Legislation: batch A — AK AL AR AZ CO CT DE GA HI IA ID

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

legislation/us/states/ia/2025-2026/hf-857.md

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+---
+type: "Bill"
+title: "A bill for an act relating to solicitation by a financial institution using prescreened trigger lead information from a consumer report."
+description: "A bill for an act relating to solicitation by a financial institution using prescreened trigger lead information from a consumer report."
+jurisdiction: "us/states/ia"
+legislature: "Iowa General Assembly"
+session: "2025-2026"
+identifier: "HF 857"
+citation: "Iowa HF 857 (2025-2026)"
+classification: ["bill"]
+subjects: ["consumer affairs", "consumer frauds", "credit", "financial institutions"]
+status: "enacted"
+primary_sponsors: []
+version_count: 4
+action_count: 12
+vote_count: 2
+first_action: "2025-03-07"
+last_action: "2025-04-18"
+source: "openstates"
+source_identifier: "ocd-bill/9e889ae0-4147-4bb8-b680-56193f5603f3"
+source_url: "https://www.legis.iowa.gov/legislation/billTracking/billHistory?billName=HF 857&ga=91"
+source_hash: "f1b8deda83724594f8bfe968b409581277b1c0fa3f6c09603a31ff118c7e2e84"
+vintage: "2026-07-01"
+source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
+retrieved_at: "2026-07-06"
+confidence: "reported"
+tags: ["legislation", "bill", "us-ia"]
+---
+
+# Iowa HF 857 (2025-2026) — A bill for an act relating to solicitation by a financial institution using prescreened trigger lead information from a consumer report.
+
+## Version chain
+
+The bill's text revisions, in order — the diff chain from filing to enrollment.
+
+1. **Introduced** (filed) — [source](https://www.legis.iowa.gov/docs/publications/LGI/91/attachments/HF857.html)
+2. **Enrolled with Governor's Action** (committee substitute) — [source](https://www.legis.iowa.gov/docs/publications/LGEG/91/attachments/HF857.html)
+3. **Signed Enrolled Bill (PDF)** (committee substitute) — [source](https://www.legis.iowa.gov/docs/publications/LGE/91/Attachments/HF857_GovLetter.pdf)
+4. **Enrolled** (enrolled) — [source](https://www.legis.iowa.gov/docs/publications/LGE/91/attachments/HF857.html)
+
+## Votes
+
+- Shall the bill pass? — **96–0** (pass) · lower
+- Shall the bill pass? — **47–0** (pass) · upper
+
+## Sponsors
+
+- COMMITTEE ON COMMERCE — primary (organization)
+
+## Timeline
+
+The legislative action history — every referral, reading, and vote.
+
+- **2025-03-07** Introduced, placed on calendar. `introduction`
+- **2025-03-19** Passed House, yeas 96, nays 0. `passage`
+- **2025-03-19** Immediate message.
+- **2025-03-20** Message from House.
+- **2025-03-20** Read first time, attached to SF 587. `reading-1`
+- **2025-04-03** Placed on calendar under unfinished business.
+- **2025-04-09** Substituted for SF 587.
+- **2025-04-09** Passed Senate, yeas 47, nays 0. `passage`
+- **2025-04-09** Immediate message.
+- **2025-04-10** Message from Senate.
+- **2025-04-17** Reported correctly enrolled, signed by Speaker and President, and sent to Governor.
+- **2025-04-18** Signed by Governor. `executive-signature`
+
+## Source
+
+OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/9e889ae0-4147-4bb8-b680-56193f5603f3`. Confidence: reported (aggregated from official Iowa legislature records).
+