Legislation: batch D — NY OH OK OR PA RI SC SD TX UT

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>

legislation/us/states/ri/2025/sb-902.md

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+---
+type: "Bill"
+title: "AN ACT RELATING TO INSURANCE -- UNFAIR CLAIMS SETTLEMENT PRACTICES ACT"
+description: "Makes it an unfair claims practice for insurer to designate a motor vehicle a total loss if the cost to repair motor vehicle to its pre-accident condition is less than 85% of the fair market value."
+jurisdiction: "us/states/ri"
+legislature: "Rhode Island General Assembly"
+session: "2025"
+identifier: "SB 902"
+citation: "Rhode Island SB 902 (2025)"
+classification: ["bill"]
+subjects: []
+status: "enacted"
+primary_sponsors: ["DiPalma", "Gallo", "LaMountain", "Lawson", "Sosnowski", "Tikoian"]
+version_count: 1
+action_count: 12
+vote_count: 2
+first_action: "2025-03-27"
+last_action: "2025-07-05"
+source: "openstates"
+source_identifier: "ocd-bill/bb585f7d-a40b-47ce-9bea-ebbb90913860"
+source_url: "https://status.rilegislature.gov/"
+source_hash: "a08ccf04528b4fe3f0a6988c2818a2669606f73767da52a0a059bd7651d51bf4"
+vintage: "2026-07-01"
+source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
+retrieved_at: "2026-07-06"
+confidence: "reported"
+tags: ["legislation", "bill", "us-ri"]
+---
+
+# Rhode Island SB 902 (2025) — AN ACT RELATING TO INSURANCE -- UNFAIR CLAIMS SETTLEMENT PRACTICES ACT
+
+Makes it an unfair claims practice for insurer to designate a motor vehicle a total loss if the cost to repair motor vehicle to its pre-accident condition is less than 85% of the fair market value.
+
+## Version chain
+
+The bill's text revisions, in order — the diff chain from filing to enrollment.
+
+1. **902 SUB A** (committee substitute) — [source](http://webserver.rilegislature.gov/BillText/BillText25/SenateText25/S0902A.pdf)
+
+## Votes
+
+- IN CONCURRENCE — **69–3** (pass) · upper
+- Passage — **31–5** (pass) · upper
+
+## Sponsors
+
+- DiPalma — primary (person)
+- Gallo — primary (person)
+- LaMountain — primary (person)
+- Lawson — primary (person)
+- Sosnowski — primary (person)
+- Tikoian — primary (person)
+
+## Timeline
+
+The legislative action history — every referral, reading, and vote.
+
+- **2025-03-27** 03/27/2025 Introduced, referred to Senate Judiciary `introduction, referral-committee`
+- **2025-05-16** 05/16/2025 Scheduled for hearing and/or consideration (05/20/2025)
+- **2025-05-20** 05/20/2025 Committee recommended measure be held for further study `committee-failure`
+- **2025-06-10** 06/10/2025 Scheduled for consideration (06/12/2025)
+- **2025-06-11** 06/11/2025 Proposed Substitute `substitution`
+- **2025-06-12** 06/12/2025 Committee recommends passage of Sub A `committee-passage-favorable`
+- **2025-06-13** 06/13/2025 Placed on Senate Calendar (06/17/2025) `reading-3`
+- **2025-06-17** 06/17/2025 Senate passed Sub A `passage`
+- **2025-06-18** 06/18/2025 Placed on House Calendar (06/20/2025) `reading-3`
+- **2025-06-20** 06/20/2025 House passed Sub A in concurrence `passage`
+- **2025-06-27** 06/27/2025 Transmitted to Governor `executive-receipt`
+- **2025-07-05** 07/05/2025 Effective without Governor's signature `became-law`
+
+## Source
+
+OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/bb585f7d-a40b-47ce-9bea-ebbb90913860`. Confidence: reported (aggregated from official Rhode Island legislature records).
+