Legislation: batch D — NY OH OK OR PA RI SC SD TX UT

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

legislation/us/states/ny/2021-2022/a-9493.md

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+---
+type: "Bill"
+title: "Relates to loan counseling services for a mortgage guaranteed under the \"Servicemen's Readjustment Act of 1944\""
+description: "Provides that a veteran seeking a housing loan under chapter 37 of title 38 of the United States Code be offered loan counseling services prior to the processing of such application by a banking institution or mortgage lender."
+jurisdiction: "us/states/ny"
+legislature: "New York Legislature"
+session: "2021-2022"
+identifier: "A 9493"
+citation: "New York A 9493 (2021-2022)"
+classification: ["bill"]
+subjects: []
+status: "enacted"
+primary_sponsors: ["STERN"]
+version_count: 2
+action_count: 17
+vote_count: 2
+first_action: "2022-03-07"
+last_action: "2022-12-16"
+source: "openstates"
+source_identifier: "ocd-bill/32f8e62a-8b7d-444e-9987-38e0d7679922"
+source_url: "http://www.nysenate.gov/legislation/bills/2021/A9493"
+source_hash: "729e120679bc75bfef2e2f46a847193b833893529a3335f6e4d8496df0e91491"
+vintage: "2026-07-01"
+source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
+retrieved_at: "2026-07-06"
+confidence: "reported"
+tags: ["legislation", "bill", "us-ny"]
+---
+
+# New York A 9493 (2021-2022) — Relates to loan counseling services for a mortgage guaranteed under the "Servicemen's Readjustment Act of 1944"
+
+Provides that a veteran seeking a housing loan under chapter 37 of title 38 of the United States Code be offered loan counseling services prior to the processing of such application by a banking institution or mortgage lender.
+
+## Version chain
+
+The bill's text revisions, in order — the diff chain from filing to enrollment.
+
+1. **A9493** (committee substitute) — [source](http://assembly.state.ny.us/leg/?sh=printbill&bn=A9493&term=2021&Text=Y)
+2. **A9493A** (committee substitute) — [source](http://legislation.nysenate.gov/pdf/bills/2021/A9493A)
+
+## Votes
+
+- Assembly Vote — **146–0** (pass) · lower
+- Floor Vote - Version: A — **61–0** (pass) · upper
+
+## Sponsors
+
+- STERN — primary (person)
+- BROWN K — cosponsor (person)
+- BURDICK — cosponsor (person)
+- DESTEFANO — cosponsor (person)
+- DURSO — cosponsor (person)
+- ENGLEBRIGHT — cosponsor (person)
+- FITZPATRICK — cosponsor (person)
+- GANDOLFO — cosponsor (person)
+- GIGLIO JA — cosponsor (person)
+- GRIFFIN — cosponsor (person)
+- HEVESI — cosponsor (person)
+- JONES — cosponsor (person)
+- LAVINE — cosponsor (person)
+- LAWLER — cosponsor (person)
+- MCDONOUGH — cosponsor (person)
+- MIKULIN — cosponsor (person)
+- MONTESANO — cosponsor (person)
+- MORINELLO — cosponsor (person)
+- RA — cosponsor (person)
+- RAMOS — cosponsor (person)
+- SILLITTI — cosponsor (person)
+- SMULLEN — cosponsor (person)
+- SOLAGES — cosponsor (person)
+- THIELE — cosponsor (person)
+- WALLACE — cosponsor (person)
+
+## Timeline
+
+The legislative action history — every referral, reading, and vote.
+
+- **2022-03-07** REFERRED TO BANKS `referral-committee`
+- **2022-05-06** AMEND (T) AND RECOMMIT TO BANKS `amendment-passage, referral-committee`
+- **2022-05-06** PRINT NUMBER 9493A `amendment-passage`
+- **2022-05-10** REPORTED REFERRED TO RULES `referral-committee`
+- **2022-05-16** REPORTED
+- **2022-05-16** RULES REPORT CAL.231
+- **2022-05-16** ORDERED TO THIRD READING RULES CAL.231
+- **2022-05-16** PASSED ASSEMBLY `passage`
+- **2022-05-16** DELIVERED TO SENATE
+- **2022-05-16** REFERRED TO FINANCE `referral-committee`
+- **2022-05-25** SUBSTITUTED FOR S8670A
+- **2022-05-25** 3RD READING CAL.1451
+- **2022-05-25** PASSED SENATE `passage`
+- **2022-05-25** RETURNED TO ASSEMBLY
+- **2022-12-06** DELIVERED TO GOVERNOR `executive-receipt`
+- **2022-12-16** SIGNED CHAP.698 `executive-signature`
+- **2022-12-16** APPROVAL MEMO.42
+
+## Source
+
+OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/32f8e62a-8b7d-444e-9987-38e0d7679922`. Confidence: reported (aggregated from official New York legislature records).
+