Legislation: Florida — 2,186 enacted records (OpenStates 2026-07-01)
Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
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Fabio
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type: "Bill"
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title: "Insolvent Insurers"
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description: "Insolvent Insurers; Provides required factors to be used in determination & fixing of rates for premiums paid to insolvent insurers for specified coverages; authorizes insurers to elect not to recoup advance assessments paid to Florida Insurance Guaranty Association, Incorporated; provides calculations of insurers' assets under specified circumstances; revises provisions relating to payments of assessments & insurers' reconciliation reports to association; requires insurers to pay assessments to association, rather than to collect such assessments; specifies payments that certain insurers must make to association; requires insurers to treat insureds' failure to pay surcharges, rather than recoupment charges, as failure to pay premiums; provides that insurers are liable for surcharges & are not liable for uncollectible surcharges; removes requirement that insurers treat insureds' failure to pay emergency assessments as failure to pay premiums; revises provisions relating to insurers' collection of surcharges & payments of assessments to Florida Workers' Compensation Insurance Guaranty Association, Incorporated."
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jurisdiction: "us/states/fl"
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legislature: "Florida Legislature"
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session: "2022"
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identifier: "HB 1023"
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citation: "Florida HB 1023 (2022)"
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classification: ["bill"]
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subjects: ["insurance"]
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status: "enacted"
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chapter_law: "2022-139"
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primary_sponsors: ["Fabricio"]
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version_count: 3
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action_count: 42
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vote_count: 5
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first_action: "2021-12-27"
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last_action: "2022-05-26"
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source: "openstates"
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source_identifier: "ocd-bill/150b5947-4eb3-4f8b-bcb7-271d960c988d"
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source_url: "https://flsenate.gov/Session/Bill/2022/1023/ByCategory"
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source_hash: "4886f54d2bea49880db826225afcac1ac64c8d819077fe8c46585d35aeab3193"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-fl"]
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---
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# Florida HB 1023 (2022) — Insolvent Insurers
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Insolvent Insurers; Provides required factors to be used in determination & fixing of rates for premiums paid to insolvent insurers for specified coverages; authorizes insurers to elect not to recoup advance assessments paid to Florida Insurance Guaranty Association, Incorporated; provides calculations of insurers' assets under specified circumstances; revises provisions relating to payments of assessments & insurers' reconciliation reports to association; requires insurers to pay assessments to association, rather than to collect such assessments; specifies payments that certain insurers must make to association; requires insurers to treat insureds' failure to pay surcharges, rather than recoupment charges, as failure to pay premiums; provides that insurers are liable for surcharges & are not liable for uncollectible surcharges; removes requirement that insurers treat insureds' failure to pay emergency assessments as failure to pay premiums; revises provisions relating to insurers' collection of surcharges & payments of assessments to Florida Workers' Compensation Insurance Guaranty Association, Incorporated.
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**Enacted** — Laws of Florida, Chapter 2022-139.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **H 1023 Filed** (filed) — [source](https://flsenate.gov/Session/Bill/2022/1023/BillText/Filed/PDF)
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2. **H 1023 c1** (committee substitute) — [source](https://flsenate.gov/Session/Bill/2022/1023/BillText/c1/PDF)
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3. **H 1023 er** (enrolled) — [source](https://flsenate.gov/Session/Bill/2022/1023/BillText/er/PDF)
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## Votes
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- Passage, Third Reading — **116–0** (pass) · lower
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- Favorable With Committee Substitute (Commerce Committee) — **20–0** (pass) · lower
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- Third Reading — **36–0** (pass) · upper
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- Favorable (State Administration & Technology Appropriations Subcommittee) — **13–0** (pass) · lower
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- Favorable (Insurance & Banking Subcommittee) — **16–0** (pass) · lower
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## Sponsors
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- Commerce Committee — primary (organization)
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- Fabricio — primary (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2021-12-27** Filed `filing`
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- **2022-01-07** Referred to Insurance & Banking Subcommittee `referral-committee`
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- **2022-01-07** Referred to State Administration & Technology Appropriations Subcommittee `referral-committee`
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- **2022-01-07** Referred to Commerce Committee `referral-committee`
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- **2022-01-07** Now in Insurance & Banking Subcommittee
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- **2022-01-11** 1st Reading (Original Filed Version)
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- **2022-01-25** Added to Insurance & Banking Subcommittee agenda
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- **2022-01-27** Favorable by Insurance & Banking Subcommittee `committee-passage-favorable`
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- **2022-01-27** Reported out of Insurance & Banking Subcommittee
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- **2022-01-27** Now in State Administration & Technology Appropriations Subcommittee
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- **2022-02-04** Added to State Administration & Technology Appropriations Subcommittee agenda
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- **2022-02-08** Favorable by State Administration & Technology Appropriations Subcommittee `committee-passage-favorable`
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- **2022-02-08** Reported out of State Administration & Technology Appropriations Subcommittee
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- **2022-02-08** Now in Commerce Committee
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- **2022-02-15** Added to Commerce Committee agenda
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- **2022-02-17** Favorable with CS by Commerce Committee
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- **2022-02-17** Reported out of Commerce Committee
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- **2022-02-17** Laid on Table under Rule 7.18(a)
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- **2022-02-17** CS Filed
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- **2022-02-17** 1st Reading (Committee Substitute 1)
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- **2022-02-18** Bill referred to House Calendar
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- **2022-02-18** Added to Second Reading Calendar
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- **2022-02-24** Bill added to Special Order Calendar (3/1/2022)
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- **2022-03-01** Read 2nd time `reading-2`
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- **2022-03-01** Placed on 3rd reading
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- **2022-03-01** Added to Third Reading Calendar
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- **2022-03-02** Read 3rd time `reading-3`
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- **2022-03-02** CS passed; YEAS 116, NAYS 0 `passage`
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- **2022-03-02** In Messages
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- **2022-03-02** Referred to Appropriations `referral-committee`
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- **2022-03-02** Received
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- **2022-03-04** Withdrawn from Appropriations `withdrawal`
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- **2022-03-04** Placed on Calendar, on 2nd reading
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- **2022-03-04** Substituted for CS/CS/SB 1430
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- **2022-03-04** Read 2nd time `reading-2`
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- **2022-03-04** Read 3rd time `reading-3`
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- **2022-03-04** CS passed; YEAS 36 NAYS 0 `passage`
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- **2022-03-04** In Messages
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- **2022-03-04** Ordered enrolled
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- **2022-05-20** Signed by Officers and presented to Governor
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- **2022-05-25** Approved by Governor `executive-signature`
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- **2022-05-26** Chapter No. 2022-139
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/150b5947-4eb3-4f8b-bcb7-271d960c988d`. Confidence: reported (aggregated from official Florida legislature records).
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