Legislation: batch C — MO MS MT NC ND NE NH NJ NM NV

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 17:27:28 -04:00
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+---
+type: "Bill"
+title: "Requires creditors to make certain disclosures regarding collateral protection insurance to consumer debtors.*"
+description: "Requires creditors to make certain disclosures regarding collateral protection insurance to consumer debtors.*"
+jurisdiction: "us/states/nj"
+legislature: "New Jersey Legislature"
+session: "218"
+identifier: "S 2998"
+citation: "New Jersey S 2998 (218)"
+classification: ["bill"]
+subjects: ["AUTO INSUR", "CONSUMER PRO"]
+status: "enacted"
+primary_sponsors: ["Downey, Joann", "Freiman, Roy", "Ruiz, M. Teresa"]
+version_count: 2
+action_count: 13
+vote_count: 6
+first_action: "2018-09-27T04:00:00+00:00"
+last_action: "2020-01-13T05:00:00+00:00"
+source: "openstates"
+source_identifier: "ocd-bill/32d7aa84-e46d-4fb8-ab38-fcf71cbf5ebd"
+source_url: "http://www.njleg.state.nj.us/downloads.asp"
+source_hash: "1f13a158ea667a18cb2e567c44b60352b79ddb87fc6152080097bf44b9d79897"
+vintage: "2026-07-01"
+source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
+retrieved_at: "2026-07-06"
+confidence: "reported"
+tags: ["legislation", "bill", "us-nj"]
+---
+
+# New Jersey S 2998 (218) — Requires creditors to make certain disclosures regarding collateral protection insurance to consumer debtors.*
+
+## Version chain
+
+The bill's text revisions, in order — the diff chain from filing to enrollment.
+
+1. **Introduced Version** (committee substitute) — [source](http://www.njleg.state.nj.us/2018/Bills/S3000/2998_I1.HTM)
+2. **Reprint** (committee substitute) — [source](http://www.njleg.state.nj.us/2018/Bills/S3000/2998_R1.HTM)
+
+## Votes
+
+- Reported out of Assembly committee with amendments — **12–0** (pass) · lower
+- Reported favorably out of committee — **5–0** (pass) · upper
+- CONCUR ASMB AM/AM — **36–0** (pass) · upper
+- 3RDG FINAL PASSAGE — **34–0** (pass) · upper
+- 3RDG FINAL PASSAGE — **77–0** (pass) · lower
+- CONCUR IN SA — **68–0** (pass) · lower
+
+## Sponsors
+
+- Downey, Joann — primary (person)
+- Freiman, Roy — primary (person)
+- Ruiz, M. Teresa — primary (person)
+
+## Timeline
+
+The legislative action history — every referral, reading, and vote.
+
+- **2018-09-27T04:00:00+00:00** Introduced in the Senate, Referred to Senate Commerce Committee `introduction, referral-committee`
+- **2019-02-07T05:00:00+00:00** Reported out of Senate Committee, 2nd Reading `committee-passage`
+- **2019-02-21T05:00:00+00:00** Passed Senate (34-0) `passage`
+- **2019-02-25T05:00:00+00:00** Received in the Assembly, Referred to Assembly Financial Institutions and Insurance Committee `referral-committee`
+- **2019-05-13T04:00:00+00:00** Reported out of Assembly Committee with Amendments, 2nd Reading `committee-passage`
+- **2019-11-25T05:00:00+00:00** Assembly Floor Amendment Passed (Johnson) `amendment-passage`
+- **2019-12-16T05:00:00+00:00** Substituted for A5323 (2R)
+- **2019-12-16T05:00:00+00:00** Passed Assembly (77-0-0) `passage`
+- **2019-12-16T05:00:00+00:00** Received in the Senate, 2nd Reading on Concurrence
+- **2019-12-16T05:00:00+00:00** Concurred by Senate Amendments (36-0)
+- **2019-12-16T05:00:00+00:00** Received in the Assembly, 2nd Reading on Concurrence
+- **2019-12-16T05:00:00+00:00** Passed Assembly (Passed Both Houses) (68-0-0) `passage`
+- **2020-01-13T05:00:00+00:00** Approved P.L.2019, c.312. `executive-signature`
+
+## Source
+
+OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/32d7aa84-e46d-4fb8-ab38-fcf71cbf5ebd`. Confidence: reported (aggregated from official New Jersey legislature records).
+