Legislation: Florida — 2,186 enacted records (OpenStates 2026-07-01)
Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
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Fabio
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type: "Bill"
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title: "Citizens Property Insurance Corporation"
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description: "Citizens Property Insurance Corporation; Revises circumstances under which certain insurers' association shall levy market equalization surcharges on policyholders; provides that certain accounts for Citizens Property Insurance Corporation revenues, assets, liability, losses, & expenses are now maintained as Citizens account; revises requirements for certain coverages by corporation; requires inclusion of quota share primary insurance in certain policies; specifies that certain provisions apply to personal lines residential risks that are primary residences and to personal lines residential risks that are not primary residences; provides that comparisons of comparable coverages under certain personal lines residential risks & commercial lines residential risks do not apply to policies that do not cover primary residences; provides that certain risks that could not be insured under standard policies are eligible for certain basic policies; revises corporation's plan of operation."
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jurisdiction: "us/states/fl"
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legislature: "Florida Legislature"
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session: "2024"
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identifier: "HB 1503"
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citation: "Florida HB 1503 (2024)"
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classification: ["bill"]
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subjects: ["insurance"]
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status: "enacted"
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chapter_law: "2024-179"
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primary_sponsors: ["Esposito"]
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version_count: 6
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action_count: 45
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vote_count: 3
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first_action: "2024-01-08"
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last_action: "2024-05-13"
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source: "openstates"
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source_identifier: "ocd-bill/e475633c-004d-4304-9937-e9e0b821569f"
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source_url: "https://flsenate.gov/Session/Bill/2024/1503/ByCategory"
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source_hash: "a9cd6f2489029f8bf0a91d3c3ce537466537d0c72c257663437f0c87cc86947d"
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vintage: "2026-07-01"
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source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
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retrieved_at: "2026-07-06"
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confidence: "reported"
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tags: ["legislation", "bill", "us-fl"]
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---
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# Florida HB 1503 (2024) — Citizens Property Insurance Corporation
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Citizens Property Insurance Corporation; Revises circumstances under which certain insurers' association shall levy market equalization surcharges on policyholders; provides that certain accounts for Citizens Property Insurance Corporation revenues, assets, liability, losses, & expenses are now maintained as Citizens account; revises requirements for certain coverages by corporation; requires inclusion of quota share primary insurance in certain policies; specifies that certain provisions apply to personal lines residential risks that are primary residences and to personal lines residential risks that are not primary residences; provides that comparisons of comparable coverages under certain personal lines residential risks & commercial lines residential risks do not apply to policies that do not cover primary residences; provides that certain risks that could not be insured under standard policies are eligible for certain basic policies; revises corporation's plan of operation.
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**Enacted** — Laws of Florida, Chapter 2024-179.
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## Version chain
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The bill's text revisions, in order — the diff chain from filing to enrollment.
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1. **H 1503 Filed** (filed) — [source](https://flsenate.gov/Session/Bill/2024/1503/BillText/Filed/PDF)
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2. **H 1503 c1** (committee substitute) — [source](https://flsenate.gov/Session/Bill/2024/1503/BillText/c1/PDF)
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3. **H 1503 c2** (committee substitute) — [source](https://flsenate.gov/Session/Bill/2024/1503/BillText/c2/PDF)
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4. **H 1503 e1** (engrossed) — [source](https://flsenate.gov/Session/Bill/2024/1503/BillText/e1/PDF)
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5. **H 1503 e2** (engrossed) — [source](https://flsenate.gov/Session/Bill/2024/1503/BillText/e2/PDF)
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6. **H 1503 er** (enrolled) — [source](https://flsenate.gov/Session/Bill/2024/1503/BillText/er/PDF)
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## Votes
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- Third Reading — **40–0** (pass) · upper
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- Passage — **113–0** (pass) · lower
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- Passage, Third Reading — **81–28** (pass) · lower
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## Sponsors
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- Commerce Committee — primary (organization)
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- Esposito — primary (person)
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- Insurance & Banking Subcommittee — primary (organization)
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- Barnaby — cosponsor (person)
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- Snyder — cosponsor (person)
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- Truenow — cosponsor (person)
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## Timeline
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The legislative action history — every referral, reading, and vote.
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- **2024-01-08** Filed `filing`
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- **2024-01-09** 1st Reading (Original Filed Version) `filing, reading-1`
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- **2024-01-13** Referred to Insurance & Banking Subcommittee `referral-committee`
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- **2024-01-13** Referred to Commerce Committee `referral-committee`
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- **2024-01-13** Now in Insurance & Banking Subcommittee
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- **2024-01-30** PCS added to Insurance & Banking Subcommittee agenda
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- **2024-02-01** Favorable with CS by Insurance & Banking Subcommittee `committee-passage-favorable`
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- **2024-02-04** Reported out of Insurance & Banking Subcommittee
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- **2024-02-04** Laid on Table under Rule 7.18(a) `deferral`
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- **2024-02-04** CS Filed `filing`
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- **2024-02-05** Referred to Commerce Committee `referral-committee`
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- **2024-02-05** Now in Commerce Committee
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- **2024-02-05** 1st Reading (Committee Substitute 1) `reading-1`
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- **2024-02-20** PCS added to Commerce Committee agenda
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- **2024-02-22** Favorable with CS by Commerce Committee `committee-passage-favorable`
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- **2024-02-26** Reported out of Commerce Committee
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- **2024-02-26** Laid on Table under Rule 7.18(a) `deferral`
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- **2024-02-26** CS Filed `filing`
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- **2024-02-26** Bill referred to House Calendar
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- **2024-02-26** Bill added to Special Order Calendar (2/29/2024)
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- **2024-02-26** 1st Reading (Committee Substitute 2) `reading-1`
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- **2024-02-29** Read 2nd time `reading-2`
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- **2024-02-29** Amendment 681737 adopted
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- **2024-02-29** Placed on 3rd reading `reading-3`
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- **2024-02-29** Added to Third Reading Calendar
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- **2024-03-01** Read 3rd time `reading-3`
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- **2024-03-01** CS passed as amended; YEAS 81, NAYS 28 `passage`
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- **2024-03-01** In Messages
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- **2024-03-01** Referred to Fiscal Policy `referral-committee`
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- **2024-03-01** Received `enrolled`
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- **2024-03-06** Withdrawn from Fiscal Policy `withdrawal`
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- **2024-03-06** Placed on Calendar, on 2nd reading
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- **2024-03-06** Substituted for CS/CS/SB 1716
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- **2024-03-06** Read 2nd time `reading-2`
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- **2024-03-06** Amendment(s) adopted (102780)
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- **2024-03-06** Read 3rd time `reading-3`
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- **2024-03-06** CS passed as amended; YEAS 40 NAYS 0 `passage`
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- **2024-03-06** In Messages
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- **2024-03-07** Added to Senate Message List
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- **2024-03-07** Amendment 102780 Concur
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- **2024-03-07** CS passed as amended; YEAS 113, NAYS 0 `passage`
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- **2024-03-07** Ordered engrossed, then enrolled `enrolled`
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- **2024-04-25** Signed by Officers and presented to Governor `executive-receipt`
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- **2024-05-10** Approved by Governor `executive-signature`
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- **2024-05-13** Chapter No. 2024-179
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## Source
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OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/e475633c-004d-4304-9937-e9e0b821569f`. Confidence: reported (aggregated from official Florida legislature records).
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