---
type: "Bill"
title: "Insurance."
description: "(1) Existing law requires that unless the insurance contract provides otherwise, an insured person is entitled to a return of his or her premium if the policy is canceled, rejected, surrendered, or rescinded, as provided."
jurisdiction: "us/states/ca"
legislature: "California Legislature"
session: "20092010"
identifier: "AB 2404"
citation: "California AB 2404 (20092010)"
classification: ["bill"]
subjects: ["Insurance."]
status: "enacted"
primary_sponsors: ["Hill"]
version_count: 8
action_count: 27
vote_count: 6
first_action: "2010-02-19"
last_action: "2010-09-27"
source: "openstates"
source_identifier: "ocd-bill/fc00e7e3-64b3-4b3e-aeb9-657d7c005b5c"
source_url: "http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=200920100AB2404"
source_hash: "49a6808decfa1827f14a2a60bfefa67fe9a67e1feb6279b0feb0f111a180c924"
vintage: "2026-07-01"
source_snapshot: "https://data.openstates.org/daily/2026-07-01/public.pgdump"
retrieved_at: "2026-07-06"
confidence: "reported"
tags: ["legislation", "bill", "us-ca"]
---

# California AB 2404 (20092010) — Insurance.

(1) Existing law requires that unless the insurance contract provides otherwise, an insured person is entitled to a return of his or her premium if the policy is canceled, rejected, surrendered, or rescinded, as provided.

## Version chain

The bill's text revisions, in order — the diff chain from filing to enrollment.

1. **02/19/10 - Introduced** (filed) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200920100AB2404&version=20090AB240499INT)
2. **04/14/10 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200920100AB2404&version=20090AB240498AMD)
3. **04/27/10 - Amended Assembly** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200920100AB2404&version=20090AB240497AMD)
4. **07/15/10 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200920100AB2404&version=20090AB240496AMD)
5. **08/18/10 - Amended Senate** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200920100AB2404&version=20090AB240495AMD)
6. **09/27/10 - Chaptered** (committee substitute) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200920100AB2404&version=20090AB240493CHP)
7. **AB2404** (committee substitute) — [source](http://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=200920100AB2404)
8. **09/02/10 - Enrolled** (enrolled) — [source](https://leginfo.legislature.ca.gov/faces/billPdf.xhtml?bill_id=200920100AB2404&version=20090AB240494ENR)

## Votes

- Assembly 3rd Reading AB2404 Hill By Calderon — **pass** (pass) · upper
- Do pass as amended, and re-refer to the Committee on Appropriations. — **pass** (pass) · upper
- Do pass, to Consent Calendar. — **pass** (pass) · lower
- Do pass as amended and be re-referred to the Committee on Appropriations. — **pass** (pass) · lower
- AB 2404 HILL Consent Calendar Second Day Regular Session — **pass** (pass) · lower
- AB 2404 HILL Concurrence in Senate Amendments — **pass** (pass) · lower

## Sponsors

- Hill — primary (person)
- Calderon — coauthor (person)
- Correa — coauthor (person)

## Timeline

The legislative action history — every referral, reading, and vote.

- **2010-02-19** Introduced. To print. `introduction`
- **2010-02-21** From printer. May be heard in committee March 23.
- **2010-02-22** Read first time. `reading-1`
- **2010-03-11** Referred to Com. on INS. `referral-committee`
- **2010-04-14** From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended. `amendment-introduction, reading-2, amendment-passage, reading-1`
- **2010-04-15** Re-referred to Com. on INS. `referral-committee`
- **2010-04-26** From committee: Amend, do pass as amended, and re-refer to Com. on APPR. (Ayes 12. Noes 0.) (April 21). `amendment-introduction, amendment-passage, committee-passage`
- **2010-04-27** Read second time and amended. `amendment-passage, reading-2, reading-1`
- **2010-04-28** Re-referred to Com. on APPR. `referral-committee`
- **2010-05-13** From committee: Do pass. To Consent Calendar. (May 12). `committee-passage-favorable, committee-passage`
- **2010-05-17** Read second time. To Consent Calendar. `reading-2, reading-1`
- **2010-05-20** Read third time, passed, and to Senate. (Ayes 72. Noes 0. Page 5236.) `reading-3, passage, reading-1`
- **2010-05-20** In Senate. Read first time. To Com. on RLS. for assignment. `reading-1`
- **2010-06-03** Referred to Com. on B., F. & I. `referral-committee`
- **2010-07-15** From committee: Amend, do pass as amended, and re-refer to Com. on APPR. (Ayes 6. Noes 3.) (June 30). `amendment-introduction, amendment-passage, committee-passage`
- **2010-07-15** Read second time and amended. Re-referred to Com. on APPR. `reading-2, amendment-passage, referral-committee, reading-1`
- **2010-08-02** From committee: Be placed on second reading file pursuant to Senate Rule 28.8. `committee-passage`
- **2010-08-03** Read second time. To third reading. `reading-2, reading-1`
- **2010-08-18** Read third time, amended. To second reading. `reading-3, amendment-passage, reading-1`
- **2010-08-19** Read second time. To third reading. `reading-2, reading-1`
- **2010-08-23** Read third time, passed, and to Assembly. (Ayes 26. Noes 10. Page 4784.) `reading-3, passage, reading-1`
- **2010-08-23** In Assembly. Concurrence in Senate amendments pending. May be considered on or after August 25 pursuant to Assembly Rule 77.
- **2010-08-24** Assembly Rule 77 suspended. (Page 6558.)
- **2010-08-24** Senate amendments concurred in. To enrollment. (Ayes 75. Noes 1. Page 6586.) `amendment-passage, committee-passage-favorable`
- **2010-09-08** Enrolled and to the Governor at 2:30 p.m.
- **2010-09-25** Approved by the Governor. `executive-signature`
- **2010-09-27** Chaptered by Secretary of State - Chapter 387, Statutes of 2010.

## Source

OpenStates / OpenCivicData bulk snapshot [2026-07-01](https://data.openstates.org/daily/2026-07-01/public.pgdump); origin `ocd-bill/fc00e7e3-64b3-4b3e-aeb9-657d7c005b5c`. Confidence: reported (aggregated from official California legislature records).