Legislation: batch A — AK AL AR AZ CO CT DE GA HI IA ID

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

legislation/us/states/ia/2021-2022/hf-235.md

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+---
+type: "Bill"
+title: "A bill for an act relating to service charges on consumer credit transactions. (Formerly HSB 69.) Effective date: 07/01/2021."
+description: "A bill for an act relating to service charges on consumer credit transactions. (Formerly HSB 69.) Effective date: 07/01/2021."
+jurisdiction: "us/states/ia"
+legislature: "Iowa General Assembly"
+session: "2021-2022"
+identifier: "HF 235"
+citation: "Iowa HF 235 (2021-2022)"
+classification: ["bill"]
+subjects: ["consumer credit", "loans", "surcharges"]
+status: "enacted"
+primary_sponsors: []
+version_count: 3
+action_count: 11
+vote_count: 2
+first_action: "2021-01-27"
+last_action: "2021-03-08"
+source: "openstates"
+source_identifier: "ocd-bill/4a9fa297-d400-4e5b-8252-c7014dcb0806"
+source_url: "https://www.legis.iowa.gov/legislation/billTracking/billHistory?billName=HF 235&ga=89"
+source_hash: "c3b0ea40794b3f05cf921d9797b759cea7ad38a2a3c7f407db9c2c344b6348a5"
+vintage: "2026-07-01"
+source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
+retrieved_at: "2026-07-06"
+confidence: "reported"
+tags: ["legislation", "bill", "us-ia"]
+---
+
+# Iowa HF 235 (2021-2022) — A bill for an act relating to service charges on consumer credit transactions. (Formerly HSB 69.) Effective date: 07/01/2021.
+
+## Version chain
+
+The bill's text revisions, in order — the diff chain from filing to enrollment.
+
+1. **Introduced** (filed) — [source](https://www.legis.iowa.gov/docs/publications/LGI/89/attachments/HF235.html)
+2. **Signed Enrolled Bill (PDF)** (committee substitute) — [source](https://www.legis.iowa.gov/docs/publications/LGE/89/Attachments/HF235_GovLetter.pdf)
+3. **Enrolled** (enrolled) — [source](https://www.legis.iowa.gov/docs/publications/LGE/89/attachments/HF235.html)
+
+## Votes
+
+- Shall the bill pass? — **86–2** (pass) · lower
+- Shall the bill pass? — **48–0** (pass) · upper
+
+## Timeline
+
+The legislative action history — every referral, reading, and vote.
+
+- **2021-01-27** Introduced, placed on calendar. `introduction`
+- **2021-02-02** Passed House, yeas 86, nays 2. `passage`
+- **2021-02-02** Immediate message.
+- **2021-02-03** Message from House.
+- **2021-02-03** Read first time, attached to companion SF 229. `reading-1`
+- **2021-02-09** Substituted for SF 229.
+- **2021-02-09** Passed Senate, yeas 48, nays 0. `passage`
+- **2021-02-09** Immediate message.
+- **2021-02-09** Message from Senate.
+- **2021-03-08** Reported correctly enrolled, signed by Speaker and President.
+- **2021-03-08** Signed by Governor. `executive-signature`
+
+## Source
+
+OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/4a9fa297-d400-4e5b-8252-c7014dcb0806`. Confidence: reported (aggregated from official Iowa legislature records).
+