Legislation: Florida — 2,186 enacted records (OpenStates 2026-07-01)
Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
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Fabio
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type: "Bill"
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title: "Collateral Protection Insurance"
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description: "Collateral Protection Insurance; Providing a restriction on insurance charges made to mortgagors; providing for the calculation of collateral protection insurance coverages and premiums, providing construction relating to noncircumvention, etc."
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jurisdiction: "us/states/fl"
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legislature: "Florida Legislature"
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session: "2023"
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identifier: "HB 793"
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citation: "Florida HB 793 (2023)"
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classification: ["bill"]
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subjects: ["insurance"]
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status: "enacted"
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chapter_law: "2023-210"
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primary_sponsors: ["Fernandez-Barquin"]
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version_count: 3
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action_count: 39
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vote_count: 5
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first_action: "2023-02-14"
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last_action: "2023-06-12"
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source: "openstates"
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source_identifier: "ocd-bill/e133f6b7-2be3-4fc4-8179-c0f470c1d9fa"
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source_url: "https://flsenate.gov/Session/Bill/2023/793/ByCategory"
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source_hash: "200cc3e93dfe9ac127bee272085d5fdfa3a69c7f1d7cd211256929da9f9a4151"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-fl"]
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---
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# Florida HB 793 (2023) — Collateral Protection Insurance
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Collateral Protection Insurance; Providing a restriction on insurance charges made to mortgagors; providing for the calculation of collateral protection insurance coverages and premiums, providing construction relating to noncircumvention, etc.
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**Enacted** — Laws of Florida, Chapter 2023-210.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **H 793 Filed** (filed) — [source](https://flsenate.gov/Session/Bill/2023/793/BillText/Filed/PDF)
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2. **H 793 e1** (engrossed) — [source](https://flsenate.gov/Session/Bill/2023/793/BillText/e1/PDF)
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3. **H 793 er** (enrolled) — [source](https://flsenate.gov/Session/Bill/2023/793/BillText/er/PDF)
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## Votes
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- Favorable (Commerce Committee) — **20–0** (pass) · lower
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- Third Reading — **35–0** (pass) · upper
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- Passage, Third Reading — **105–0** (pass) · lower
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- Favorable (State Administration & Technology Appropriations Subcommittee) — **12–0** (pass) · lower
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- Favorable (Insurance & Banking Subcommittee) — **17–0** (pass) · lower
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## Sponsors
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- Fernandez-Barquin — primary (person)
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- Benjamin — cosponsor (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2023-02-14** Filed `filing`
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- **2023-02-21** Referred to Insurance & Banking Subcommittee `referral-committee`
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- **2023-02-21** Referred to State Administration & Technology Appropriations Subcommittee `referral-committee`
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- **2023-02-21** Referred to Commerce Committee `referral-committee`
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- **2023-02-21** Now in Insurance & Banking Subcommittee
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- **2023-03-07** 1st Reading (Original Filed Version) `filing, reading-1`
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- **2023-03-10** Added to Insurance & Banking Subcommittee agenda
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- **2023-03-14** Favorable by Insurance & Banking Subcommittee `committee-passage-favorable`
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- **2023-03-15** Reported out of Insurance & Banking Subcommittee
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- **2023-03-15** Now in State Administration & Technology Appropriations Subcommittee
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- **2023-03-27** Added to State Administration & Technology Appropriations Subcommittee agenda
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- **2023-03-29** Favorable by State Administration & Technology Appropriations Subcommittee `committee-passage-favorable`
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- **2023-03-29** Reported out of State Administration & Technology Appropriations Subcommittee
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- **2023-03-29** Now in Commerce Committee
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- **2023-04-06** Added to Commerce Committee agenda
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- **2023-04-11** Favorable by Commerce Committee (Amended) `committee-passage-favorable`
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- **2023-04-12** Reported out of Commerce Committee
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- **2023-04-12** Bill released to House Calendar
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- **2023-04-12** Added to Second Reading Calendar
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- **2023-04-25** Bill added to Special Order Calendar (4/28/2023)
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- **2023-04-28** Read 2nd time `reading-2`
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- **2023-04-28** Amendment 069983 adopted
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- **2023-04-28** Added to Third Reading Calendar
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- **2023-04-28** Read 3rd time `reading-3`
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- **2023-04-28** Passed as amended; YEAS 105, NAYS 0 `passage`
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- **2023-04-28** In Messages
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- **2023-04-28** Referred to Fiscal Policy `referral-committee`
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- **2023-04-28** Received `enrolled`
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- **2023-05-01** Withdrawn from Fiscal Policy `withdrawal`
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- **2023-05-01** Placed on Calendar, on 2nd reading
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- **2023-05-01** Substituted for SB 410
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- **2023-05-01** Read 2nd time `reading-2`
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- **2023-05-01** Read 3rd time `reading-3`
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- **2023-05-01** Passed; YEAS 35 NAYS 0 `passage`
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- **2023-05-01** In Messages
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- **2023-05-01** Ordered enrolled `enrolled`
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- **2023-06-05** Signed by Officers and presented to Governor `executive-receipt`
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- **2023-06-09** Approved by Governor `executive-signature`
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- **2023-06-12** Chapter No. 2023-210
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/e133f6b7-2be3-4fc4-8179-c0f470c1d9fa`. Confidence: reported (aggregated from official Florida legislature records).
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