Legislation: batch D — NY OH OK OR PA RI SC SD TX UT

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

legislation/us/states/ny/2019-2020/a-5294.md

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+---
+type: "Bill"
+title: "Prohibits a consumer reporting agency or lender from using certain information to determine an individual's credit worthiness"
+description: "Prohibits a consumer reporting agency or lender from using the credit scores of members of an individual's social network to determine the credit worthiness of such individual."
+jurisdiction: "us/states/ny"
+legislature: "New York Legislature"
+session: "2019-2020"
+identifier: "A 5294"
+citation: "New York A 5294 (2019-2020)"
+classification: ["bill"]
+subjects: []
+status: "enacted"
+primary_sponsors: ["CRESPO"]
+version_count: 1
+action_count: 13
+vote_count: 2
+first_action: "2019-02-08"
+last_action: "2019-11-25"
+source: "openstates"
+source_identifier: "ocd-bill/5a2fef18-ce7b-4da7-bba4-28afd3d1acb6"
+source_url: "http://www.nysenate.gov/legislation/bills/2019/A5294"
+source_hash: "8bb719ab259d9a1453cf5ce76c47561e222e70a74d6eb88fdddeb0b63644df0e"
+vintage: "2026-07-01"
+source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
+retrieved_at: "2026-07-06"
+confidence: "reported"
+tags: ["legislation", "bill", "us-ny"]
+---
+
+# New York A 5294 (2019-2020) — Prohibits a consumer reporting agency or lender from using certain information to determine an individual's credit worthiness
+
+Prohibits a consumer reporting agency or lender from using the credit scores of members of an individual's social network to determine the credit worthiness of such individual.
+
+## Version chain
+
+The bill's text revisions, in order — the diff chain from filing to enrollment.
+
+1. **A5294** (committee substitute) — [source](http://assembly.state.ny.us/leg/?sh=printbill&bn=A5294&term=2019&Text=Y)
+
+## Votes
+
+- Assembly Vote — **138–3** (pass) · lower
+- Floor Vote — **61–1** (pass) · upper
+
+## Sponsors
+
+- CRESPO — primary (person)
+
+## Timeline
+
+The legislative action history — every referral, reading, and vote.
+
+- **2019-02-08** REFERRED TO CONSUMER AFFAIRS AND PROTECTION `referral-committee`
+- **2019-05-14** REPORTED REFERRED TO CODES `referral-committee`
+- **2019-05-21** REPORTED
+- **2019-05-23** ADVANCED TO THIRD READING CAL.415
+- **2019-05-30** PASSED ASSEMBLY `passage`
+- **2019-05-30** DELIVERED TO SENATE
+- **2019-05-30** REFERRED TO CONSUMER PROTECTION `referral-committee`
+- **2019-06-20** SUBSTITUTED FOR S2302
+- **2019-06-20** 3RD READING CAL.546
+- **2019-06-20** PASSED SENATE `passage`
+- **2019-06-20** RETURNED TO ASSEMBLY
+- **2019-11-19** DELIVERED TO GOVERNOR `executive-receipt`
+- **2019-11-25** SIGNED CHAP.540 `executive-signature`
+
+## Source
+
+OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/5a2fef18-ce7b-4da7-bba4-28afd3d1acb6`. Confidence: reported (aggregated from official New York legislature records).
+