Legislation: batch D — NY OH OK OR PA RI SC SD TX UT

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 17:28:03 -04:00
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+---
+type: "Bill"
+title: "Provides for the regulation of federal home equity conversion mortgages"
+description: "Provides for the regulation of reverse mortgages that are issued under the federal home equity conversion mortgage program; prohibits the deceptive advertising and issuance of such mortgages; requires that independent counseling be provided to applicants for such mortgages; requires lenders to provide notice of duty of mortgagor to pay certain property related expenses when equity in the real property is low or depleted; prohibits foreclosure on mortgaged property based on the failure of the mortgagor to live on the property, until an inspection has been made at the property; establishes a proved right of action with treble damages for violations of such provisions."
+jurisdiction: "us/states/ny"
+legislature: "New York Legislature"
+session: "2019-2020"
+identifier: "A 5626"
+citation: "New York A 5626 (2019-2020)"
+classification: ["bill"]
+subjects: []
+status: "enacted"
+primary_sponsors: ["WEINSTEIN"]
+version_count: 1
+action_count: 14
+vote_count: 2
+first_action: "2019-02-14"
+last_action: "2019-12-06"
+source: "openstates"
+source_identifier: "ocd-bill/db7c33e4-9d9e-4b96-9a56-a35929fe3d7a"
+source_url: "http://www.nysenate.gov/legislation/bills/2019/A5626"
+source_hash: "c7b05e1278678db3831340a517bd984260cf104f9f5ca5f5ff68f5c16af579ea"
+vintage: "2026-07-01"
+source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
+retrieved_at: "2026-07-06"
+confidence: "reported"
+tags: ["legislation", "bill", "us-ny"]
+---
+
+# New York A 5626 (2019-2020) — Provides for the regulation of federal home equity conversion mortgages
+
+Provides for the regulation of reverse mortgages that are issued under the federal home equity conversion mortgage program; prohibits the deceptive advertising and issuance of such mortgages; requires that independent counseling be provided to applicants for such mortgages; requires lenders to provide notice of duty of mortgagor to pay certain property related expenses when equity in the real property is low or depleted; prohibits foreclosure on mortgaged property based on the failure of the mortgagor to live on the property, until an inspection has been made at the property; establishes a proved right of action with treble damages for violations of such provisions.
+
+## Version chain
+
+The bill's text revisions, in order — the diff chain from filing to enrollment.
+
+1. **A5626** (committee substitute) — [source](http://assembly.state.ny.us/leg/?sh=printbill&bn=A5626&term=2019&Text=Y)
+
+## Votes
+
+- Floor Vote — **59–2** (pass) · upper
+- Assembly Vote — **141–0** (pass) · lower
+
+## Sponsors
+
+- WEINSTEIN — primary (person)
+
+## Timeline
+
+The legislative action history — every referral, reading, and vote.
+
+- **2019-02-14** REFERRED TO JUDICIARY `referral-committee`
+- **2019-04-30** REPORTED REFERRED TO CODES `referral-committee`
+- **2019-05-07** REPORTED
+- **2019-05-09** ADVANCED TO THIRD READING CAL.301
+- **2019-05-15** PASSED ASSEMBLY `passage`
+- **2019-05-15** DELIVERED TO SENATE
+- **2019-05-15** REFERRED TO AGING `referral-committee`
+- **2019-05-21** SUBSTITUTED FOR S4407
+- **2019-05-21** 3RD READING CAL.741
+- **2019-05-21** PASSED SENATE `passage`
+- **2019-05-21** RETURNED TO ASSEMBLY
+- **2019-11-26** DELIVERED TO GOVERNOR `executive-receipt`
+- **2019-12-06** SIGNED CHAP.581 `executive-signature`
+- **2019-12-06** APPROVAL MEMO.27
+
+## Source
+
+OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/db7c33e4-9d9e-4b96-9a56-a35929fe3d7a`. Confidence: reported (aggregated from official New York legislature records).
+