Legislation: batch C — MO MS MT NC ND NE NH NJ NM NV

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

legislation/us/states/nc/2005/sb-590.md

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+---
+type: "Bill"
+title: "Consumer Credit Counseling/Debt Management."
+description: "Consumer Credit Counseling/Debt Management."
+jurisdiction: "us/states/nc"
+legislature: "North Carolina General Assembly"
+session: "2005"
+identifier: "SB 590"
+citation: "North Carolina SB 590 (2005)"
+classification: ["bill"]
+subjects: ["ATTORNEYS", "BANKING COMN.", "BANKS", "COMMERCE", "COMMISSIONS", "CONSUMER CREDIT", "CONSUMER PROTECTION", "CORPORATIONS", "NON-PROFIT", "COUNSELING", "DEBTOR & CREDITOR", "FINANCIAL INSTITUTIONS", "FINANCIAL SERVICES", "FISCAL NOTES", "PRESENTED", "PUBLIC", "RATIFIED", "CHAPTERED", "SEN. DORSETT"]
+status: "enacted"
+primary_sponsors: []
+version_count: 9
+action_count: 40
+vote_count: 2
+first_action: "2005-03-15"
+last_action: "2005-09-20"
+source: "openstates"
+source_identifier: "ocd-bill/d12c6d42-d5bb-4094-9e32-f85d1aeb9b07"
+source_url: "http://www.ncleg.net/gascripts/BillLookUp/BillLookUp.pl?Session=2005&BillID=S590&votesToView=all"
+source_hash: "d93f22fb562d57b5e94ca9342dec263188423f5c9afac46dd838735e95f55254"
+vintage: "2026-07-01"
+source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
+retrieved_at: "2026-07-06"
+confidence: "reported"
+tags: ["legislation", "bill", "us-nc"]
+---
+
+# North Carolina SB 590 (2005) — Consumer Credit Counseling/Debt Management.
+
+## Version chain
+
+The bill's text revisions, in order — the diff chain from filing to enrollment.
+
+1. **Filed** (filed) — [source](http://www.ncleg.net/Sessions/2005/Bills/Senate/PDF/S590v0.pdf)
+2. **Edition 1** (committee substitute) — [source](http://www.ncleg.net/Sessions/2005/Bills/Senate/PDF/S590v1.pdf)
+3. **Edition 2** (committee substitute) — [source](http://www.ncleg.net/Sessions/2005/Bills/Senate/PDF/S590v2.pdf)
+4. **Edition 3** (committee substitute) — [source](http://www.ncleg.net/Sessions/2005/Bills/Senate/PDF/S590v3.pdf)
+5. **Edition 4** (committee substitute) — [source](http://www.ncleg.net/Sessions/2005/Bills/Senate/PDF/S590v4.pdf)
+6. **Edition 5** (committee substitute) — [source](http://www.ncleg.net/Sessions/2005/Bills/Senate/PDF/S590v5.pdf)
+7. **Edition 6** (committee substitute) — [source](http://www.ncleg.net/Sessions/2005/Bills/Senate/PDF/S590v6.pdf)
+8. **Ratified** (committee substitute) — [source](http://www.ncleg.net/Sessions/2005/Bills/Senate/PDF/S590v7.pdf)
+9. **SL2005-408** (committee substitute) — [source](http://www.ncleg.net/Sessions/2005/Bills/Senate/PDF/S590v8.pdf)
+
+## Votes
+
+- C Rpt Adopt — **104–5** (pass) · lower
+- Conference Rpt\Motion 7\To Adopt — **43–2** (pass) · upper
+
+## Sponsors
+
+- Albertson — cosponsor (person)
+- Cowell — cosponsor (person)
+- Dannelly — cosponsor (person)
+- Dorsett — cosponsor (person)
+- Forrester — cosponsor (person)
+- Holloman — cosponsor (person)
+- Jenkins — cosponsor (person)
+- Lucas — cosponsor (person)
+- Malone — cosponsor (person)
+- Purcell — cosponsor (person)
+- Rand — cosponsor (person)
+- Stevens — cosponsor (person)
+- Thomas — cosponsor (person)
+
+## Timeline
+
+The legislative action history — every referral, reading, and vote.
+
+- **2005-09-20** Ch. SL 2005-408 `became-law`
+- **2005-09-20** Signed By Gov. 9/20/2005 `executive-signature`
+- **2005-08-30** Pres. To Gov. 8/30/2005 `executive-receipt`
+- **2005-08-29** Ratified
+- **2005-08-24** Conf Report Adopted
+- **2005-08-24** Placed On Cal For 8/24/2005
+- **2005-08-24** Conf Com Reported
+- **2005-08-24** Conf Com Appointed
+- **2005-08-24** Conf Report Adopted
+- **2005-08-24** Placed On Cal For 8/24/2005
+- **2005-08-24** Conf Com Reported
+- **2005-08-24** Conf Com Appointed
+- **2005-08-24** Failed Concur In Com Sub
+- **2005-08-24** Placed On Cal For 8/24/2005
+- **2005-08-24** Rec To Concur H Com Sub
+- **2005-08-23** Passed 2nd & 3rd Reading `passage, reading-2, reading-3`
+- **2005-08-23** Amend Adopted #1 `amendment-passage`
+- **2005-08-23** Placed On Cal For 8/23/2005
+- **2005-08-23** Reptd Fav Com Substitute `committee-passage-favorable`
+- **2005-08-10** Re-ref Com On Rules, Calendar, and Operations of the House `referral-committee`
+- **2005-08-10** Withdrawn From Cal
+- **2005-08-08** Placed On Cal For 8/9/2005
+- **2005-08-02** Cal Pursuant Rule 36(b)
+- **2005-08-02** Reptd Fav Com Substitute `committee-passage-favorable`
+- **2005-06-30** Re-ref Com On Judiciary I `referral-committee`
+- **2005-06-30** Withdrawn From Comm
+- **2005-06-02** Ref To Com On Finance `referral-committee`
+- **2005-06-02** Rec From Senate
+- **2005-06-01** Passed 3rd Reading `passage, reading-3`
+- **2005-06-01** Amend Failed #1 `amendment-failure`
+- **2005-06-01** Amend Failed #2 `amendment-failure`
+- **2005-05-31** Passed 2nd Reading `reading-2`
+- **2005-05-26** Placed On Cal For 5/31/2005
+- **2005-05-26** Com Substitute Adopted
+- **2005-05-26** Reptd Fav Com Substitute `committee-passage-favorable`
+- **2005-05-18** Re-ref Com On Finance `referral-committee`
+- **2005-05-18** Com Substitute Adopted
+- **2005-05-18** Reptd Fav Com Substitute `committee-passage-favorable`
+- **2005-03-16** Ref to Commerce. If fav, re-ref to Finance `referral-committee`
+- **2005-03-15** Filed `introduction`
+
+## Source
+
+OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/d12c6d42-d5bb-4094-9e32-f85d1aeb9b07`. Confidence: reported (aggregated from official North Carolina legislature records).
+