Legislation: batch D — NY OH OK OR PA RI SC SD TX UT

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

legislation/us/states/ny/2019-2020/a-92.md

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+---
+type: "Bill"
+title: "Relates to the obligations of banks and financial institutions during the sale of a mortgage subject to an application for modification"
+description: "Requires a bank or financial institution selling or transferring a mortgage during a modification process to provide the borrower with a written list of all documents relating to such application for modification that were provided to the bank or financial institution to which such mortgage was sold or transferred; and relates to the obligations of subsequent mortgage servicer shall assume all duties and obligations related to any previously approved first lien loan modification or other foreclosure prevention alternative."
+jurisdiction: "us/states/ny"
+legislature: "New York Legislature"
+session: "2019-2020"
+identifier: "A 92"
+citation: "New York A 92 (2019-2020)"
+classification: ["bill"]
+subjects: []
+status: "enacted"
+primary_sponsors: ["PERRY"]
+version_count: 2
+action_count: 15
+vote_count: 2
+first_action: "2019-01-09"
+last_action: "2019-08-14"
+source: "openstates"
+source_identifier: "ocd-bill/29b10070-abab-478f-a2a3-b0899b010eb8"
+source_url: "http://www.nysenate.gov/legislation/bills/2019/A92"
+source_hash: "793242f0144b43e9ec43dcdaf2b3551963bcd65abd5a907b1f2bc0ca2c642aff"
+vintage: "2026-07-01"
+source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
+retrieved_at: "2026-07-06"
+confidence: "reported"
+tags: ["legislation", "bill", "us-ny"]
+---
+
+# New York A 92 (2019-2020) — Relates to the obligations of banks and financial institutions during the sale of a mortgage subject to an application for modification
+
+Requires a bank or financial institution selling or transferring a mortgage during a modification process to provide the borrower with a written list of all documents relating to such application for modification that were provided to the bank or financial institution to which such mortgage was sold or transferred; and relates to the obligations of subsequent mortgage servicer shall assume all duties and obligations related to any previously approved first lien loan modification or other foreclosure prevention alternative.
+
+## Version chain
+
+The bill's text revisions, in order — the diff chain from filing to enrollment.
+
+1. **A92** (committee substitute) — [source](http://assembly.state.ny.us/leg/?sh=printbill&bn=A92&term=2019&Text=Y)
+2. **A92A** (committee substitute) — [source](http://legislation.nysenate.gov/pdf/bills/2019/A92A)
+
+## Votes
+
+- Assembly Vote — **142–0** (pass) · lower
+- Floor Vote - Version: A — **62–0** (pass) · upper
+
+## Sponsors
+
+- PERRY — primary (person)
+- GALEF — cosponsor (person)
+- MONTESANO — cosponsor (person)
+
+## Timeline
+
+The legislative action history — every referral, reading, and vote.
+
+- **2019-01-09** REFERRED TO BANKS `referral-committee`
+- **2019-04-16** AMEND (T) AND RECOMMIT TO BANKS `referral-committee, amendment-passage`
+- **2019-04-16** PRINT NUMBER 92A `amendment-passage`
+- **2019-05-07** REPORTED REFERRED TO CODES `referral-committee`
+- **2019-05-21** REPORTED
+- **2019-05-23** ADVANCED TO THIRD READING CAL.365
+- **2019-05-29** PASSED ASSEMBLY `passage`
+- **2019-05-29** DELIVERED TO SENATE
+- **2019-05-29** REFERRED TO BANKS `referral-committee`
+- **2019-06-20** SUBSTITUTED FOR S5017A
+- **2019-06-20** 3RD READING CAL.1819
+- **2019-06-20** PASSED SENATE `passage`
+- **2019-06-20** RETURNED TO ASSEMBLY
+- **2019-08-13** DELIVERED TO GOVERNOR `executive-receipt`
+- **2019-08-14** SIGNED CHAP.166 `executive-signature`
+
+## Source
+
+OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/29b10070-abab-478f-a2a3-b0899b010eb8`. Confidence: reported (aggregated from official New York legislature records).
+