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Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
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---
type: "Bill"
title: "Prohibits consumer reporting agencies from charging certain fees related to security freezes on consumer reports."
description: "Prohibits consumer reporting agencies from charging certain fees related to security freezes on consumer reports."
jurisdiction: "us/states/nj"
legislature: "New Jersey Legislature"
session: "218"
identifier: "A 360"
citation: "New Jersey A 360 (218)"
classification: ["bill"]
subjects: ["CONSUMER AFF"]
status: "enacted"
primary_sponsors: ["Chiaravalloti, Nicholas", "Cruz-Perez, Nilsa", "Danielsen, Joe", "Mukherji, Raj", "Pou, Nellie"]
version_count: 1
action_count: 8
vote_count: 4
first_action: "2018-01-09T05:00:00+00:00"
last_action: "2018-12-17T05:00:00+00:00"
source: "openstates"
source_identifier: "ocd-bill/55dc964b-acc5-4bdb-a19d-3119090b359f"
source_url: "http://www.njleg.state.nj.us/downloads.asp"
source_hash: "8a3cd17ef5eb2f7ac3e5d6a5cd437d22f039ade4385c9ff74e162fda1ac2c469"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-nj"]
---
# New Jersey A 360 (218) — Prohibits consumer reporting agencies from charging certain fees related to security freezes on consumer reports.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Introduced Version** (committee substitute) — [source](http://www.njleg.state.nj.us/2018/Bills/A0500/360_I1.HTM)
## Votes
- 3RDG FINAL PASSAGE — **40–0** (pass) · upper
- Reported favorably out of committee — **4–0** (pass) · upper
- 3RDG FINAL PASSAGE — **70–1** (pass) · lower
- Reported favorably out of committee — **6–0** (pass) · lower
## Sponsors
- Chiaravalloti, Nicholas — primary (person)
- Cruz-Perez, Nilsa — primary (person)
- Danielsen, Joe — primary (person)
- Mukherji, Raj — primary (person)
- Pou, Nellie — primary (person)
- Freiman, Roy — cosponsor (person)
- Lopez, Yvonne — cosponsor (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2018-01-09T05:00:00+00:00** Introduced in the Assembly, Referred to Assembly Consumer Affairs Committee `introduction, referral-committee`
- **2018-03-05T05:00:00+00:00** Reported out of Assembly Committee, 2nd Reading `committee-passage`
- **2018-04-12T04:00:00+00:00** Passed Assembly (70-1-0) `passage`
- **2018-04-12T04:00:00+00:00** Received in the Senate, Referred to Senate Commerce Committee `referral-committee`
- **2018-09-13T04:00:00+00:00** Reported out of Senate Committee, 2nd Reading `committee-passage`
- **2018-10-29T04:00:00+00:00** Substituted for S2786
- **2018-10-29T04:00:00+00:00** Passed Senate (Passed Both Houses) (40-0) `passage`
- **2018-12-17T05:00:00+00:00** Approved P.L.2018, c.153. `executive-signature`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/55dc964b-acc5-4bdb-a19d-3119090b359f`. Confidence: reported (aggregated from official New Jersey legislature records).