Legislation: batch A — AK AL AR AZ CO CT DE GA HI IA ID

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

legislation/us/states/ga/2023-24/hb-55.md

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+---
+type: "Bill"
+title: "Banking and finance; provide for definitions; change terminology; provisions"
+description: "A BILL to be entitled an Act to amend Title 7 of the O.C.G.A., relating to banking and finance, so as to provide for definitions; to provide for dates; to repeal laws relating to international banking corporations and bank agencies; to provide for an exemption to installment loan licensing and regulation; to provide for notice requirements; to provide for installment loan interest calculations; to provide for licensing and regulation of foreign bank offices and agencies; to provide for related matters; to repeal conflicting laws; and for other purposes."
+jurisdiction: "us/states/ga"
+legislature: "Georgia General Assembly"
+session: "2023_24"
+identifier: "HB 55"
+citation: "Georgia HB 55 (2023_24)"
+classification: ["bill"]
+subjects: []
+status: "enacted"
+primary_sponsors: ["Bruce Williamson", "Gloria Frazier", "Jason Ridley", "Noel Williams, Jr.", "Robert Dickey", "Will Wade"]
+version_count: 2
+action_count: 15
+vote_count: 2
+first_action: "2023-01-23"
+last_action: "2023-07-01"
+source: "openstates"
+source_identifier: "ocd-bill/708b00c5-b3dd-405d-8e09-eb75fb3e1e54"
+source_url: "http://webservices.legis.ga.gov/GGAServices/Legislation/Service.svc?wsdl"
+source_hash: "463f11080b20d0175d01030870f0e94c5d5870321f4faa8bfe22c513e2073413"
+vintage: "2026-07-01"
+source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
+retrieved_at: "2026-07-06"
+confidence: "reported"
+tags: ["legislation", "bill", "us-ga"]
+---
+
+# Georgia HB 55 (2023_24) — Banking and finance; provide for definitions; change terminology; provisions
+
+A BILL to be entitled an Act to amend Title 7 of the O.C.G.A., relating to banking and finance, so as to provide for definitions; to provide for dates; to repeal laws relating to international banking corporations and bank agencies; to provide for an exemption to installment loan licensing and regulation; to provide for notice requirements; to provide for installment loan interest calculations; to provide for licensing and regulation of foreign bank offices and agencies; to provide for related matters; to repeal conflicting laws; and for other purposes.
+
+## Version chain
+
+The bill's text revisions, in order — the diff chain from filing to enrollment.
+
+1. **HB 55/AP*** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20232024/217595.pdf)
+2. **LC 50 0432/a** (committee substitute) — [source](http://www.legis.ga.gov/Legislation/20232024/212576.pdf)
+
+## Votes
+
+- House Vote #23 - 2023-2024 Regular Session — **164–0** (pass) · lower
+- Senate Vote #204 - 2023-2024 Regular Session — **52–0** (pass) · upper
+
+## Sponsors
+
+- Bruce Williamson — primary (person)
+- Gloria Frazier — primary (person)
+- Jason Ridley — primary (person)
+- Noel Williams, Jr. — primary (person)
+- Robert Dickey — primary (person)
+- Will Wade — primary (person)
+
+## Timeline
+
+The legislative action history — every referral, reading, and vote.
+
+- **2023-01-23** House Hopper `introduction`
+- **2023-01-24** House First Readers `reading-1`
+- **2023-01-25** House Second Readers `reading-2`
+- **2023-02-02** House Committee Favorably Reported `committee-passage-favorable`
+- **2023-02-08** House Third Readers `reading-3`
+- **2023-02-08** House Passed/Adopted `passage`
+- **2023-02-09** Senate Read and Referred `referral-committee`
+- **2023-03-01** Senate Committee Favorably Reported `committee-passage-favorable`
+- **2023-03-02** Senate Read Second Time `reading-2`
+- **2023-03-09** Senate Third Read `reading-3`
+- **2023-03-09** Senate Passed/Adopted `passage`
+- **2023-03-30** House Sent to Governor `executive-receipt`
+- **2023-05-04** House Date Signed by Governor `executive-signature`
+- **2023-05-04** Act 348 `executive-signature`
+- **2023-07-01** Effective Date
+
+## Source
+
+OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/708b00c5-b3dd-405d-8e09-eb75fb3e1e54`. Confidence: reported (aggregated from official Georgia legislature records).
+