---
type: "Bill"
title: "TO MODIFY THE FAIR MORTGAGE LENDING ACT; AND TO AMEND CERTAIN PROVISIONS OF THE FAIR MORTGAGE LENDING ACT TO COMPLY WITH RECENT DEVELOPMENTS IN FEDERAL LAW."
description: "TO MODIFY THE FAIR MORTGAGE LENDING ACT; AND TO AMEND CERTAIN PROVISIONS OF THE FAIR MORTGAGE LENDING ACT TO COMPLY WITH RECENT DEVELOPMENTS IN FEDERAL LAW."
jurisdiction: "us/states/ar"
legislature: "Arkansas Legislature"
session: "2019"
identifier: "SB 188"
citation: "Arkansas SB 188 (2019)"
classification: ["bill"]
subjects: []
status: "enacted"
primary_sponsors: ["Rapert"]
version_count: 1
action_count: 15
vote_count: 2
first_action: "2019-01-28"
last_action: "2019-02-26"
source: "openstates"
source_identifier: "ocd-bill/5fb13090-f5dc-4782-8665-9c15f9ad5950"
source_url: "ftp://www.arkleg.state.ar.us/SessionInformation/LegislativeMeasures.txt"
source_hash: "4d6b056415d72c5ffc006374894a622c431d4a42ce7af8c1c89d95e1ceef175b"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ar"]
---

# Arkansas SB 188 (2019) — TO MODIFY THE FAIR MORTGAGE LENDING ACT; AND TO AMEND CERTAIN PROVISIONS OF THE FAIR MORTGAGE LENDING ACT TO COMPLY WITH RECENT DEVELOPMENTS IN FEDERAL LAW.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **SB 188** (committee substitute) — [source](ftp://www.arkleg.state.ar.us/Bills/2019R/Public/Searchable/SB188.pdf)

## Votes

- Read the third time and passed. — **33–0** (pass) · upper
- Read the third time and passed and ordered transmitted to the Senate. — **97–0** (pass) · lower

## Sponsors

- Rapert — primary (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2019-01-28** Filed `introduction`
- **2019-01-28** Read first time, rules suspended, read second time, referred to INSURANCE & COMMERCE - SENATE `reading-1, referral-committee`
- **2019-01-31** Returned by the Committee, with the recommendation that it Do Pass `committee-passage-favorable`
- **2019-02-04** Read the third time and passed. `passage, reading-3`
- **2019-02-04** Ordered immediately transmitted to the House.
- **2019-02-04** RECEIVED FROM THE SENATE
- **2019-02-04** Read the first time, rules suspended, read the second time and referred to the Committee on INSURANCE & COMMERCE- HOUSE `reading-1, reading-2, referral-committee`
- **2019-02-13** Returned by the Committee Do Pass `committee-passage`
- **2019-02-19** Read the third time and passed and ordered transmitted to the Senate. `passage, reading-3`
- **2019-02-19** Returned To the Senate as passed.
- **2019-02-19** Returned from the House as passed.
- **2019-02-19** ORDERED ENROLLED
- **2019-02-20** Reported correctly enrolled and ordered delivered to the Governor.
- **2019-02-20** DELIVERED TO GOVERNOR. `executive-receipt`
- **2019-02-26** Notification that SB188 is now Act 200 `executive-signature`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/5fb13090-f5dc-4782-8665-9c15f9ad5950`. Confidence: reported (aggregated from official Arkansas legislature records).