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Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

legislation/us/states/nc/2005/hb-1388.md

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+---
+type: "Bill"
+title: "Debt Collection Licensing Changes."
+description: "Debt Collection Licensing Changes."
+jurisdiction: "us/states/nc"
+legislature: "North Carolina General Assembly"
+session: "2005"
+identifier: "HB 1388"
+citation: "North Carolina HB 1388 (2005)"
+classification: ["bill"]
+subjects: ["AUCTIONS", "COMMERCE", "CORPORATIONS", "FOR-PROFIT", "COUNCIL OF STATE", "DEBTOR & CREDITOR", "FINANCIAL SERVICES", "INFORMATION TECHNOLOGY", "INSURANCE", "INSURANCE DEPT.", "INTERNET", "PRESENTED", "PROPERTY", "PUBLIC", "PUBLIC OFFICIALS", "RATIFIED", "REAL ESTATE", "SALES", "SURETY & FIDELITY", "TELESERVICES", "TITLE CHANGE", "REP. COLE", "REP. GIBSON", "CHAPTERED", "INSURANCE COMMISSIONER"]
+status: "enacted"
+primary_sponsors: ["Gibson"]
+version_count: 6
+action_count: 22
+vote_count: 2
+first_action: "2005-04-20"
+last_action: "2006-07-19"
+source: "openstates"
+source_identifier: "ocd-bill/396a4b86-9445-4f25-ab5b-12ceab8db32a"
+source_url: "http://www.ncleg.net/gascripts/BillLookUp/BillLookUp.pl?Session=2005&BillID=H1388&votesToView=all"
+source_hash: "f40f48a86b680963b9a126a27fd19fe6f4dec9eda345b0c114a7402d16416b42"
+vintage: "2026-07-01"
+source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
+retrieved_at: "2026-07-06"
+confidence: "reported"
+tags: ["legislation", "bill", "us-nc"]
+---
+
+# North Carolina HB 1388 (2005) — Debt Collection Licensing Changes.
+
+## Version chain
+
+The bill's text revisions, in order — the diff chain from filing to enrollment.
+
+1. **Filed** (filed) — [source](http://www.ncleg.net/Sessions/2005/Bills/House/PDF/H1388v0.pdf)
+2. **Edition 1** (committee substitute) — [source](http://www.ncleg.net/Sessions/2005/Bills/House/PDF/H1388v1.pdf)
+3. **Edition 2** (committee substitute) — [source](http://www.ncleg.net/Sessions/2005/Bills/House/PDF/H1388v2.pdf)
+4. **Edition 3** (committee substitute) — [source](http://www.ncleg.net/Sessions/2005/Bills/House/PDF/H1388v3.pdf)
+5. **Ratified** (committee substitute) — [source](http://www.ncleg.net/Sessions/2005/Bills/House/PDF/H1388v4.pdf)
+6. **SL2006-134** (committee substitute) — [source](http://www.ncleg.net/Sessions/2005/Bills/House/PDF/H1388v5.pdf)
+
+## Votes
+
+- M11 Concur — **115–0** (pass) · lower
+- Third Reading — **46–0** (pass) · upper
+
+## Sponsors
+
+- Gibson — primary (person)
+- Cole — cosponsor (person)
+
+## Timeline
+
+The legislative action history — every referral, reading, and vote.
+
+- **2006-07-19** Ch. SL 2006-134 `became-law`
+- **2006-07-19** Signed By Gov. 7/19/2006 `executive-signature`
+- **2006-07-11** Pres. To Gov. 7/11/2006 `executive-receipt`
+- **2006-07-11** Ratified
+- **2006-07-10** Concurred In S/Com Sub `amendment-passage`
+- **2006-07-06** Placed On Cal For 7/10/2006
+- **2006-07-06** Cal Pursuant Rule 36(b)
+- **2006-07-06** Reptd Fav To Concur `committee-passage-favorable`
+- **2006-06-30** Ref To Com On Insurance `referral-committee`
+- **2006-06-30** Rec To Concur S Com Sub
+- **2006-06-30** Passed 3rd Reading `passage, reading-3`
+- **2006-06-29** Passed 2nd Reading `reading-2`
+- **2006-06-28** Com Substitute Adopted
+- **2006-06-28** Reptd Fav Com Substitute `committee-passage-favorable`
+- **2005-06-06** Ref To Com On Commerce `referral-committee`
+- **2005-06-06** Rec From House
+- **2005-06-01** Passed 2nd & 3rd Reading `passage, reading-2, reading-3`
+- **2005-06-01** Placed On Cal For 6/1/2005
+- **2005-06-01** Cal Pursuant Rule 36(b)
+- **2005-06-01** Reptd Fav Com Substitute `committee-passage-favorable`
+- **2005-04-21** Ref To Com On Commerce `referral-committee`
+- **2005-04-20** Filed `introduction`
+
+## Source
+
+OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/396a4b86-9445-4f25-ab5b-12ceab8db32a`. Confidence: reported (aggregated from official North Carolina legislature records).
+