loan fee structure for such loans; to clarify that the department may issue cease and desist orders to persons that are not licensed; to amend Chapter 6A of Title 7 of the O.C.G.A., relating to the "Georgia Fair Lending Act," so as to update a citation to a federal regulation; to make conforming changes; to provide for definitions; to provide for related matters; to repeal conflicting laws; and for other purposes.
+
+## Version chain
+
+The bill's text revisions, in order — the diff chain from filing to enrollment.
+
+1. **HB 891/AP*** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20212022/209709.pdf)
+2. **LC 50 0267/a** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20212022/203301.pdf)
+
+## Votes
+
+- PASSAGE — **151–0** (pass) · lower
+
+## Sponsors
+
+- Bruce Williamson — primary (person)
+- Gloria Frazier — primary (person)
+- Noel Williams, Jr. — primary (person)
+
+## Timeline
+
+The legislative action history — every referral, reading, and vote.
+
+- **2022-01-12** House Hopper
+- **2022-01-13** House First Readers `reading-1`
+- **2022-01-14** House Second Readers `reading-2`
+- **2022-02-02** House Committee Favorably Reported `committee-passage-favorable`
+- **2022-02-07** House Third Readers `reading-3`
+- **2022-02-07** House Passed/Adopted `passage`
+- **2022-02-08** Senate Read and Referred `referral-committee`
+- **2022-02-22** Senate Committee Favorably Reported `committee-passage-favorable`
+- **2022-02-24** Senate Read Second Time `reading-2`
+- **2022-03-16** Senate Third Read `reading-3`
+- **2022-03-16** Senate Passed/Adopted `passage`
+- **2022-04-06** House Sent to Governor `executive-receipt`
+- **2022-05-02** House Date Signed by Governor `executive-signature`
+- **2022-05-02** Act 748 `executive-signature`
+- **2022-07-01** Effective Date
+
+## Source
+
+OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/48e647ac-513a-41b3-b01c-280367eacb61`. Confidence: reported (aggregated from official Georgia legislature records).
+