---
type: "LegalText"
title: "12 U.S.C. § 4906"
description: "Fees for disclosures"
jurisdiction: "us"
corpus: "united_states_code"
kind: "code_section"
title_number: 12
title_name: "BANKS AND BANKING"
chapter_number: "49"
chapter_name: "HOMEOWNERS PROTECTION"
section: "4906"
citation: "12 U.S.C. § 4906"
status: "current"
release_point: "119-100"
release_date: "2026-06-26"
source: "official"
source_url: "https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc12@119-100.zip"
source_identifier: "/us/usc/t12/s4906"
source_file: "data/legal/raw/us/code/title-12/usc12.xml"
source_hash: "d4d5e6bcac90f5d0f64d4fdbf857ac9c7996dadcc5ada516ccc2b71b0764557f"
raw_snapshot_hash: "e6b98700ef4156ac33fde5d105824845d727afa91a53f3762be2cf4d1a3b01fa"
text_hash: "ba4892a3c30db695eba77b0b0b5616df9812a376b89230747de816c7e26aab8c"
retrieved_at: "2026-07-04"
confidence: "official"
tags: ["legal", "us-code"]
---

# 12 U.S.C. § 4906 - Fees for disclosures

## Text

No fee or other cost may be imposed on any mortgagor with respect to the provision of any notice or information to the mortgagor pursuant to this chapter.

(Pub. L. 105–216, § 7, July 29, 1998, 112 Stat. 905.)

## Notes

Statutory Notes and Related Subsidiaries

Effective DateSection effective 1 year after July 29, 1998, see section 13 of Pub. L. 105–216, set out as a note under section 4901 of this title.