Legislation: batch C — MO MS MT NC ND NE NH NJ NM NV

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

legislation/us/states/nc/2001/sb-723.md

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+---
+type: "Bill"
+title: "Unsolicited Checks to Secure Loans."
+description: "Unsolicited Checks to Secure Loans."
+jurisdiction: "us/states/nc"
+legislature: "North Carolina General Assembly"
+session: "2001"
+identifier: "SB 723"
+citation: "North Carolina SB 723 (2001)"
+classification: ["bill"]
+subjects: ["COMMERCE", "CONSUMER PROTECTION", "FINANCIAL SERVICES", "LOANS", "NEGOTIABLE INSTRUMENTS", "PRESENTED", "PUBLIC", "RATIFIED", "SEN. BINGHAM", "CHAPTERED"]
+status: "enacted"
+primary_sponsors: []
+version_count: 4
+action_count: 18
+vote_count: 2
+first_action: "2001-03-28"
+last_action: "2001-08-26"
+source: "openstates"
+source_identifier: "ocd-bill/6466ede5-87d5-4cd7-876d-426e85cba286"
+source_url: "http://www.ncleg.net/gascripts/BillLookUp/BillLookUp.pl?Session=2001&BillID=S723&votesToView=all"
+source_hash: "7f3e4403afd2154d42a8dade6159ac7a36768847c50308c2b114ecf27b57c0a9"
+vintage: "2026-07-01"
+source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
+retrieved_at: "2026-07-06"
+confidence: "reported"
+tags: ["legislation", "bill", "us-nc"]
+---
+
+# North Carolina SB 723 (2001) — Unsolicited Checks to Secure Loans.
+
+## Version chain
+
+The bill's text revisions, in order — the diff chain from filing to enrollment.
+
+1. **Edition 1** (committee substitute) — [source](http://www.ncleg.net/Sessions/2001/Bills/Senate/PDF/S723v1.pdf)
+2. **Edition 2** (committee substitute) — [source](http://www.ncleg.net/Sessions/2001/Bills/Senate/PDF/S723v2.pdf)
+3. **Ratified** (committee substitute) — [source](http://www.ncleg.net/Sessions/2001/Bills/Senate/PDF/S723v3.pdf)
+4. **SL 2001-391** (committee substitute) — [source](http://www.ncleg.net/Sessions/2001/Bills/Senate/PDF/S723v4.pdf)
+
+## Votes
+
+- SECOND READING — **112–0** (pass) · lower
+- Motion 8\To Concur — **48–0** (pass) · upper
+
+## Sponsors
+
+- Albertson — cosponsor (person)
+- Ballance — cosponsor (person)
+- Bingham — cosponsor (person)
+- Cunningham — cosponsor (person)
+- Garwood — cosponsor (person)
+- Hagan — cosponsor (person)
+- Harris — cosponsor (person)
+- Horton — cosponsor (person)
+- Hoyle — cosponsor (person)
+- Kinnaird — cosponsor (person)
+- Metcalf — cosponsor (person)
+- Rand — cosponsor (person)
+- Reeves — cosponsor (person)
+- Warren — cosponsor (person)
+- Weinstein — cosponsor (person)
+
+## Timeline
+
+The legislative action history — every referral, reading, and vote.
+
+- **2001-08-26** Ch. SL 2001-391 `became-law`
+- **2001-08-26** Signed By Gov. 8/26/2001 `executive-signature`
+- **2001-08-16** Pres. To Gov. 8/16/2001 `executive-receipt`
+- **2001-08-15** Ratified
+- **2001-08-14** Concurred In H/com Sub `amendment-passage`
+- **2001-08-13** Placed On Cal For 8/14/2001
+- **2001-08-13** Rec To Concur H Com Sub
+- **2001-08-08** Passed 2nd & 3rd Reading `passage, reading-2, reading-3`
+- **2001-08-06** Placed On Cal For 8/7/2001
+- **2001-08-01** Cal Pursuant Rule 36(b)
+- **2001-08-01** Reptd Fav Com Substitute `committee-passage-favorable`
+- **2001-04-26** Ref To Com On Financial Institutions `referral-committee`
+- **2001-04-26** Rec From Senate
+- **2001-04-25** Passed 2nd & 3rd Reading `passage, reading-2, reading-3`
+- **2001-04-25** Amend Adopted #1 `amendment-passage`
+- **2001-04-24** Reptd Fav `committee-passage-favorable`
+- **2001-03-29** Ref To Com On Commerce `referral-committee`
+- **2001-03-28** Filed `introduction`
+
+## Source
+
+OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/6466ede5-87d5-4cd7-876d-426e85cba286`. Confidence: reported (aggregated from official North Carolina legislature records).
+