Legislation: Florida — 2,186 enacted records (OpenStates 2026-07-01)
Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
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---
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type: "Bill"
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title: "Homeowners' Insurance Policy Disclosures"
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description: "Homeowners' Insurance Policy Disclosures"
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jurisdiction: "us/states/fl"
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legislature: "Florida Legislature"
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session: "2018"
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identifier: "HB 1011"
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citation: "Florida HB 1011 (2018)"
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classification: ["bill"]
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subjects: ["macists"]
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status: "enacted"
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chapter_law: "2018-63"
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primary_sponsors: ["Cruz"]
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version_count: 4
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action_count: 31
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vote_count: 4
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first_action: "2017-12-14"
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last_action: "2018-03-22"
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source: "openstates"
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source_identifier: "ocd-bill/0e47db17-b585-4703-9d00-d76e5c23a7da"
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source_url: "http://flsenate.gov/Session/Bill/2018/01011/ByCategory"
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source_hash: "b28b2e91fbcca9145e85ad16606a350663108363e261dd8138b2b689dd562e06"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-fl"]
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---
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# Florida HB 1011 (2018) — Homeowners' Insurance Policy Disclosures
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**Enacted** — Laws of Florida, Chapter 2018-63.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **H 1011 Filed** (filed) — [source](http://flsenate.gov/Session/Bill/2018/1011/BillText/Filed/PDF)
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2. **H 1011 c1** (committee substitute) — [source](http://flsenate.gov/Session/Bill/2018/1011/BillText/c1/PDF)
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3. **H 1011 c2** (committee substitute) — [source](http://flsenate.gov/Session/Bill/2018/1011/BillText/c2/PDF)
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4. **H 1011 er** (enrolled) — [source](http://flsenate.gov/Session/Bill/2018/1011/BillText/er/PDF)
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## Votes
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- Favorable With Committee Substitute (Insurance & Banking Subcommittee) — **13–0** (pass) · lower
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- Favorable With Committee Substitute (Commerce Committee) — **24–0** (pass) · lower
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- Passage, Third Reading — **115–0** (pass) · lower
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- Third Reading — **36–0** (pass) · upper
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## Sponsors
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- Cruz — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2017-12-14** Filed `filing`
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- **2017-12-20** Referred to Insurance and Banking Subcommittee; Commerce Committee `referral-committee`
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- **2018-01-08** On Committee agenda-- Insurance and Banking Subcommittee, 01/10/18, 12:00 pm, Sumner Hall
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- **2018-01-09** Introduced `introduction`
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- **2018-01-10** CS by Insurance and Banking Subcommittee; YEAS 13 NAYS 0
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- **2018-01-12** Pending review of CS under Rule 7.18(c)
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- **2018-01-12** CS by Insurance and Banking Subcommittee read 1st time
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- **2018-01-16** Now in Commerce Committee
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- **2018-01-30** On Committee agenda-- Commerce Committee, 02/01/18, 12:00 pm, Webster Hall
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- **2018-02-01** CS/CS by- Commerce Committee; YEAS 24 NAYS 0
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- **2018-02-02** Pending review of CS -under Rule 7.18(c)
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- **2018-02-02** CS/CS by Commerce Committee read 1st time
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- **2018-02-05** Placed on Calendar
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- **2018-02-08** Placed on Special Order Calendar, 02/14/18
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- **2018-02-14** Read 2nd time `reading-2`
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- **2018-02-14** Read 3rd time `reading-3`
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- **2018-02-14** CS passed; YEAS 115 NAYS 0 -HJ 571, 572 `passage`
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- **2018-02-20** In Messages
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- **2018-02-20** Referred to Banking and Insurance; Community Affairs; Rules `referral-committee`
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- **2018-02-21** Received
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- **2018-03-01** Withdrawn from Banking and Insurance; Community Affairs; Rules `withdrawal`
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- **2018-03-01** Placed on Calendar, on 2nd reading
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- **2018-03-01** Substituted for CS/SB 1282
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- **2018-03-01** Read 2nd time `reading-2`
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- **2018-03-01** Placed on 3rd reading
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- **2018-03-02** Read 3rd time `reading-3`
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- **2018-03-02** CS passed; YEAS 36 NAYS 0 `passage`
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- **2018-03-02** Ordered enrolled
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- **2018-03-14** Signed by Officers and presented to Governor
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- **2018-03-21** Approved by Governor `executive-signature`
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- **2018-03-22** Chapter No. 2018-63
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/0e47db17-b585-4703-9d00-d76e5c23a7da`. Confidence: reported (aggregated from official Florida legislature records).
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