---
type: "Bill"
title: "Life insurance: consumer protection."
description: "Life insurance: consumer protection."
jurisdiction: "us/states/ca"
legislature: "California Legislature"
session: "20032004"
identifier: "AB 2316"
citation: "California AB 2316 (20032004)"
classification: ["bill"]
subjects: ["Life insurance: consumer protection."]
status: "enacted"
primary_sponsors: ["Chan"]
version_count: 8
action_count: 25
vote_count: 8
first_action: "2004-02-19"
last_action: "2004-09-28"
source: "openstates"
source_identifier: "ocd-bill/9ae80da8-4f48-4acd-adc1-c962479bb7b0"
source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=200320040AB2316"
source_hash: "03fecc953151e5c579bf64b8c09d8822eabfd8d862981164c83713a494f0bb01"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ca"]
---

# California AB 2316 (20032004) — Life insurance: consumer protection.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **02/19/04 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200320040AB2316&version=20030AB231699INT)
2. **04/28/04 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200320040AB2316&version=20030AB231698AMD)
3. **05/20/04 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200320040AB2316&version=20030AB231697AMD)
4. **06/22/04 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200320040AB2316&version=20030AB231696AMD)
5. **08/18/04 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200320040AB2316&version=20030AB231695AMD)
6. **09/28/04 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200320040AB2316&version=20030AB231693CHP)
7. **AB2316** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=200320040AB2316)
8. **08/25/04 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200320040AB2316&version=20030AB231694ENR)

## Votes

- ab 2316 chan concurrence in senate amendments — **pass** (pass) · lower
- ab 2316 chan assembly third reading — **pass** (pass) · lower
- Do pass as amended and be re-referred to the Committee on Appropriations. — **pass** (pass) · lower
- Do pass. — **pass** (pass) · upper
- placed on appropriations suspense file. — **pass** (pass) · upper
- Do pass as amended, and re-refer to the Committee on Appropriations. — **pass** (pass) · upper
- assembly 3rd reading ab2316 chan by scott — **pass** (pass) · upper
- do pass as amended. — **pass** (pass) · lower

## Sponsors

- Chan — primary (person)
- Calderon — coauthor (person)
- Cohn — coauthor (person)
- Dutra — coauthor (person)
- Koretz — coauthor (person)
- Lieber — coauthor (person)
- Pavley — coauthor (person)
- Vargas — coauthor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2004-09-28** Chaptered by Secretary of State - Chapter 835, Statutes of 2004.
- **2004-09-28** Approved by the Governor. `executive-signature`
- **2004-09-07** Enrolled and to the Governor at 2:30 p.m.
- **2004-08-25** Senate amendments concurred in. To enrollment. (Ayes 45. Noes 34. Page 7677.) `committee-passage-favorable, amendment-passage`
- **2004-08-23** In Assembly. Concurrence in Senate amendments pending. May be considered on or after August 25 pursuant to Assembly Rule 77.
- **2004-08-23** Read third time, passed, and to Assembly. (Ayes 22. Noes 13. Page 5199.) `reading-3, passage, reading-1`
- **2004-08-19** Read second time. To third reading. `reading-2, reading-1`
- **2004-08-18** Read third time, amended. To second reading. `reading-3, amendment-passage, reading-1`
- **2004-08-17** Read second time. To third reading. `reading-2, reading-1`
- **2004-08-16** From committee: Do pass. (Ayes 7. Noes 4.) (August 12). `committee-passage-favorable, committee-passage`
- **2004-08-04** In committee: Placed on Appropriations suspense file.
- **2004-06-22** Read second time, amended, and re-referred to Standing Committee on Appropriations. `reading-2, referral-committee, amendment-passage, reading-1`
- **2004-06-21** From committee: Amend, do pass as amended, and re-refer to Standing Committee on Appropriations (Ayes 6. Noes 3.). `referral-committee, amendment-passage, amendment-introduction, committee-passage`
- **2004-06-09** Referred to Standing Committee on Insurance. `referral-committee`
- **2004-05-27** In Senate. Read first time. To Standing Committee on Rules for assignment. `reading-1`
- **2004-05-26** Read third time, passed, and to Senate. (Ayes 46. Noes 33. Page 6081.) `reading-3, passage, reading-1`
- **2004-05-24** Read second time. To third reading. `reading-2, reading-1`
- **2004-05-20** From committee: Amend, and do pass as amended. (Ayes 15. Noes 5.) (May 19). Read second time and amended. Ordered returned to second reading. `amendment-passage, amendment-introduction, reading-2, committee-passage, reading-1`
- **2004-05-12** In committee: Set, first hearing. Referred to Standing Committee on Appropriations suspense file. `referral-committee`
- **2004-04-29** Re-referred to Standing Committee on Appropriations. `referral-committee`
- **2004-04-28** Read second time and amended. `reading-2, amendment-passage, reading-1`
- **2004-04-27** From committee: Amend, do pass as amended, and re-refer to Standing Committee on Appropriations (Ayes 9. Noes 5.) (April 14). `referral-committee, amendment-passage, amendment-introduction, committee-passage`
- **2004-03-04** Referred to Standing Committee on Insurance. `referral-committee`
- **2004-02-20** From printer. May be heard in committee March 21.
- **2004-02-19** Read first time. To print. `reading-1`

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/9ae80da8-4f48-4acd-adc1-c962479bb7b0`. Confidence: reported (aggregated from official California legislature records).