Legislation: batch D — NY OH OK OR PA RI SC SD TX UT

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

legislation/us/states/or/2025r1/hb-2540.md

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+---
+type: "Bill"
+title: "Relating to medical out-of-pocket costs."
+description: "Requires certain health insurers to credit any amount an enrollee pays directly to a provider toward out-of-pocket costs and deductibles in certain circumstances."
+jurisdiction: "us/states/or"
+legislature: "Oregon Legislative Assembly"
+session: "2025R1"
+identifier: "HB 2540"
+citation: "Oregon HB 2540 (2025R1)"
+classification: ["bill"]
+subjects: []
+status: "enacted"
+primary_sponsors: ["Cyrus Javadi", "Ed Diehl", "Emily McIntire", "Hai Pham"]
+version_count: 5
+action_count: 21
+vote_count: 4
+first_action: "2025-01-13T16:01:32+00:00"
+last_action: "2025-06-11T23:59:21+00:00"
+source: "openstates"
+source_identifier: "ocd-bill/be77246b-b903-451b-b536-75818f7ff8c1"
+source_url: "https://olis.oregonlegislature.gov/liz/2025R1/Measures/Overview/HB2540"
+source_hash: "c680a9f561df5590b81377886d060bdc9ae33c9728a762c2029077e290453444"
+vintage: "2026-07-01"
+source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
+retrieved_at: "2026-07-06"
+confidence: "reported"
+tags: ["legislation", "bill", "us-or"]
+---
+
+# Oregon HB 2540 (2025R1) — Relating to medical out-of-pocket costs.
+
+Requires certain health insurers to credit any amount an enrollee pays directly to a provider toward out-of-pocket costs and deductibles in certain circumstances.
+
+## Version chain
+
+The bill's text revisions, in order — the diff chain from filing to enrollment.
+
+1. **House Amendments to Introduced** (filed) — [source](https://olis.oregonlegislature.gov/liz/2025R1/Downloads/MeasureDocument/HB2540/House%20Amendments%20to%20Introduced)
+2. **Introduced** (filed) — [source](https://olis.oregonlegislature.gov/liz/2025R1/Downloads/MeasureDocument/HB2540/Introduced)
+3. **A-Engrossed** (committee substitute) — [source](https://olis.oregonlegislature.gov/liz/2025R1/Downloads/MeasureDocument/HB2540/A-Engrossed)
+4. **HBHHC Amendment -1** (committee substitute) — [source](https://olis.oregonlegislature.gov/liz/2025R1/Downloads/ProposedAmendment/26642)
+5. **Enrolled** (enrolled) — [source](https://olis.oregonlegislature.gov/liz/2025R1/Downloads/MeasureDocument/HB2540/Enrolled)
+
+## Votes
+
+- Heard and Reported Out with Amendments — **9–0** (pass) · lower
+- Heard and Reported Out — **5–0** (pass) · upper
+- Third reading. Carried by Diehl. Passed. — **53–0** (pass) · lower
+- Third reading. Carried by Hayden. Passed. — **29–0** (pass) · upper
+
+## Sponsors
+
+- Cyrus Javadi — primary (person)
+- Ed Diehl — primary (person)
+- Emily McIntire — primary (person)
+- Hai Pham — primary (person)
+- Alek Skarlatos — cosponsor (person)
+- Bobby Levy — cosponsor (person)
+- Cedric Hayden — cosponsor (person)
+- Daniel Bonham — cosponsor (person)
+- Darin Harbick — cosponsor (person)
+- David Brock Smith — cosponsor (person)
+- Deb Patterson — cosponsor (person)
+- Dwayne Yunker — cosponsor (person)
+- Julie Fahey — cosponsor (person)
+- Mari Watanabe — cosponsor (person)
+- Mike McLane — cosponsor (person)
+- Paul Evans — cosponsor (person)
+- Rep Neron — cosponsor (person)
+- Rob Nosse — cosponsor (person)
+- Shelly Boshart Davis — cosponsor (person)
+- Tom Andersen — cosponsor (person)
+- Travis Nelson — cosponsor (person)
+- Zach Hudson — cosponsor (person)
+
+## Timeline
+
+The legislative action history — every referral, reading, and vote.
+
+- **2025-01-13T16:01:32+00:00** First reading. Referred to Speaker's desk. `introduction, reading-1, referral-committee`
+- **2025-01-17T20:47:46+00:00** Referred to Behavioral Health and Health Care. `referral-committee`
+- **2025-02-13T23:01:00+00:00** Public Hearing cancelled.
+- **2025-02-25T23:01:00+00:00** Public Hearing held.
+- **2025-03-06T23:02:00+00:00** Work Session held.
+- **2025-03-12T20:29:05+00:00** Recommendation: Do pass with amendments and be printed A-Engrossed. `committee-passage-favorable`
+- **2025-03-13T18:37:57+00:00** Second reading. `reading-2`
+- **2025-03-17T18:29:23+00:00** Third reading. Carried by Diehl. Passed. `passage, reading-3`
+- **2025-03-18T17:52:17+00:00** First reading. Referred to President's desk. `introduction, reading-1, referral-committee`
+- **2025-03-18T18:53:50+00:00** Referred to Health Care. `referral-committee`
+- **2025-04-17T22:01:00+00:00** Public Hearing held.
+- **2025-04-29T22:02:00+00:00** Work Session held.
+- **2025-05-07T17:09:20+00:00** Recommendation: Do pass the A-Eng. bill. `committee-passage-favorable`
+- **2025-05-07T19:01:49+00:00** Second reading. `reading-2`
+- **2025-05-08T18:40:05+00:00** Carried over to 05-12 by unanimous consent.
+- **2025-05-12T19:29:07+00:00** Carried over to 05-13 by unanimous consent.
+- **2025-05-13T18:48:33+00:00** Third reading. Carried by Hayden. Passed. `passage, reading-3`
+- **2025-05-14T20:42:14+00:00** Speaker signed. `passage`
+- **2025-05-15T17:01:27+00:00** President signed. `passage`
+- **2025-05-23T01:58:03+00:00** Governor signed. `executive-signature`
+- **2025-06-11T23:59:21+00:00** Chapter 120, (2025 Laws): Effective date January 1, 2026.
+
+## Source
+
+OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/be77246b-b903-451b-b536-75818f7ff8c1`. Confidence: reported (aggregated from official Oregon legislature records).
+