Legislation: batch D — NY OH OK OR PA RI SC SD TX UT

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---
type: "Bill"
title: "Relating to the regulation of state banks."
description: "Relating to the regulation of state banks."
jurisdiction: "us/states/tx"
legislature: "Texas Legislature"
session: "89R"
identifier: "HB 3804"
citation: "Texas HB 3804 (89R)"
classification: ["bill"]
subjects: ["Financial--Banks (I0366)", "Financial--General (I0365)"]
status: "enacted"
primary_sponsors: ["Lambert", "Zaffirini"]
version_count: 5
action_count: 57
vote_count: 2
first_action: "2025-03-05"
last_action: "2025-06-20"
source: "openstates"
source_identifier: "ocd-bill/71f29b87-23f5-4e2c-b47c-6766c4822861"
source_url: "ftp://ftp.legis.state.tx.us/bills/89R/billhistory/house_bills/HB03800_HB03899/HB 3804.xml"
source_hash: "306fa3db8498ef638ff1699761718f8e1cceb3ff0c95bdbb9fd6e8151c6607f5"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-tx"]
---
# Texas HB 3804 (89R) — Relating to the regulation of state banks.
## Version chain
The bill's text revisions, in order — the diff chain from filing to enrollment.
1. **Introduced** (filed) — [source](http://capitol.texas.gov/tlodocs/89R/billtext/html/HB03804I.HTM)
2. **Engrossed** (committee substitute) — [source](http://capitol.texas.gov/tlodocs/89R/billtext/html/HB03804E.HTM)
3. **House Committee Report** (committee substitute) — [source](http://capitol.texas.gov/tlodocs/89R/billtext/html/HB03804H.HTM)
4. **Senate Committee Report** (committee substitute) — [source](http://capitol.texas.gov/tlodocs/89R/billtext/html/HB03804S.HTM)
5. **Enrolled** (enrolled) — [source](http://capitol.texas.gov/tlodocs/89R/billtext/html/HB03804F.HTM)
## Votes
- passage — **143–3** (pass) · lower
- passage — **135–0** (pass) · lower
## Sponsors
- Lambert — primary (person)
- Zaffirini — primary (person)
## Timeline
The legislative action history — every referral, reading, and vote.
- **2025-03-05** Filed `filing`
- **2025-03-26** Read first time `introduction, reading-1`
- **2025-03-26** Referred to Pensions, Investments & Financial Services `referral-committee`
- **2025-04-07** Considered in public hearing
- **2025-04-07** Testimony taken/registration(s) recorded in committee
- **2025-04-07** Left pending in committee
- **2025-04-09** Considered in formal meeting
- **2025-04-09** Recommended to be sent to Local & Consent `referral-committee`
- **2025-04-09** Reported favorably w/o amendment(s) `committee-passage, committee-passage-favorable`
- **2025-04-15** Comte report filed with Committee Coordinator `filing`
- **2025-04-15** Committee report distributed
- **2025-04-16** Comm. report sent to Local & Consent Calendar
- **2025-04-23** Considered in Local & Consent Calendars
- **2025-04-25** Placed on Local, Consent, and Res. Calendar
- **2025-04-25** Withdrawn from calendar (contested) `withdrawal`
- **2025-04-25** Returned to Local & Consent Calendars Comm.
- **2025-04-25** Considered in Local & Consent Calendars
- **2025-04-25** Transferred to Calendars Committee
- **2025-04-25** Committee report sent to Calendars
- **2025-04-25** Considered in Calendars
- **2025-04-29** Placed on General State Calendar
- **2025-04-29** Read 2nd time `reading-2`
- **2025-04-29** Passed to engrossment
- **2025-04-29** Record vote
- **2025-04-29** Statement(s) of vote recorded in Journal
- **2025-04-30** Read 3rd time `reading-3`
- **2025-04-30** Passed `passage`
- **2025-04-30** Record vote
- **2025-04-30** Statement(s) of vote recorded in Journal
- **2025-04-30** Reported engrossed
- **2025-04-30** Received from the House `introduction`
- **2025-05-01** Read first time `introduction, reading-1`
- **2025-05-01** Referred to Business & Commerce `referral-committee`
- **2025-05-13** Scheduled for public hearing on . . .
- **2025-05-13** Considered in public hearing
- **2025-05-13** Left pending in committee
- **2025-05-15** Considered in public hearing
- **2025-05-15** Vote taken in committee
- **2025-05-15** Reported favorably w/o amendments `committee-passage-favorable`
- **2025-05-15** Recommended for local & uncontested calendar
- **2025-05-15** Committee report printed and distributed
- **2025-05-25** Placed on local & uncontested calendar
- **2025-05-25** Laid before the Senate `receipt`
- **2025-05-25** Read 2nd time & passed to 3rd reading `reading-2`
- **2025-05-25** Vote recorded in Journal
- **2025-05-25** Three day rule suspended
- **2025-05-25** Record vote
- **2025-05-25** Read 3rd time `reading-3`
- **2025-05-25** Passed `passage`
- **2025-05-25** Record vote
- **2025-05-25** Senate passage reported `passage`
- **2025-05-26** Reported enrolled `enrolled`
- **2025-05-27** Signed in the House `passage`
- **2025-05-27** Signed in the Senate `passage`
- **2025-05-28** Sent to the Governor `executive-receipt`
- **2025-06-20** Signed by the Governor `executive-signature`
- **2025-06-20** Effective immediately `became-law`
## Source
OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/71f29b87-23f5-4e2c-b47c-6766c4822861`. Confidence: reported (aggregated from official Texas legislature records).