Legislation: batch D — NY OH OK OR PA RI SC SD TX UT

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
2026-07-06 17:28:03 -04:00
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+---
+type: "Bill"
+title: "Enacts the \"consumer credit fairness act\""
+description: "Enacts the \"consumer credit fairness act\"; establishes a 3 year statute of limitations for commencement of a cause of action arising out of a consumer credit transaction where the defendant is a purchaser, borrower or debtor; establishes a notice of lawsuit which must be mailed to the defendant in such a cause of action; establishes certain requirements for the complaint in such an action; provides for arbitration of such actions."
+jurisdiction: "us/states/ny"
+legislature: "New York Legislature"
+session: "2021-2022"
+identifier: "S 153"
+citation: "New York S 153 (2021-2022)"
+classification: ["bill"]
+subjects: []
+status: "enacted"
+primary_sponsors: ["THOMAS"]
+version_count: 1
+action_count: 13
+vote_count: 3
+first_action: "2021-01-06"
+last_action: "2021-11-08"
+source: "openstates"
+source_identifier: "ocd-bill/cd70a80f-82c6-4863-b95f-aa21fdec0b4f"
+source_url: "http://www.nysenate.gov/legislation/bills/2021/S153"
+source_hash: "d013433d36f4c9892e073142000d304c1d40c9d72615bb44ebe4e816324b26a6"
+vintage: "2026-07-01"
+source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
+retrieved_at: "2026-07-06"
+confidence: "reported"
+tags: ["legislation", "bill", "us-ny"]
+---
+
+# New York S 153 (2021-2022) — Enacts the "consumer credit fairness act"
+
+Enacts the "consumer credit fairness act"; establishes a 3 year statute of limitations for commencement of a cause of action arising out of a consumer credit transaction where the defendant is a purchaser, borrower or debtor; establishes a notice of lawsuit which must be mailed to the defendant in such a cause of action; establishes certain requirements for the complaint in such an action; provides for arbitration of such actions.
+
+## Version chain
+
+The bill's text revisions, in order — the diff chain from filing to enrollment.
+
+1. **S153** (committee substitute) — [source](http://assembly.state.ny.us/leg/?sh=printbill&bn=S153&term=2021&Text=Y)
+
+## Votes
+
+- Floor Vote — **43–20** (pass) · upper
+- Judiciary Vote — **11–4** (pass) · upper
+- Assembly Vote — **103–45** (pass) · lower
+
+## Sponsors
+
+- THOMAS — primary (person)
+
+## Timeline
+
+The legislative action history — every referral, reading, and vote.
+
+- **2021-01-06** REFERRED TO JUDICIARY `referral-committee`
+- **2021-02-23** 1ST REPORT CAL.405
+- **2021-02-24** 2ND REPORT CAL.
+- **2021-03-01** ADVANCED TO THIRD READING
+- **2021-05-25** PASSED SENATE `passage`
+- **2021-05-25** DELIVERED TO ASSEMBLY
+- **2021-05-25** REFERRED TO CODES `referral-committee`
+- **2021-06-02** SUBSTITUTED FOR A2382
+- **2021-06-02** ORDERED TO THIRD READING CAL.350
+- **2021-06-02** PASSED ASSEMBLY `passage`
+- **2021-06-02** RETURNED TO SENATE
+- **2021-10-27** DELIVERED TO GOVERNOR `executive-receipt`
+- **2021-11-08** SIGNED CHAP.593 `executive-signature`
+
+## Source
+
+OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/cd70a80f-82c6-4863-b95f-aa21fdec0b4f`. Confidence: reported (aggregated from official New York legislature records).
+