Legislation: batch A — AK AL AR AZ CO CT DE GA HI IA ID

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

legislation/us/states/ia/2019-2020/hf-260.md

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+---
+type: "Bill"
+title: "A bill for an act relating to permissible interest rates and charges for certain loans. (Formerly HSB 31.) Effective 7-1-19."
+description: "A bill for an act relating to permissible interest rates and charges for certain loans. (Formerly HSB 31.) Effective 7-1-19."
+jurisdiction: "us/states/ia"
+legislature: "Iowa General Assembly"
+session: "2019-2020"
+identifier: "HF 260"
+citation: "Iowa HF 260 (2019-2020)"
+classification: ["bill"]
+subjects: ["consumer credit", "creditors", "interest", "loans"]
+status: "enacted"
+primary_sponsors: []
+version_count: 3
+action_count: 14
+vote_count: 2
+first_action: "2019-02-06"
+last_action: "2019-04-15"
+source: "openstates"
+source_identifier: "ocd-bill/b2c93a59-6f7e-4533-ae5a-7b22942dd5ca"
+source_url: "https://www.legis.iowa.gov/legislation/billTracking/billHistory?billName=HF 260&ga=88"
+source_hash: "007177a09308e84f59f8c1f191b954a57d97d9bd9fff4e4b1f87a4818c8db20b"
+vintage: "2026-07-01"
+source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
+retrieved_at: "2026-07-06"
+confidence: "reported"
+tags: ["legislation", "bill", "us-ia"]
+---
+
+# Iowa HF 260 (2019-2020) — A bill for an act relating to permissible interest rates and charges for certain loans. (Formerly HSB 31.) Effective 7-1-19.
+
+## Version chain
+
+The bill's text revisions, in order — the diff chain from filing to enrollment.
+
+1. **Introduced** (filed) — [source](https://www.legis.iowa.gov/docs/publications/LGI/88/attachments/HF260.html)
+2. **Amendment H-1011** (committee substitute) — [source](https://www.legis.iowa.gov/docs/publications/AMDI/88/H1011.pdf)
+3. **Enrolled** (enrolled) — [source](https://www.legis.iowa.gov/docs/publications/LGE/88/attachments/HF260.html)
+
+## Votes
+
+- Shall the bill pass? — **40–10** (pass) · upper
+- Shall the bill pass? — **53–46** (pass) · lower
+
+## Timeline
+
+The legislative action history — every referral, reading, and vote.
+
+- **2019-02-06** Introduced, placed on calendar. `introduction`
+- **2019-03-11** Amendment H-1011 filed. `amendment-introduction`
+- **2019-03-13** Amendment H-1011 withdrawn.
+- **2019-03-13** Passed House, yeas 53, nays 46. `passage`
+- **2019-03-13** Immediate message.
+- **2019-03-14** Message from House.
+- **2019-03-14** Read first time and attached to companion SF 320. `reading-1`
+- **2019-04-04** Placed on calendar under unfinished business.
+- **2019-04-08** Substituted for SF 320.
+- **2019-04-08** Passed Senate, yeas 40, nays 10. `passage`
+- **2019-04-08** Immediate message.
+- **2019-04-08** Message from Senate.
+- **2019-04-15** Reported correctly enrolled, signed by Speaker and President, and sent to Governor.
+- **2019-04-15** Signed by Governor. `executive-signature`
+
+## Source
+
+OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/b2c93a59-6f7e-4533-ae5a-7b22942dd5ca`. Confidence: reported (aggregated from official Iowa legislature records).
+