---
type: "Bill"
title: "Credit cards: student credit cards: credit card marketing practices."
description: "Credit cards: student credit cards: credit card marketing practices."
jurisdiction: "us/states/ca"
legislature: "California Legislature"
session: "20012002"
identifier: "AB 521"
citation: "California AB 521 (20012002)"
classification: ["bill"]
subjects: ["Credit cards: student credit cards: credit card marketing practices."]
status: "enacted"
primary_sponsors: ["Koretz"]
version_count: 7
action_count: 27
vote_count: 10
first_action: "2001-02-21"
last_action: "2001-09-12"
source: "openstates"
source_identifier: "ocd-bill/f7a3ce38-dfbb-4eef-8d64-6c504da38648"
source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=200120020AB521"
source_hash: "583f61793cf15bb5aa5db5655c4e0bf044b23656f51af91da978ddb87f8f6d1c"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ca"]
---

# California AB 521 (20012002) — Credit cards: student credit cards: credit card marketing practices.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **02/21/01 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200120020AB521&version=20010AB52199INT)
2. **04/25/01 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200120020AB521&version=20010AB52198AMD)
3. **06/21/01 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200120020AB521&version=20010AB52197AMD)
4. **07/10/01 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200120020AB521&version=20010AB52196AMD)
5. **09/12/01 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200120020AB521&version=20010AB52194CHP)
6. **AB521** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=200120020AB521)
7. **08/30/01 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200120020AB521&version=20010AB52195ENR)

## Votes

- Do pass. — **pass** (pass) · lower
- AB 521 Koretz Assembly Third Reading — **pass** (pass) · lower
- Do pass as amended, and re-refer to the Committee on Rules. — **pass** (pass) · upper
- Do pass as amended and be re-referred to the Committee on Higher Education. — **pass** (pass) · lower
- Assembly 3rd Reading AB521 Koretz By Dunn — **pass** (pass) · upper
- AB 521 Koretz Concurrence in Senate Amendments — **pass** (pass) · lower
- Do pass. — **fail** (fail) · lower
- Do pass, but re-refer to the Committee on Appropriations. — **pass** (pass) · upper
- Do pass and be re-referred to the Committee on Appropriations. — **pass** (pass) · lower
- Set first hearing. Failed passage. Reconsideration granted. — **pass** (pass) · lower

## Sponsors

- Koretz — primary (person)
- Cedillo — coauthor (person)
- Kuehl — coauthor (person)
- Steinberg — coauthor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2001-09-12** Chaptered by Secretary of State - Chapter 294, Statutes of 2001.
- **2001-09-12** Approved by the Governor. `executive-signature`
- **2001-08-31** Enrolled and to the Governor at 3:30 p.m.
- **2001-08-30** Senate amendments concurred in. To enrollment. (Ayes 46. Noes 29. Page 3264.) `committee-passage-favorable, amendment-passage`
- **2001-08-28** In Assembly. Concurrence in Senate amendments pending. May be considered on or after August 30 pursuant to Assembly Rule 77.
- **2001-08-27** Read third time, passed, and to Assembly. (Ayes 22. Noes 10. Page 2438.) `passage, reading-1, reading-3`
- **2001-08-22** Read second time. To third reading. `reading-2, reading-1`
- **2001-08-21** From committee: Be placed on second reading file pursuant to Senate Rule 28.8. `committee-passage`
- **2001-07-18** From committee: Do pass, and re-refer to Standing Committee on Appropriations Re-referred. (Ayes 11. Noes 3.). `committee-passage-favorable, referral-committee, committee-passage`
- **2001-07-17** Joint Rule 61(a)(9) suspended (Standing Committee on Education).
- **2001-07-10** Read second time, amended, and re-referred to Standing Committee on Rules Withdrawn from committee. Re-referred to Standing Committee on Education. `reading-2, reading-1, referral-committee, amendment-passage`
- **2001-07-09** From committee: Amend, do pass as amended, and re-refer to Standing Committee on Rules (Ayes 5. Noes 2.). `amendment-introduction, referral-committee, committee-passage, amendment-passage`
- **2001-06-21** From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Standing Committee on Judiciary. `reading-1, referral-committee, reading-2, amendment-introduction, amendment-passage`
- **2001-06-19** Referred to Standing Committee on Judiciary. `referral-committee`
- **2001-05-31** In Senate. Read first time. To Standing Committee on Rules for assignment. `reading-1`
- **2001-05-31** Read third time, passed, and to Senate. (Ayes 46. Noes 31. Page 1934.) `passage, reading-1, reading-3`
- **2001-05-25** Read second time. To third reading. `reading-2, reading-1`
- **2001-05-24** From committee: Do pass. (Ayes 13. Noes 7.) (May 23). `committee-passage-favorable, committee-passage`
- **2001-05-03** From committee: Do pass, and re-refer to Standing Committee on Appropriations Re-referred. (Ayes 7. Noes 2.) (May 3). `committee-passage-favorable, referral-committee, committee-passage`
- **2001-04-30** Re-referred to Standing Committee on Higher Education. `referral-committee`
- **2001-04-26** Joint Rule 61(a)(2) suspended. (Page 1244.)
- **2001-04-25** Read second time and amended. `reading-2, amendment-passage, reading-1`
- **2001-04-24** From committee: Amend, do pass as amended, and re-refer to Standing Committee on Higher Education (Ayes 8. Noes 3.) (April 23). `amendment-introduction, referral-committee, committee-passage, amendment-passage`
- **2001-04-16** In committee: Set first hearing. Failed passage. Reconsideration granted.
- **2001-03-21** Referred to Standing Committee on Banking and Finance and Standing Committee on Higher Education. `referral-committee`
- **2001-02-22** From printer. May be heard in committee March 24.
- **2001-02-21** Read first time. To print. `reading-1`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/f7a3ce38-dfbb-4eef-8d64-6c504da38648`. Confidence: reported (aggregated from official California legislature records).