Legislation: batch C — MO MS MT NC ND NE NH NJ NM NV

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

legislation/us/states/nc/2009/hb-1222.md

@@ -0,0 +1,95 @@
+---
+type: "Bill"
+title: "Mortgage/Rate Spread & High-Cost Loans."
+description: "Mortgage/Rate Spread & High-Cost Loans."
+jurisdiction: "us/states/nc"
+legislature: "North Carolina General Assembly"
+session: "2009"
+identifier: "HB 1222"
+citation: "North Carolina HB 1222 (2009)"
+classification: ["bill"]
+subjects: ["DEBTOR & CREDITOR", "FINANCIAL SERVICES", "FORECLOSURES", "HOUSING", "INTEREST", "LOANS", "MORTGAGES", "PRESENTED", "PUBLIC", "RATIFIED", "REAL ESTATE", "TITLE CHANGE", "CHAPTERED", "REP. BLUE"]
+status: "enacted"
+primary_sponsors: []
+version_count: 6
+action_count: 26
+vote_count: 2
+first_action: "2009-04-08"
+last_action: "2009-08-07"
+source: "openstates"
+source_identifier: "ocd-bill/484ef3e7-b0dc-4d9e-bc0d-f4e589ecd502"
+source_url: "http://www.ncleg.net/gascripts/BillLookUp/BillLookUp.pl?Session=2009&BillID=H1222&votesToView=all"
+source_hash: "11d45c8c7cd9557d3144eb30bad6a6781806a8b6dafea3ff1e7916d47056d929"
+vintage: "2026-07-01"
+source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
+retrieved_at: "2026-07-06"
+confidence: "reported"
+tags: ["legislation", "bill", "us-nc"]
+---
+
+# North Carolina HB 1222 (2009) — Mortgage/Rate Spread & High-Cost Loans.
+
+## Version chain
+
+The bill's text revisions, in order — the diff chain from filing to enrollment.
+
+1. **Filed** (filed) — [source](http://www.ncleg.net/Sessions/2009/Bills/House/PDF/H1222v0.pdf)
+2. **Edition 1** (committee substitute) — [source](http://www.ncleg.net/Sessions/2009/Bills/House/PDF/H1222v1.pdf)
+3. **Edition 2** (committee substitute) — [source](http://www.ncleg.net/Sessions/2009/Bills/House/PDF/H1222v2.pdf)
+4. **Edition 3** (committee substitute) — [source](http://www.ncleg.net/Sessions/2009/Bills/House/PDF/H1222v3.pdf)
+5. **Ratified** (committee substitute) — [source](http://www.ncleg.net/Sessions/2009/Bills/House/PDF/H1222v4.pdf)
+6. **SL2009-457** (committee substitute) — [source](http://www.ncleg.net/Sessions/2009/Bills/House/PDF/H1222v5.pdf)
+
+## Votes
+
+- M11 Concur — **103–11** (pass) · lower
+- Second Reading — **47–0** (pass) · upper
+
+## Sponsors
+
+- Blue — cosponsor (person)
+- Cotham — cosponsor (person)
+- Faison — cosponsor (person)
+- Harrison — cosponsor (person)
+- Hughes — cosponsor (person)
+- Jones — cosponsor (person)
+- Lucas — cosponsor (person)
+- Parmon — cosponsor (person)
+- Womble — cosponsor (person)
+- Wray — cosponsor (person)
+
+## Timeline
+
+The legislative action history — every referral, reading, and vote.
+
+- **2009-08-07** Ch. SL 2009-457 `became-law`
+- **2009-08-07** Signed By Gov. 8/7/2009 `executive-signature`
+- **2009-07-31** Pres. To Gov. 7/31/2009 `executive-receipt`
+- **2009-07-30** Ratified
+- **2009-07-29** Concurred In S/Com Sub `amendment-passage`
+- **2009-07-23** Postponed To 7/29/2009
+- **2009-07-22** Placed On Cal For 7/23/2009
+- **2009-07-22** Cal Pursuant Rule 36(b)
+- **2009-07-22** Withdrawn From Com
+- **2009-07-20** Ref To Com On Financial Institutions `referral-committee`
+- **2009-07-20** Rec To Concur S Com Sub
+- **2009-07-15** Passed 2nd & 3rd Reading `passage, reading-2, reading-3`
+- **2009-07-14** Com Substitute Adopted
+- **2009-07-14** Reptd Fav Com Substitute `committee-passage-favorable`
+- **2009-05-20** Ref To Com On Commerce `referral-committee`
+- **2009-05-14** Rec From House
+- **2009-05-13** Passed 2nd & 3rd Reading `passage, reading-2, reading-3`
+- **2009-05-12** Placed On Cal For 5/13/2009
+- **2009-05-12** Cal Pursuant Rule 36(b)
+- **2009-05-12** Reptd Fav `committee-passage-favorable`
+- **2009-05-05** Re-ref Com On Judiciary II `referral-committee`
+- **2009-05-05** Cal Pursuant 32(a)
+- **2009-05-05** Reptd Fav Com Substitute `committee-passage-favorable`
+- **2009-04-09** Ref to the Com on Financial Institutions, if favorable, Judiciary II `referral-committee`
+- **2009-04-09** Passed 1st Reading `reading-1`
+- **2009-04-08** Filed `introduction`
+
+## Source
+
+OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/484ef3e7-b0dc-4d9e-bc0d-f4e589ecd502`. Confidence: reported (aggregated from official North Carolina legislature records).
+