Legislation: Florida — 2,186 enacted records (OpenStates 2026-07-01)

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
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---
type: "Bill"
title: "Insurance"
description: "Insurance; Specifying a qualification for a local governmental entitys representative on a self-insurers governing body; revising membership requirements for specified members of the Florida Commission on Hurricane Loss Projection Methodology; authorizing insurers to file with the Office of Insurance Regulation personal lines residential property insurance rating plans providing rate differentials based on certain windstorm mitigation construction standards; revising the timeframe for advance notices from insurers to insureds of automatic bank withdrawal increases, etc."
jurisdiction: "us/states/fl"
legislature: "Florida Legislature"
session: "2023"
identifier: "SB 418"
citation: "Florida SB 418 (2023)"
classification: ["bill"]
subjects: ["vessels"]
status: "enacted"
chapter_law: "2023-217"
primary_sponsors: ["Banking and Insurance", "Military and Veterans Affairs, Space, and Domestic Security", "Perry", "Rules"]
version_count: 6
action_count: 45
vote_count: 6
first_action: "2023-01-26"
last_action: "2023-06-16"
source: "openstates"
source_identifier: "ocd-bill/64ebadae-1bdf-49f4-9b8b-afab2f2686bd"
source_url: "https://flsenate.gov/Session/Bill/2023/418/ByCategory"
source_hash: "0e1d9cc9be298125c0b043cb4b20ac19b0fc0574a9e04e4d046d2948bec61322"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-fl"]
---
# Florida SB 418 (2023) — Insurance
Insurance; Specifying a qualification for a local governmental entitys representative on a self-insurers governing body; revising membership requirements for specified members of the Florida Commission on Hurricane Loss Projection Methodology; authorizing insurers to file with the Office of Insurance Regulation personal lines residential property insurance rating plans providing rate differentials based on certain windstorm mitigation construction standards; revising the timeframe for advance notices from insurers to insureds of automatic bank withdrawal increases, etc.
**Enacted** — Laws of Florida, Chapter 2023-217.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **S 418 Filed** (filed) — [source](https://flsenate.gov/Session/Bill/2023/418/BillText/Filed/HTML)
2. **S 418 c1** (committee substitute) — [source](https://flsenate.gov/Session/Bill/2023/418/BillText/c1/HTML)
3. **S 418 c2** (committee substitute) — [source](https://flsenate.gov/Session/Bill/2023/418/BillText/c2/HTML)
4. **S 418 c3** (committee substitute) — [source](https://flsenate.gov/Session/Bill/2023/418/BillText/c3/HTML)
5. **S 418 e1** (engrossed) — [source](https://flsenate.gov/Session/Bill/2023/418/BillText/e1/HTML)
6. **S 418 er** (enrolled) — [source](https://flsenate.gov/Session/Bill/2023/418/BillText/er/HTML)
## Votes
- Favorable with Committee Substitute — **190** (pass) · upper
- Passage — **1100** (pass) · lower
- Passage, Third Reading — **1190** (pass) · lower
- Favorable with Committee Substitute — **70** (pass) · upper
- Favorable with Committee Substitute — **120** (pass) · upper
- Third Reading — **390** (pass) · upper
## Sponsors
- Banking and Insurance — primary (person)
- Military and Veterans Affairs, Space, and Domestic Security — primary (person)
- Perry — primary (person)
- Rules — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2023-01-26** Filed `filing`
- **2023-02-09** Referred to Banking and Insurance; Military and Veterans Affairs, Space, and Domestic Security; Rules `referral-committee`
- **2023-02-13** On Committee agenda-- Banking and Insurance, 02/21/23, 3:30 pm, 412 Knott Building
- **2023-02-21** CS by Banking and Insurance; YEAS 12 NAYS 0
- **2023-02-23** Pending reference review under Rule 4.7(2) - (Committee Substitute)
- **2023-02-23** Now in Military and Veterans Affairs, Space, and Domestic Security
- **2023-03-02** On Committee agenda-- Military and Veterans Affairs, Space, and Domestic Security, 03/07/23, 2:00 pm, 301 Senate Building
- **2023-03-07** Introduced `introduction`
- **2023-03-07** CS/CS by Military and Veterans Affairs, Space, and Domestic Security; YEAS 7 NAYS 0
- **2023-03-07** CS by Banking and Insurance read 1st time
- **2023-03-08** Pending reference review under Rule 4.7(2) - (Committee Substitute)
- **2023-03-08** Now in Rules
- **2023-03-08** CS/CS by Military and Veterans Affairs, Space, and Domestic Security read 1st time
- **2023-04-06** On Committee agenda-- Rules, 04/11/23, 8:30 am, 412 Knott Building
- **2023-04-11** CS/CS/CS by- Rules; YEAS 19 NAYS 0
- **2023-04-12** Pending reference review -under Rule 4.7(2) - (Committee Substitute)
- **2023-04-12** CS/CS/CS by Rules read 1st time
- **2023-04-13** Placed on Calendar, on 2nd reading
- **2023-04-13** Placed on Special Order Calendar, 04/19/23
- **2023-04-19** Read 2nd time `reading-2`
- **2023-04-19** Amendment(s) adopted (174606)
- **2023-04-19** Read 3rd time `reading-3`
- **2023-04-19** CS passed as amended; YEAS 39 NAYS 0 `passage`
- **2023-04-19** Immediately certified
- **2023-04-19** In Messages
- **2023-04-28** Bill referred to House Calendar
- **2023-04-28** Bill added to Special Order Calendar (5/1/2023)
- **2023-04-28** 1st Reading (Engrossed 1) `reading-1`
- **2023-05-01** Read 2nd time `reading-2`
- **2023-05-01** Amendment 394669 adopted
- **2023-05-01** Placed on 3rd reading `reading-3`
- **2023-05-01** Added to Third Reading Calendar
- **2023-05-02** Read 3rd time `reading-3`
- **2023-05-02** CS passed as amended; YEAS 119, NAYS 0 `passage`
- **2023-05-02** In returning messages
- **2023-05-03** Refused to concur in 1 amendment(s) (394669)
- **2023-05-03** Requested House to recede
- **2023-05-03** In Messages
- **2023-05-04** Added to Senate Message List
- **2023-05-04** Amendment 394669 Recede
- **2023-05-04** CS passed; YEAS 110, NAYS 0 `passage`
- **2023-05-04** Ordered enrolled `enrolled`
- **2023-06-05** Signed by Officers and presented to Governor `executive-receipt`
- **2023-06-12** Approved by Governor `executive-signature`
- **2023-06-16** Chapter No. 2023-217, companion bill(s) passed, see CS/CS/HB 1185 (Ch. 2023-130)
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/64ebadae-1bdf-49f4-9b8b-afab2f2686bd`. Confidence: reported (aggregated from official Florida legislature records).