Legislation: batch D — NY OH OK OR PA RI SC SD TX UT

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
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---
type: "Bill"
title: "AN ACT RELATING TO INSURANCE -- UNFAIR CLAIMS SETTLEMENT PRACTICES ACT"
description: "Raises the percentage from eighty percent (80%) to eighty-five percent (85%) regarding declaring a vehicle a total loss."
jurisdiction: "us/states/ri"
legislature: "Rhode Island General Assembly"
session: "2026"
identifier: "HB 7866"
citation: "Rhode Island HB 7866 (2026)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Baginski", "Biah", "Casey", "DeSimone", "Slater"]
version_count: 1
action_count: 13
vote_count: 1
first_action: "2026-02-27"
last_action: "2026-06-26"
source: "openstates"
source_identifier: "ocd-bill/0f81953d-16d3-4c86-8bb9-6e4f557ea9e1"
source_url: "https://status.rilegislature.gov/"
source_hash: "aefd97ef097d09f35c4e2d9e087930d3872c5a50995a3adda2bb4838821111ab"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ri"]
---
# Rhode Island HB 7866 (2026) — AN ACT RELATING TO INSURANCE -- UNFAIR CLAIMS SETTLEMENT PRACTICES ACT
Raises the percentage from eighty percent (80%) to eighty-five percent (85%) regarding declaring a vehicle a total loss.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **7866** (committee substitute) — [source](http://webserver.rilegislature.gov/BillText/BillText26/HouseText26/H7866.pdf)
## Votes
- PASSAGE — **66–4** (pass) · lower
## Sponsors
- Baginski — primary (person)
- Biah — primary (person)
- Casey — primary (person)
- DeSimone — primary (person)
- Slater — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2026-02-27** 02/27/2026 Introduced, referred to House Corporations `introduction, referral-committee`
- **2026-03-20** 03/20/2026 Scheduled for hearing and/or consideration
- **2026-03-23** 03/23/2026 Committee postponed at request of sponsor (03/26/2026)
- **2026-04-24** 04/24/2026 Scheduled for hearing and/or consideration (04/28/2026)
- **2026-04-28** 04/28/2026 Committee recommended measure be held for further study `committee-failure`
- **2026-06-06** 06/06/2026 Scheduled for consideration (06/08/2026)
- **2026-06-08** 06/08/2026 Committee recommends passage `committee-passage-favorable`
- **2026-06-08** 06/08/2026 Placed on House Calendar (06/09/2026) `reading-3`
- **2026-06-09** 06/09/2026 House read and passed `passage`
- **2026-06-09** 06/09/2026 Placed on Senate Calendar (06/11/2026) `reading-3`
- **2026-06-11** 06/11/2026 Senate passed in concurrence `passage`
- **2026-06-18** 06/18/2026 Transmitted to Governor `executive-receipt`
- **2026-06-26** 06/26/2026 Effective without Governor's signature `became-law`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/0f81953d-16d3-4c86-8bb9-6e4f557ea9e1`. Confidence: reported (aggregated from official Rhode Island legislature records).