---
type: "LegalText"
title: "38 U.S.C. § 5320"
description: "Threshold for reporting debts to consumer reporting agencies"
jurisdiction: "us"
corpus: "united_states_code"
kind: "code_section"
title_number: 38
title_name: "VETERANS’ BENEFITS"
chapter_number: "53"
chapter_name: "SPECIAL PROVISIONS RELATING TO BENEFITS"
section: "5320"
citation: "38 U.S.C. § 5320"
status: "current"
release_point: "119-100"
release_date: "2026-06-26"
source: "official"
source_url: "https://uscode.house.gov/download/releasepoints/us/pl/119/100/xml_usc38@119-100.zip"
source_identifier: "/us/usc/t38/s5320"
source_file: "data/legal/raw/us/code/title-38/usc38.xml"
source_hash: "a769ffaf56e99b43cccfe093a998562f487e78281b44818010a8dd981a8cb7e0"
raw_snapshot_hash: "372998691b72ade88787dfa7633dbda4954bd1b037ec7926c5e06e9b1d17fc66"
text_hash: "c38005e6d14bfe4948d0cb54446df7397ba1ff8c5631c9cedf28c24c25187b95"
retrieved_at: "2026-07-04"
confidence: "official"
tags: ["legal", "us-code"]
---

# 38 U.S.C. § 5320 - Threshold for reporting debts to consumer reporting agencies

## Text

The Secretary shall prescribe regulations that establish the minimum amount of a claim or debt, arising from a benefit administered by the Under Secretary for Benefits or Under Secretary for Health, that the Secretary will report to a consumer reporting agency under section 3711 of title 31.

(Added Pub. L. 116–315, title II, § 2007(a), Jan. 5, 2021, 134 Stat. 4977.)

## Notes

Statutory Notes and Related Subsidiaries

DeadlinePub. L. 116–315, title II, § 2007(c), Jan. 5, 2021, 134 Stat. 4977, provided that: “The Secretary of Veterans Affairs shall prescribe regulations under section 5320 of such title [title 38], as added by subsection (a), not later than 180 days after the date of the enactment of this Act [Jan. 5, 2021].”